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ST ANDREW'S LIFE ASSURANCE PLC - Scottish …

ST ANDREW'S life ASSURANCE PLC DIRECTORS' REPORT AND FINANCIAL STATEMENTS 31 DECEMBER 2012 Member of Lloyds Banking Group plc ST ANDREW'S life ASSURANCE PLC (03104670) FINANCIAL STATEMENTS CONTENTS _____ 2 Company Information 3 Directors Report 4-7 Independent Auditors' Report to the Members of St ANDREW'S life ASSURANCE plc 8 Statement of Comprehensive Income for the year ended 31 December 2012 9 Balance Sheet as at 31 December 2012 10 Statement of Cash Flows for the year ended 31 December 2012 11 Statement of Changes in Equity for the year ended 31 December 2012 12 Notes to the Financial Statements for the year ended 31 December 2012 13-51 ST ANDREW'S life ASSURANCE PLC (03104670) FINANCIAL STATEMENTS COMPANY INFORMATION _____ 3 Board of Directors Lord Blackwell (Chairman) Dr N M Bryson (Deputy Chairman) M Christophers M G Culmer M A Fisher J Goford A M Parsons* A M Peck Drs C A C M Schrauwers T E Strauss* D J Walkden* * denotes Executive Director Company Secretary C M Herd Actuarial Function Holder R McIntyre Independent Auditors PricewaterhouseCoopers LLP Chartered Accountants and Statutory Auditors Erskine House 68-73 Queen Street Edinburgh EH2 4NH Registered Office 33 Old Broad Street London EC2N 1HZ Company Registration Number 03104670 ST ANDREW'S life ASSURANCE PLC (03104670) FI

ST ANDREW'S LIFE ASSURANCE PLC (03104670) FINANCIAL STATEMENTS CONTENTS _____ 2 Company Information 3

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