Transcription of SUMMARY PLAN DESCRIPTION - Andeavor
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SUMMARY PLAN DESCRIPTION - Andeavor
1 Andeavor 401(k) PLAN SUMMARY PLAN DESCRIPTION As of January 1, 2018 401(k) Plan - January 1, 2018 2 HIGHLIGHTS OF YOUR Andeavor 401(K) PLAN .. 3 IMPORTANT DEFINITIONS .. 4 WHO CAN JOIN .. 4 HOW TO ENROLL .. 5 YOUR CONTRIBUTIONS .. 5 Pre-Tax Savings .. 5 After-Tax (Non-Roth) Savings .. 6 Roth After-Tax Savings .. 6 Rollover Contributions .. 7 Contribution Limitations .. 7 New Hires .. 7 Annual Increase Program .. 7 Andeavor CONTRIBUTIONS .. 8 INVESTMENT EARNINGS AND OPTIONS .. 9 Default Investment Election .. 10 Mutual Fund Information .. 10 Changing Your Investments .. 10 ACCOUNTING AND STATEMENTS .. 11 RECEIVING BENEFITS FROM THE PLAN.
401(k) Plan - January 1, 2018 3 HIGHLIGHTS OF YOUR ANDEAVOR 401(K) PLAN You may join the 401(k) Plan and begin contributions when you’re hired as an employee …
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