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SUMMARY PLAN DESCRIPTION - Pages

2018 SUMMARY PLAN DESCRIPTION Occidental Petroleum Corporation 401(k) Savings Plan your future. your life. your health. CONTENTS Plan at a Glance .. 1 Managing Your Account .. 3 Lost or Forgotten Passwords .. 3 Account Management Features .. 3 Issues 5 Eligibility .. 6 Your 6 When Your Participation Begins .. 6 Naming a Beneficiary .. 7 Employment Changes .. 8 When Your Active Participation Ends .. 8 401(k) Plan Contributions .. 9 Your Contributions to the Plan .. 9 Your Base Pay and Annual Bonus .. 9 Catch-Up Contributions .. 10 Rollover into the Plan .. 10 Roth Rollover Contribution .. 11 In-Plan Roth Rollover .. 11 Tax Implications of Before-Tax, Roth and After-Tax Contributions .. 12 Effect of Before-Tax Contributions on Other Benefits.

7/2018 3 401(k) Savings Plan About this SPD This Summary Plan Description (SPD) summarizes your 401(k) Savings Plan so you can understand how the Plan works.

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