The Defined Contribution Retirement Plan

1 of 2 Questions? Go to or call Defined Contribution Retirement Plan Self-Employed 401(k) Adoption Agreement InstructionsComplete the Profit Sharing/401(k) Plan Adoption Agreement No. 001 to adopt or amend the Defined Contribution Retirement Self Employed 401(k) Plan. This is a pre-approved plan for use with the Defined Contribution Retirement Plan, Basic Plan Document No. to Know The Adoption Agreement should be completed by the Employer. A Plan Administrator must be appointed for your Plan. The Employer may serve as the Plan Administrator, or you can designate another individual to administer the Plan on your behalf and to serve as the main contact with Fidelity. Do not list a company as the Plan Administrator. The Plan Administrator is a named fiduciary for purposes of ERISA Section 402(a)(1) and has the powers and responsibilities with respect to the management and operation of your company s Plan. It is recommended that you also appoint a Successor Plan Administrator to act on behalf of the Plan in the event that the named Plan Administrator dies, resigns, or is otherwise unable or unwilling to act on the behalf of the Plan.

these contributions with Social Security. • Social Security Integration (permitted disparity) is designed for multi‑participant plans and is not generally appropriate for a Self‑ Employed 401(k) Retirement Plan, self‑employed individuals, or owner‑only businesses.

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  Social, Security, Social security, Integration, Social security integration

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