Transcription of The State of Florida’s - Florida Catastrophic Storm Risk ...
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The State of Florida’s - Florida Catastrophic Storm Risk ...
The State of Florida s Property Insurance Market 2nd Annual Report Released January 2013 for the Florida Legislature by The Florida Catastrophic Storm Risk Management Center 1 Table of Contents Executive Summary .. 3 Introduction .. 8 Framework .. 8 Stakeholders .. 8 Current Marketplace Challenges .. 8 Property Insurance Market History .. 9 Legislative and Regulatory Activity .. 10 State Involvement in Property Insurance .. 13 Citizens Property Insurance Corporation .. 13 The Florida Hurricane Catastrophe Fund .. 14 Florida Insurance Guaranty Association .. 15 Primary Market Structure .. 15 Benefits of Private Market .. 18 Pricing of Risk .. 18 Incentives to Mitigate .. 18 Diversification beyond Florida .. 19 Exposure .. 19 Exposure Trends .. 20 Pricing .. 23 Rate Level Trends .. 23 Role of Catastrophe 24 Reinsurance Pricing .. 25 Regulatory Environment Factors .. 26 Impact of Mandatory Mitigation Credits.
The State of Florida’s Property Insurance Market 2nd Annual Report Released January 2013 for the Florida Legislature by The Florida Catastrophic
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