Transcription of Travel Insurance
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ATravel InsuranceCombined Financial Services Guideand Product Disclosure Statement(including policy wording)Effective 17 November, 2021 Table of contentsProduct Disclosure Statement ..1 About this document ..1 About Tokio Marine & Nichido ..1 About RACV ..1 Your contract with Us ..1 Contacting RACV ..1 Contacting Tokio Marine & of cover ..2 Plan types ..2 Information about cruising ..2 International plan benefits table ..3 Domestic plan benefits table ..4 Luggage item limits ..4 Before You buy ..5 Your Duty of Disclosure ..5 Who can purchase this policy ..5 When are benefits Cancelling Your policy ..5 Making changes to Your policy ..6 Medical Conditions and Pregnancy.
The Annual Multi-Trip offers: • Annual cover for an unlimited number of Trips over a 12 month period • A maximum duration limit of either 30, 45 or 60 days per Trip (or the maximum durations shown on Your Certificate of Insurance) • If You purchase the Annual Multi-Trip plan, the Sums Insured under each of the sections of the policy are
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