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U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT ...

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 20410-8000 ASSISTANT SECRETARY FOR HOUSING - FEDERAL HOUSING COMMISSIONER Special Attention of: Transmittal: Handbook All FHA Approved Mortgagees Issued: July 10, 2019 All Direct Endorsement Underwriters Effective Date: Multiple; See Below All FHA Roster Appraisers All FHA-Approved 203(k) Consultants All HUD-Approved HOUSING Counselors All HUD-Approved Nonprofit Organizations All Governmental Entity Participants All Real Estate Brokers All Closing Agents 1. This Transmits: 1. Handbook , FHA Single Family HOUSING Policy Handbook. 2. Previously published updates to Handbook , FHA Single Family HOUSING Policy Handbook. _____ Brian D. Montgomery Assistant Secretary for HOUSING Federal HOUSING Commissioner 2 2.

Procedures for Non-Credit Qualifying Streamline Refinances Updated title to use consistent terminology. 427 II.A.8.e Refinance of Borrowers in Negative Equity Positions Program (Short Refi) [EXPIRED] Added “[EXPIRED]” in bracketed text and watermark in this section to reflect the December 31, 2016 expiration of this program. 429

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