ARM
Appraisal Requirements • 1 Appraisal + AVM <= $1,000,000 • 1 Appraisals and Field Review > $1,000,000 (VIP5/1) 30 YEAR 5/1 ARM: 5/2/5 1yr CMT: Collateral Condition Requirements • Appraisal must reflect C4 or better (C5 or C6 ineligible) (VIP7/1) 30 YEAR 7/1 ARM 5/2/5: 1yr CMT Impounds • Escrows are required on HPML loans • HPML not applicable to Investments …
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