ARM

1 IMPROVEMENTSE xcelerate Capital is a registered DBA ofCastle Mortgage Corporation; NMLS# 61382: Equal Housing Lender. For more licensing information, pleasevisit Effective Date: August 15th, 2022 Pricing InformationMinimum Price / Maximum PriceRate BuydownRate / Rate / .375 PriceCase by Case (if allowed use 2-to-1 ratio)Special IncentivesRate AdjusterPurchase Transaction( )Non-California States( )45-Day Lock CostsPrice AdjusterRates < days = ( ), 15 days = ( ) 7 days = ( ), 15 days = ( )*Up to 15 days max. of extensionsContact Scenario InformationLock Desk Hours - 8:30am - 3:30pm Fee - $1,595 Approval Required to LockExcelerate Capital4000 MacArthurBoulevard, Suite 800 Newport Beach, CA 92660 Effective Date: August 15th, 202215/30/40 YEAR FIXED PRIMESPECIAL RATE INCENTIVESFICO<= 55% - - - - - - - 90 Purchase Transaction( )760+ States( )740 - - INFORMATION700 - - Price / Maximum / 100660 - RESTRICTIONSADDITIONAL "LOAN LEVEL RATE ADJUSTERS"Loan Amount LimitsMin.

2 FICOP urchaseRT/Cash OutDoc Type<= 55% - - - - - - - 90> 3,000,00072070N/A2 Year Tax Returns / 1099' > 2,500,00070075701 Year Tax Returns / 1099' > 2,000,000680757024 Month Bank > 1,500,000660807512 Month Bank Month Income66090803 Mo. Bank Statements w/ P& Home/Investmen6608075 Asset OVERLAYSLoan Purpose<= 55% - - - - - - - 90 Minimum Loan Amount$100,000 Cash Loan Amount$3,500,000 Interest Out Limit$1,000,000 Business Entity (LLC Vesting) Out Amount Limit - LTV <= 75%Unlimited40-year Term (Non I/O) Utilization85% LTV/CLTV5/6 LTV/CLTVE scrow Condo80% LTV/CLTVP roperty Type<= 55% - - - - - - - 90 Condo in Florida (C/O)70% Units85% LTV/CLTVNon-Warrantable Only2-4 Event (FC, BK, SS, or Loan Mod)

3 4+ YearsOccupancy<= 55% - - - - - - - 90 Forbearance4+ YearsSecond Limit50%Investment MonthsLoan Amount<= 55% - - - - - - - 90 Reserves (Loan Amount > $1,500,000)9 Months$1,500,001 - $2,000, (Loan Amount > $2,500,000)12 Months$2,000,001 - $3,000, $3,000,000 $3,500, HISTORYC redit / Debt <= 55% - - - - - - - 90 Seasoning/HistoryPurchase/RTCash OutMortgage History (1x30x12) Adjuster<= 55% - - - - - - - 90AK, DE, IL, KS, MI, MN, NH, NJ, NM, OH (NOO) DETAILSPPP Term (Investment Only)<= 55% - - - - - - - 90 Program NameIndexCapsMargin60 Month PPP( )( )( )( )( )( )N/AN/A5/6 ARM30-day avg. SOFR 2/1 Month PPP( )( )( )( )( )( )N/AN/AQualifying Rate = Greater of start Rate or fully-indexed rate36 Month Month Month provided herein is intended for mortgage professionals only.

4 Castle Mortgage Corporation, Excelerate Capital. ; NMLS #61382. 4000 MacArthur Blvd, Suite 300, Newport Beach, CA 92660. Available in these states: AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NJ, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY. PPP not allowed in AK, IL, KS, MI, MN, NJ, NH, NM, OH, PA. Effective Date: August 15th, 202215/30/40 YEAR FIXED EXCELERATESPECIAL RATE INCENTIVESFICO<= 55% - - - - - - Transaction( )740+ States( ) Price / Maximum / Amount LimitsMin. FICOP urchaseRT/Cash Out> 2,500,0006807065 ADDITIONAL "LOAN LEVEL RATE ADJUSTERS"> 2,000,0006807065 Doc Type<= 55% - - - - - - > 1,500,00062080752 Year Tax Returns / 1099' <= 1,500,00060085801 Year Tax Returns / 1099' Month Income620858024 Month Bank Home / Investmen620807512 Month Bank Mo.

5 Bank Statements w/ P& OVERLAYSA sset Loan Amount$100,000 Written Loan Amount$3,000,000 Profit & Loss Out Limit$1,000,000 Loan Purpose<= 55% - - - - - - Out Amount Limit - LTV <= 75%UnlimitedCash Utilization80% LTV/CLTVI nterest LTV/CLTVB usiness Entity (LLC Vesting) Condo80% LTV/CLTV40-year Term (Non I/O) in Florida (C/O)70% LTV/CLTV5/6 Units85% LTV/CLTVE scrow LTV/CLTVP roperty Type<= 55% - - - - - - Only - Minimum FICO640 Condo (All) Limit50%Non-Warrantable Months2-4 (Loan Amount > $1,500,000)6 MonthsOccupancy<= 55% - - - - - - (Loan Amount > $2,500,000)9 MonthsSecond HISTORY0x90x12 Loan Amount<= 55% - - - - - - Out$1,500,001 - $2,000, $2,000,001 - $3,000, Hisotry<= 55% - - - - - - History (1x30x12) EVENT (FC, BK, SS)1+ YearMortgage History (0x60x12) OutMortgage History (0x90x12) Credit Event85%80%Credit Event History<= 55% - - - - - - Event 3+ Years85%80%>=36 Event 2+ Years85%75%24 - 36 Event 1+ Years70%N/A12 - 24 (Loan mod, Deferral)3+ MonthsState Adjuster<= 55% - - - - - - OutAK, DE, IL, KS, MI, MN, NH, NJ, NM, OH (NOO) 3+ Months80%70%PPP Term (Investment Only)<= 55% - - - - - - 6+ Months85%75%60 Month PPP( )( )( )( )( )( )N/AN/A48 Month PPP( )( )

6 ( )( )( )( )N/AN/AARM DETAILS36 Month NameIndexCapsMargin24 Month ARM-day avg. SOFR 2/1 Month Rate = Greater of start Rate or fully-indexed rateNo LTVE xcelerateGuidelinesInformation provided herein is intended for mortgage professionals only. Castle Mortgage Corporation, Excelerate Capital. ; NMLS #61382. 4000 MacArthur Blvd, Suite 300, Newport Beach, CA 92660. Available in these states: AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NJ, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY. PPP not allowed in AK, IL, KS, MI, MN, NJ, NH, NM, OH, PA. Effective Date: August 15th, 202215/30/40 YEAR FIXED CASH FLOWSPECIAL RATE INCENTIVESFICO<= 55% - - - - - 80 Purchase Transaction( )760+ States( )740 - - INFORMATIONM inimum "LOAN LEVEL RATE ADJUSTERS"Minimum Price / Maximum / 100 Loan Purpose<= 50% - - - - - 80 Cash RESTRICTIONSI nterest Amount LimitsPurchase/RTCash OutBusiness Entity (LLC Vesting) > 1,000,000757040-year Term (Non I/O) OVERLAYSE scrow Loan Amount$100,000 Property Type<= 50% - - - - - 80 Maximum Loan Amount$1,500, Out Limit$750,0002-4 Out Amount Limit - LTV <= 65%UnlimitedState Adjuster<= 50% - - - - - 80 Condo in Florida (C/O)70% LTV/CLTVAK, DE, KS, MI, MN, NH, NM (NOO)

7 LTV/CLTVPPP Term (Investment Only)<= 50% - - - - - 80 Interest Only - Maximum LTV80% LTV/CLTV60 Month PPP( )( )( )( )( )( )2-4 Units75% LTV/CLTV48 Month PPP( )( )( )( )( )( )Subordinate FinancingInstitutional Only36 Month Event (FC, BK, SS)4+ Years24 Month (Loan mod, Deferral)4+ Years12 Month History0x30x12No 6 MonthsReserves (LTV > 85)12 MonthsDSCR DETAILSP rogram NameIndexCapsMargin5/6 ARM30-day avg. SOFR 2/1 Rate = Greater of start Rate or fully-indexed rateDSCR+GuidelinesInformation provided herein is intended for mortgage professionals only. Castle Mortgage Corporation, Excelerate Capital. ; NMLS #61382. 4000 MacArthur Blvd, Suite 300, Newport Beach, CA 92660.

8 Available in these states: AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NJ, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY. PPP not allowed in AK, IL, KS, MI, MN, NJ, NH, NM, OH, PA. State restrictions (can't sponsor): AZ, CA, ID, NV, NC, OR, SD, VA, Date: August 15th, 202215/30/40 YEAR FIXED CASH FLOWSPECIAL RATE INCENTIVESFICO<= 55% - - - - Transaction( )760+ States( )740 - - INFORMATION700 - - Price / Maximum / 100660 - - RESTRICTIONS620 - Amount LimitsPurchaseRT/Cash Out> 2,500,00070N/AADDITIONAL "LOAN LEVEL RATE ADJUSTERS"> 2,000,00070N/ALoan Purpose<= 55% - - - - > 1,500,0007570 Cash > 1,000,0008075 Interest OVERLAYSDSCR < Loan Amount$100,000 Business Entity (LLC Vesting) Loan Amount$3,000,00040-year Term (Non I/O) Out Limit$750,0005/6 Out Amount Limit - LTV <= 65%UnlimitedEscrow LTV/CLTVP roperty Type<= 55% - - - - in Florida (C/O)70% Units (DSCR > )

9 80% Units (DSCR < )70% LTV/CLTVNon-Warrantable LTV/CLTV2-4 Only - Minimum FICO640 Loan Amount<= 55% - - - - FinancingInstitutional Only$1,500,001 - $2,000, Event (FC, BK, SS)3+ Years$2,000,001 - $2,500, (Loan mod, Deferral)3+ Months$2,500,001 - $3,000, 3 MonthsCredit<= 55% - - - - (Loan Amount > $1,500,000)6 MonthsMortgage History (1x30x12) Reduced by 3 MonthsLTV <= 70% & 640+ FICOM ortgage History (0x60x12) MinimumNo RatioState Adjuster<= 55% - - - - , DE, KS, MI, MN, NH, NM (NOO) REQUIREMENTSPPP Term (Investment Only)<= 55% - - - - Out60 Month PPP( )( )( )( )( )( )Forbearance 3+ Months75%65%48 Month PPP( )( )( )( )( )( )Forbearance 6+ Months75%70%36 Month Month HISTORY0x60x1212 Month OutNo DETAILSP rogram NameIndexCapsMargin5/6 ARM30-day avg.

10 SOFR 2/1 Rate = Greater of start Rate or fully-indexed rateDSCRG uidelinesInformation provided herein is intended for mortgage professionals only. Castle Mortgage Corporation, Excelerate Capital. ; NMLS #61382. 4000 MacArthur Blvd, Suite 300, Newport Beach, CA 92660. Available in these states: AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MS, MT, NC, ND, NE, NJ, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY. PPP not allowed in AK, IL, KS, MI, MN, NJ, NH, NM, OH, PA. State restrictions (can't sponsor): AZ, CA, ID, NV, NC, OR, SD, VA, Date: August 15th, 202215/30 YEAR FIXED CASH FLOWSPECIAL RATE INCENTIVESFICO<= 50% - - - - Transaction( )760+ States( )740 - - Price / Maximum / RESTRICTIONSADDITIONAL "LOAN LEVEL RATE ADJUSTERS"FICOLoan AmountPurchaseRT/Cash OutReservesLoan Purpose<= 50% - - - - Entity (LLC Vesting) OVERLAYSLoan Amount<= 50% - - - - Loan Amount$400,000$1,500,001 - $2,000, Loan Amount$2,000,000$2,000,001 - $2,500, Out Limit$750,000 State Adjuster<= 50% - - - - Out Amount Limit - LTV <= 60%UnlimitedAK, DE, KS, MI, MN, NH, NM (NOO) Term (Investment Only)<= 50% - - - - MarketsN/A60 Month PPP( )( )( )( )( )( )