Flood Insurance
§ A bank must escrow flood insurance premiums and fees for any loans made, increased, extended, or renewed on or after July 1 of the succeeding calendar year after it has a change in status. § Example: Lender C qualifies for the small lender exemption at the beginning of 2017. That lender has assets of $1.3 billion on December 31, 2017, and $1.4
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