REFERENCE GUIDE
during owner's life. If owner has spousal beneficiary more than 10 years younger, use instead Joint Life Table from IRS Pub. 590. Use to calculate Required Minimum after owner's death. See IRS Pub. 590 for complete table of ages 0 through 111+. Maximum taxable earnings base $147,000 Amount Needed to Earn One Credit $1,510
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ACCOUNT CHANGE FORM - Insurance, Retirement, …
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REFERENCE GUIDE - Western & Southern Financial Group
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