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Referral/Authorization Quick Reference Guide for ...

Referral/Authorization Quick Reference Guide for ...

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Referral/Authorization Quick Reference Guide for Commercial Products . This is a resource tool for standard HMO, POS, and PPO products; please keep in mind that products may vary by employer group and state. For the Connecticut Open Access HMO product, no referral is required to see a contracted specialist.No guarantee of payment is implied.

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