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VII. UNDERWRITING AND LOAN APPROVAL PROCESS

VII. UNDERWRITING AND LOAN APPROVAL PROCESS

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An effective underwriting and loan approval process is a key predecessor to favorable portfolio quality, and a main task of the function is to avoid as many undue risks as ... desired customer profile should be assessed. Examiners also determine whether such guidelines are documented, clear, and measurable, such that management can track ...

  Customer, Approval

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