Pradhan Mantri Awaas Yojana Gramin (PMAY-G)

1 Pradhan Mantri AwaasYojana Gramin (PMAY-G) MINISTRY OF RURAL DEVELOPMENTGOVERNMENT OF INDIAC hhattisgarhMadhya PradeshRajasthanErstwhile Rural Housing Programme IndiraAwaasYojana(IAY) Eligibility-RuralBPLH ouseholds Unitsizeofhouse ,000/-(75,000/-fordifficultareas/Hillyan dIAPdistrict) Fromtheinceptionoftheschemeinyear1996, of Performance Audit of IAY by C&AG in 2014 Non-assessmentofhousingshortage Lackoftransparencyinselectionofbeneficia ries. Loansnotavailedbybeneficiaries Lackofconvergence Lowqualityofhouseandlackoftechnicalsuper vision address the gaps in rural housing program and in view of Government s commitment to provide Housing for All by 2022, the scheme of IAY has been re-structured into Pradhan MantriAwaasYojana Gramin (PMAY-G) 1stApril, 2016 crore Working Group on Rural Housing for 12th Five Year Plan (2012-17) crore Census, 2011 crore Socio Economic and Caste Census (SECC), crore PMAY-G houses targeted to be constructed by 2022 in 2 phasesBackground for re-structuring Rural Housing SchemeHousing Shortage EstimationPhase-IPhase-IITarget: Construction of 1 crore PMAY-G HousesTarget: Construction of crore PMAY-G HousesPeriod: 2016-2019 Period: 2019-2022 EligibilityAllHouselessandpeoplelivingin dilapidatedandkutchahousesasperSECC2011d ataUnit ,difficultareasandIAPdistrictsSharing Pattern60.

2 40betweenCentreandStateinplainareas90:10 forNorthEasternStates,2 Himalayanstates, (subjecttochange),and100%CentralSharefor UnionTerritoriesincludingtheUTofLadakhTa rgetPhase1 Rural Housing Scheme: Pradhan MantriAwaasYojana Gramin (PMAY-G) Quality of house construction Rural Mason Training, House Design typologies State Nodal Account & 100 % Direct Benefit TransferAwaasSoft MIS, Release of funds, Reports and MonitoringEvidence based Monitoring -progress of construction through geo-tagged photographsConvergence with other programmes for basic amenitiesMajor ReformsAbout PMAY-G -Major ReformsHealthy Competition Performance Index, Annual AwardsFeatures of PMAY-G (1/2)The construction should be carried out by the beneficiary himself/herself or under his/her supervisionLandless High priority -Provision of land to landless householdsCategory-wise earmarking of targets 60% for SC/ST, 15% for minorities and atleast5% for persons with disabilitiesUtilisation of 4% of funds released for administering the scheme during Phase-I and 2% during Phase-IISupport to old or infirm or a person with disability in construction through Rural Mason Training Program123455% allocation for Special Projects and losses due to natural calamities6 Features of PMAY-G (2/2)Dedicated Programme Management Unit (PMU)

3 At State / District / Block levelEmpowered Committee approving Annual allocation, Special Projects, difficult areasSaturation approach Mission Antyodayavillages, SAGY GPs, RurbanClusters, Open Defecation Free GPs, GPs with strong social capital through DAY-NRLM SHGs and Kala Azar scheme is monitored by Area Officers, field visits by Ministry Officers, State officials and various field also has a provision of Social Audit for better Phase IStatus of Progress -PMAY-G Phase ITarget of PMAY-G Phase I Beneficiaries RegisteredHouses Geo-TaggedHouses LakhCompletion of 1 crore house by 31stMarch Lakh1stInstalments Released2ndInstalmentsReleasedHouses LakhAs per AwaasSoft, 14th November, 2019 Performance Index ranking for States for 2018-19 StateCumulative Ranking till 2018-19*UTTAR PRADESH1 CHHATTISGARH2 JHARKHAND3 WEST BENGAL4 RAJASTHAN5 ODISHA6 MADHYA PRADESH7 MAHARASHTRA8 TAMIL NADU9 DADRA AND NAGAR HAVELI10 ANDAMAN AND NICOBAR11* Targets for the financial year 2018-19 were given to only 9 States and 2 UTs and therefore the cumulative rankings for the 3 years till 2018-19 is calculated for those states only.

4 (rankings as on 1 Nov 2019 taken from Performance Index report)Performance Index Cumulative Rankings till 2017-18 StateRankStateRankStateRankChhattisgarh1 Maharashtra14 Dadra And Nagar Haveli27 Uttar Pradesh2**Assam15 Lakshadweep28 Punjab3**Meghalaya16 Goa29 Jharkhand4 Uttarakhand17 Andaman And Nicobar30 Tripura5 Manipur18 Nagaland31 West Bengal6 Haryana19 Arunachal Pradesh32 Rajasthan7 Tamil Nadu20 Telangana33 Sikkim8 Bihar21 Madhya Pradesh9 Karnataka22 Odisha10**Jammu And Kashmir23 Gujarat11 Andhra Pradesh24 Daman And Diu12 Kerala25 Himachal Pradesh13 Mizoram26** Weightage values are diffrentfor Jammu & Kashmir,Assamand Meghalaya(As on 14th November 2019)PMAY-G Phase -IIStatus of Progress -PMAY-G Phase IITarget allocatedRegistrationsSanction48,75,396 Houses37,89,388 Houses36,48,412 HousesTarget of PMAY-G Phase II Completion of crore house by 31stMarch 2022 Approved Target for PMAY-II : 2019-20 =60 Lakhs2020-21 = 70 Lakhs2021-22 = 65 LakhsTarget allotted to the States : 2019-20 = lakhs1stInstalmentreleased29,13,561 HousesCompletions1,36,627 HousesAs per AwaasSoftas on 14th November 2019 PMAY-G Fund FlowPMAY-G Fund FlowState TreasuryState Nodal Account (SNA)Program FundAdministrative FundBlock LevelDistrict LevelState LevelGovernment of IndiaState GovernmentBeneficiariesVendorsCentral and State share credited in State Treasury.

5 EBR funds flow from NABARD to NRIDA s account to SNAFund from State Treasury flows to State Nodal AccountState Nodal Account has bifurcation at notional level between program and administrative fundsProgram and Admin Funds drawn by State/District/Block level from SNAP rogram fund FTO generated at block level for beneficiaries; Admin fund FTO generated at state/district/block level Fund Transfer Order is generated from AwaasSoft Electronic FTO instruction file flows from AwaasSoftto PFMS PFMS sends the file to State Nodal Bank Funds credited in Beneficiary/ Vendor accountEBRNRIDA AccountNABARDFund Flow CompliancesFund released by Government of India in two installments 1stInstallment (50%) and 2ndInstallment (50%)1stInstallmentCriteria-Released at the beginning of the financial year, provided state has availed or submitted complete proposalfor 2ndinstallment of previous financial year2ndInstallmentCriteria Utilization of 60% of total available funds on AwaasSoftand as belowYear CriteriaIndicatorCurrent yearTarget Fixing100 percentCurrent yearIssue of Sanctions95 percent of TargetCurrent yearFreezing of Beneficiary Accounts100 percent of the yearRelease of 1st instalment to the beneficiary100 percent of the sanctions in terms of generation of FTOP revious yearHouse constructed80 percent of SanctionClick for List of DocumentsList of Documents for 2nd InstallmentReleaseDocument Compliance for release of 2ndInstallmentProposal in prescribed format as mentioned in FFIC ompliance status for issues raised in Empowered CommitteeCertificate of penal interest deposit in case of delay of state share transferUtilization Certificate in prescribed format as mentioned in FFIC ompliance status

6 For issued raised by MoRDduring 1stInstallmentFinancial reconciliation of figures between AwaasSoftand Bank AccountExpenditure Statement in prescribed format as mentioned in FFIC ertificate regarding non-diversion and non-embezzlement of fundsPhysical target achievement in last year category-wiseAudit Report for previous financial yearSanction orders for state release in previous financial yearCertificate from the State regarding Administrative Fund utilization in permissible headsTargets of SC/ST/Minorities / Disabled and distribution amongst districtsUtilization Certificate for administrative expenses for the previous and current financial year(s)AwaasSoftAwaasSoftAwaasSoftis a workflow and transaction-based Service Delivery Platform to facilitate e-governance of PMAY-G. The system provides several functionalities and reports in public domainrelevant to various stakeholders in the government and in the public .

7 The portal is hosted at the url: of reports available on AwaasSoftfor monitoring the progress under PMAY-GA. Physical Progress Reports B. Financial Progress ReportsC. Social Progress Reports D. GIS Reports E. SECC Reports F. eFMSR eports G. Convergence Reports H. Social Audit ReportsGeo-Tagging using AwaasAppGeo-Tagging using AwaasAppBeneficiary Name: Asha DeviBeneficiary ID: HP1009033 Gram Panchayat : ChalohBlock : IndoraDistrict : KangraState: Himachal PradeshExisting site(Old House)Proposed SiteLintel levelRoof levelCompletedDIFFERENT STAGES OF CONSTRUCTION THROUGH MOBILE APP Different Stages of Construction through AwaasAppRural Housing Interest Subsidy Scheme (RHISS)24 Rural Housing Interest Subsidy Scheme (RHISS)Approved by the Union Cabinet on 24th January, 2017 Rural Housing Interest Subsidy SchemeRelease of guidelines on 19th June, 2017 Central Nodal Agency for implementation -National Housing BankInterest subsidy at the rate of % on maximum principal amount for subsidy is Rs.

8 2 lakh. Maximum amount of subsidy for a beneficiary is Rs. 38,359 which subventsEMI payable by the beneficiaryFunds of Rs. crore released by MoRDto NHB on 31stJuly 2019 for disbursal to 12,000 beneficiariesDisbursed interest subsidy to 1,305 beneficiaries from Saurashtra GraminBank, GruhFinance Ltd and IIFL Home Loan LtdImproving Quality of PMAYG Houses RURAL MASON TRAINING(As on 1stNovember 2019)89,484 Total No. of Enrolments78,610 Total Assessments Conducted50,621 CertifiedImproving Quality of PMAYG Houses HOUSE DESIGN TYPOLOGIESS tates15 Housing zones62 Typologies108 House constructed Low Cost Disaster Resilient Conforming to local Geo-climatic considerations Socio-cultural considerationsTypology for Zone B , AssamKey FeaturesCompendium of Rural Housing Typologies -PAHAL Typology SampleLand for Landless Beneficiaries (As on 14th November 2019)The beneficiaries under Pradhan Mantri AwaasYojana Gramin (PMAY-G) with no land to construct their houses are being given high priority under the scheme.

9 Providing land to landless beneficiaries for construction of houses being the States /UTs responsibility, they are advised/ encouraged to provide land to such beneficiaries urgently. There is no dedicated financial assistance to the landless beneficiaries from the Central government for purchasing the land. Some of the States-Bihar, Maharashtra, etc. are providing financial assistance to the landless beneficiaries under the State s scheme for purchasing the NoStateNo. of Landless beneficiaries identifiedNo of landless beneficiaries provided land1 Andaman and Nicobar1,08302 Andhra Pradesh6,6941,8883 Arunachal Pradesh004 Assam16,6526255 Bihar30,5323816 Chhattisgarh7,3025,3987 Dadra and Nagar Haveli88298 Diu and Daman1890 Land for Landless Beneficiaries Sr. NoStateNo. of Landless beneficiaries identifiedNo of landless beneficiaries provided land9 Goa66010 Gujarat9,8016,09011 Haryana14012 Himachal Pradesh230713J and K0014 Jharkhand49725215 Karnataka15,34611,56016 Kerala5,71210517 Lakshadweep0018 Madhya Pradesh17,46814,98719 Maharashtra1,10,00020,97620 Manipur0021 Meghalaya8200 Land for Landless Beneficiaries Sr.

10 NoStateNo. of Landless beneficiaries identifiedNo of landless beneficiaries provided land22 Mizoram0023 Nagaland0024 Odisha47,4571,61525 PondicherryNot AvailableNot Available26 Punjab4914327 Rajasthan55,40530,10828 Sikkim0029 Tamil Nadu77,48567630 TelanganaNot AvailableNot Available31 Tripura1559032 Uttar Pradesh1,3161,31633 Uttarakhand54047234 West Bengal18,038673 Awaas + Awaas + Awaas + is a mobile application that was developed for identification of those households who though eligible but have not been included in the Permanent Waitlist (PWL) of PMAY-GA total of crore households have been uploaded on Awaas + by the States/UTsDeadlineTotal Registrations30th June 201826,71330th September 20181,37,16,09130th November 20182,50,50,8307th March 20193,53,76,210 State-wise Awaas + DataStateTotal No. of beneficiariesin PWLA waas+ RegistrationsAndaman And Nicobar2,1250 Andhra Pradesh2,54,95810,86,938 Arunachal Pradesh32,97311,853 Assam8,81,92223,95,804 Bihar34,34,39732,86,070 Chhattisgarh18,74,33410,37,106 Dadra And Nagar Haveli6,59710,926 Daman And Diu15323 Goa1,7050 Gujarat4,79,1069,12,284 Haryana31,1362,01,704 Himachal Pradesh15,0871,54,690 Jammu And Kashmir1,66,9063,78,764 Jharkhand14,78,96214,75,258 Karnataka3,83,0640 Kerala75,7093,11,700 Lakshadweep1150 StateTotal No.