Merrill Lynch Schedule of Miscellaneous Account and ...

1 1 Merrill Schedule of MiscellaneousAccount and Service FeesAt Merrill , we offer a wide variety of Account programs and services with a broad range of features and benefits. Below is a list of fees and charges, which may apply to your Account (s) at Merrill . The listed fees below do not include commissions, markups, commission equivalents or advisory fees. Some of these fees may be waived under certain conditions. Fees are subject to change. Please speak with your financial advisor if you have any questions regarding our Account or service fees. Please refer to your Account agreement(s) for specific information about your Account and service fees. NOTE: The "Acronyms for Account Names" section at the bottom of this document provides a list of acronyms used in this fee Schedule . Account or ServiceFee AmountFrequency Account MAINTENANCE FEESA ccount Fee (per Account )WCMA$300 AnnualICMA$275 AnnualEMA, WCMA SUB$15 0 AnnualBIA, CMA$125 AnnualMSA$10 0 AnnualEMA II$80 AnnualDELAWARE, BUS.

2 DELAWARE (USD)$65 (No fee if properly linked to an ICMA Account )AnnualDELAWARE, BUS. DELAWARE (NON-USD)$75 (No fee if properly linked to an ICMA Account )AnnualEMA SUB$50 AnnualCMA SUB$25 AnnualCMA for Trust Account $125 per Account (Living Trust) Bank as TrusteeAnnualCMA Trust SUB$50 per Account (Living Trust) Bank as TrusteeAnnualWCMA, WCMA SUB, BIA$25, $ , $ (in lieu of annual fee listed above)MonthlyBASIC (KEOGH PLAN)Annual custodial fee, includes loan maintenance fee, 25 basis points min $60 ($80 for profit sharing and money purchase with 1 plans) max $100 AnnualPrototype plan fee, $50 per plan type (profit sharing and money purchase)Annual (Plan Sponsor Only)Duplicate StatementBIA, WCMA, WCMA SUB1 free per month/ $5 per statement thereafterTransactionalPayment ExtensionWCMA, WCMA SUB$25 TransactionalTransfer and Termination Fees Account Transfer FeeBIA, CMA, CMA SUB, EMA, EMA SUB, EMA II, ICMA, IRA (IRA, Roth, IRRA), RCMA, WCMA, WCMA SUB, 401K$95 TransactionalIRA (SEP SIMPLE, BASIC)

3 , RSA$75 TransactionalHSA$50 TransactionalCloseout Fee (In Lieu of Transfer Fee)HSA$50 TransactionalIRA, IRRA, ROTH$95 TransactionalMerrill Lynch , Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill ) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ( BofA Corp. ). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA products:Are Not FDIC InsuredAre Not Bank GuaranteedMay Lose Value 2021 Bank of America Corporation. All rights reserved. | 3914611 | 11/2021 Merrill Schedule OF Miscellaneous Account AND SERVICE FEES2 Account or ServiceFee AmountFrequency CASH MANAGEMENT SERVICESACH CreditsBIA, WCMA SUB200 free per month; $ per item thereafterTransactionalACH DebitsBIANo fee/Excess Transaction Fees ApplyTransactionalWCMA SUB200 free per month; $ per item thereafterTransactionalACH Deposit Return FeeBIA, CMA, WCMA, WCMA SUB$10 TransactionalCash Advance Fee (non-ATM)CMA, WCMA, WCMA SUB, EMA, EMA II, of principal; $ minimum feeTransactionalCheck Deposits Non Currency, different country and currencyBIA, WCMA, WCMA SUB$75 TransactionalCheck Deposits Non Currency, same country and currencyBIA, WCMA, WCMA SUB$15 TransactionalCheck Deposits CurrencyBIANo fee for the first 10 checks processed per month, $ per check thereafterTransactionalEMA, EMA II, EMA SUBNo fee for the first 100 checks deposited per month.

4 $ per check deposited after 100 TransactionalWCMA SUB$ per ItemTransactionalCheck WritingBIA3 free per month/$15 per item thereafterTransactionalEMA200 free per month; $.15 per item thereafterTransactionalEMA II$ .15 per itemTransactionalWCMA SUB$ per itemTransactionalVisa International TransactionCMA, CMA SUB, EMA, EMA SUB, WCMA, WCMA SUB2% OF US $ AMOUNTT ransactionalExcess Transaction FeeBIA$15 TransactionalNon-Bank of America ATM TransactionsCMAATM surcharges reimbursed up to $200 per year at ATMs (includes all territories Virgin Islands, Guam, Federated States of Micronesia, Midway Islands and Puerto Rico)TransactionalEMA, EMA IINo fee for the first 100 ATM transactions per calendar year; $1 per transaction over 100 TransactionalWCMA, WCMA SUBNo fee for the first 52 ATM transactions per calendar year, $1 per transaction over Interest Rate FeeDELAWARE (NON-USD)Fee is charged on MLPF&S cash balances held in the following currencies: EUR / CHF / JPY / SEK / DKK.

5 A charge rate is applied to client s balance to calculate the Funds Check Paid FeeBIA, WCMA, WCMA SUB5 Free per month/$25 per item thereafterTransactionalNonsuffient Funds Check ReturnedCMA, EMA, EMA II$30 TransactionalBIA, WCMA, WCMA SUB$25 TransactionalICMA$20 TransactionalNonsuffient Funds Funds Transfer Service ReturnedCMA, CMA SUB$10 TransactionalRemote Check Deposit Service Maintenance FeeBIA, WCMA, WCMA SUB$50 up to 5 accounts. $10 per Account thereafterTransactionalRemote Check Deposit Service Setup FeeBIA, WCMA, WCMA SUB$125 (one time)TransactionalReturn Check Deposit FeeEMA, EMA II$20 TransactionalBIA, WCMA, WCMA SUB$15 TransactionalICMA$10 TransactionalReturn of Pre-authorized DebitCMA, CMA SUB$20 TransactionalStop Payment FeeBIA, WCMA, WCMA SUB, EMA, EMA II$25 TransactionalICMA$12 TransactionalVoluntary ExchangeWCMA, WCMA SUB, CMA, CMA SUB$30 TransactionalMERRILL Schedule OF Miscellaneous Account AND SERVICE FEES3 Account or ServiceFee AmountFrequencyWire TransferUSD Federal Wire Transfer (Branch)Various Accounts$30 per wire for accounts with less than $250,000 in statement-linked assets.

6 Four free wires per calendar year ($30 per wire thereafter) for accounts with more than $250,000 in statement-linked assets)TransactionalINVESTMENT SPECIFICM errill FeesBond Coupon Deposit Various Accounts$5 TransactionalMandatory Exchange WCMA, WCMA SUB, CMA, CMA SUB$50 TransactionalCorporate Actions Reorg Processing Fee Various Accounts$50 TransactionalCorporate Actions Transaction Fee Various Accounts$30 TransactionalPrecious Metals Service FeeBrokerage Accounts (Annual Rate): Gold, Platinum, Palladium Silver Managed Accounts (Annual Rate): Gold, Platinum, Palladium Silver upon the average daily valuation of the Precious Metals held in such accountMonthlyThird-Party FeesAmerican Depositary Receipt ("ADR") Cable FeeVarious AccountsVaries from $15-$20 per conversion + $.05 per shareTransactionalADR Certificate FeeVarious AccountsVariesTransactionalDelivery of Non-Government Securities Direct Registration System ("DRS") Eligible or ParticipatingVarious Accounts$25 TransactionalDelivery of Non-Government Securities Not DRS EligibleVarious Accounts$500 TransactionalDeposit Withdrawal at Custodian (DWAC)

7 Various AccountsVariesTransactionalLegal Transfer Fee Depository Trust CompanyVarious Accounts$75 TransactionalAcronyms for Account Names AcronymFull NameBIAB usiness Investor AccountCMACash Management AccountCMA SUBCash Management Account SubAccountESAE ducation Savings AccountEMAE ndowment Management AccountEMA SUBE ndowment Management Account SubAccountEMA IIEndowment Management Account IIHSAH ealth Savings AccountICMAI nternational Cash Management AccountAcronymFull NameIRAI ndividual Retirement AccountIRRAI ndividual Retirement Rollover AccountMSAM edical Savings AccountRCMAR etirement Cash Management AccountRSAR etirement Selector AccountROTHRoth Individual Retirement AccountWCMAW orking Capital Management AccountWCMA SUBW orking Capital Management SubAccount