FEE GUIDE Date Published: ITEM Fees Final Fee (Incl …

1 Tracer/query at clients request Returned wire to correspondent bank Credit confirmation to correspondent bank FUNDS TRANSFER FeesFinal Fee ( incl of GCT)ITEMC heques issued J$1,000,000 and overCheque encashment fee (non clients)Cheques on Collection(Local Account)Cheques on Collection(Foreign Account)Returned Cheques (J$ account)Dormant accounts feesReturned Cheques (USD Local account)Return Foreign ChequesStop Payments on Manager's ChequesStop Payments/Cancellation(J$ account)Stop Payments (Local USD account)Stop Payment on Foreign Drafts - cleared locallyStop Payment on Foreign DraftsInterim/Duplicate Statements(Chequing)Audit ConfirmationVoucher SearchCertification of account balanceNight/Day Deposit Service (One time setup fee)Replace Night Chute Key - CostDeposit bags Size A (9X12) per 50 bagsDebiting Accounts per clients instruction -in Branch (letter/email/ bearer) Bill Payment(in branch)Interim/Duplicate Statements(Savings)Returns/Stop PaymentsCash Deposit in Excess of:Wire Transfers - OverseasForeign Drafts(negotiated overseas) J$1,000, 1, 1, 1, bags Size D (12X16) per 50 bagsDeposit bags Size G (20X25) per 50 bagsCD Early Encashment Fee Client Cash Orders over J$1M or foreign currency equivalent FEE GUIDEAll fees are quoted in Jamaican dollars unless otherwise statedManager s Cheques Replacement Manager's ChequesCheques (USD Accounts)Replacement Foreign DraftsForeign Drafts (negotiated locally)Date Published: Outgoing Wire Transfer - In Branch Outgoing Wire Transfer - OnlineIncoming Wire TransferIncoming Wire TransferRepair/amendment of outgoing wire transferCorrespondent bank investigation/query*FBC - Foreign Bank Charge.

2 Ask your bank representative for an estimate of foreign bank chargeDAY TO DAY BANKING SERVICESCORPORATE PAYROLL SERVICES FeesFinal Fee ( incl of GCT)ITEMD irect AdvantagePer Transaction/Item ChargeElectronicPer Transaction/Item ChargeManualPer Transaction/Item ChargeDEBIT CARDSINTERNET BANKING -FUNDS TRANSFER Using Proprietary (SBJ) ABM's WithdrawalsReplacement ATM CardDeclined TransfersBalance EnquiryDepositMini StatementWithdrawalsBalance EnquiryDeclined Per TransactionDeclinedInternet Banking (Individual) AccessInternet Banking (Corporate) AccessTransfer between Sagicor AccountsService ChargeOnline Balance EnquiryBill Payment TRANSACTU sing Multilink ABMs Point-of-Sale (POS) Transactions using Proprietary (SBJ) Machines Transfer to local BanksSagicor to Sagicor account (online)Sagicor to Sagicor(in-branch)Sagicor to other bank (online)Sagicor to other bank (in-branch/Transact)Other bank to SagicorAutomated Clearing House (ACH)Per TransactionDeclinedPoint-of-Sale (POS) transactions using Multilink CREDITLoan Commitment Fee (Consumer Loans) Loan Commitment Fee - Consumer Loans Cash SecuredUnsecured Set Up/Amendment Fee (In Branch)Transaction Fee (Online)Transaction Fee (In Branch)Failure ChargeSweep between AccountsSweep between Accounts via ebankSTANDING INSTRUCTIONSFeesFinal Fee ( incl of GCT)ITEMD iscounting of Trade Receivables Letters of CreditLetters of Guarantee (Cash Secured)Letters of Guarantee (Non-Cash Secured)Letters of Undertaking (Cash Secured)Letters of Undertaking (Non-Cash Secured)Local Currency Facilities (3 10 months)Letters of HypothecationBondsPerformanceLoan Commitment Fee Business LoansDevelopment Bank of Jamaica (DBJ) facilitiesExport-Import Bank of Jamaica (EXIM)SBJ Amortized & Term Loans (Cash Secured)SBJ Amortized & Term Loans (Non-Cash secured)Line of Credit (Secured)

3 LeasingTRADE FINANCINGCREDITI ndirect Credit Facilities Insurance Premium Financing All fees are quoted in Jamaican dollars unless otherwise statedCREDITA nnual renewal fee (Overdraft)Late payment fee (Personal)Late payment fee (Business)Loan Commitment Fee - Consumer Loans Auto Loan Mortgage/Home Equity