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Personal Banking Terms and Conditions and Charges

Personal Banking Terms and Conditions and Charges

www.hsbc.co.uk

About overdrafts 28 16. Overdrafts 28 Our relationship with you 29 17. Our ‘right of set-off’ to reduce the amount you owe us 29 18. Changes we can make 30 19. Closing your account or ending this agreement 33 20. How we can transfer accounts 35 21. Transferring this agreement 35 22. When we aren’t responsible for things that go wrong 36 23.

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