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Search results with tag "Bank profitability"
BIS Working Papers
www.bis.orgFirst, low nominal interest rates can harm bank profitability. Lower rates can sap net interest income when banks are reluctant or unable to lower deposit rates below zero, so that mark-ups shrink as interest rates fall. Moreover, the impact of low short-term rates grows if they go hand in hand with a flattening of the yield curve, eroding
Structural changes in banking after the crisis
www.bis.orginternal control practices. Although these changes are hard to assess, supervisors point to significant scope for further improvements, in particular because of the inherent uncertainties about the future evolution of risks. Market sentiment and future bank profitability. Despite a recovery in market-