Search results with tag "The fair credit reporting"
CFPB Consumer Laws and Regulations FCRA
files.consumerfinance.govFair Credit Reporting Act 1 The Fair Credit Reporting Act (FCRA) 2. became effective on April 25, 1971. The FCRA is a part of a group of acts contained in the Federal Consumer Credit Protection Act. 3. such as the Truth in Lending Act and the Fair Debt Collection Practices Act. Congress substantively amended the FCRA upon the passage of the ...
40 Years Experience Fair Credit Reporting Act
www.ftc.govThe Fair Credit Reporting Act1 (“FCRA”) governs the collection, assembly, and use of consumer report information and provides the framework for the credit reporting system in the United States. The FCRA was enacted in 1970, and it has been amended several times in the ensuing ... Under the Consumer Financial Protection Act of 2010 (“CFPA ...
A Summary of Your Rights Under the Fair Credit Reporting …
files.consumerfinance.govThe federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies
SUPREME COURT OF THE UNITED STATES
www.supremecourt.govThe Fair Credit Reporting Act regulates the consumer reporting agencies that compile and disseminate personal information about consumers. 15 U. S. C. §1681 . et seq. The Act also creates a cause of action for con-sumers to sue and recover damages for certain violations. §1681n(a). TransUnion is a credit reporting agency that compiles ...
Fair Credit Reporting - Federal Reserve
www.federalreserve.govThe Fair Credit Reporting AAct (FCRA) deals with the rights of consumers communicationin relation to their credit reports and the reportingobligations of credit reporting agencies and the businesses that provide information to them. The FCRA has been revised numerous times since it took effect in 1971, notably by passage of ...
FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003
www.congress.govreporting agency’’, ‘‘creditor’’, ‘‘Federal banking agencies’’, and ‘‘financial institution’’ have the same meanings as in section 603 of the Fair Credit Reporting Act, as amended by this Act; and (4) the term ‘‘affiliates’’ means persons that are related by common ownership or affiliated by corporate control ...