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A CONSUMER’S GUIDE TO LIFE INSURANCE - NCDOI
www.ncdoi.com1 All life insurance is not the same. Life insurance can be divided into two basic categories — “term” and “permanent”. Term life insurance provides coverage for a specific period of time, while permanent life insurance provides coverage
University of Rochester
www.rochester.edu4 Your life insurance plan at-a-glance Insurance for you1 • University-paid basic term life insurance and a matching amount of accidental death and dismemberment (AD&D) coverage is provided by the University of Rochester at no cost to you.