Search results with tag "Hoepa"

Home Ownership and Equity Protection Act (HOEPA) Rule

files.consumerfinance.gov

The Home Ownership and Equity Protection Act (HOEPA) was enacted in 1994 as an amendment to the Truth in Lending Act (TILA) to address abusive practices in refinances and closed-end home equity loans with high interest rates or high fees. Since HOEPA’s enactment,

Home, Ownership, Hoepa, Home ownership

2013 Home Ownership and Equity Protection Act (HOEPA) …

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terminology used in the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act) and the 2013 HOEPA Rule. In 2010, the Dodd-Frank Act amended TILA by expanding the scope of HOEPA coverage to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit, or

Protection, Walls, Consumer, Reform, Tester, Frank, Protection act, Hoepa, Frank act, Frank wall street reform and consumer protection act

APR Finance Charges If Paid To: Include In Test

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APR / Finance Charges Fees Listed on HUD‐1 Lender/Broker/Affiliate Title/Closing Govt Other APR / Finance Charge Comments HOEPA* GSE** HOEPA / GSE Comments

Finance, Charges, Apr finance charges, Hoepa

HPML vs. HOEPA Comparison Chart - Mortgage …

www.mortgagecurrentcy.com

General Consumer Loan Type Not Applicable Thresholds HPML (12 CFR §1026.35) Higher-priced Mortgage Loans A closed-end consumer credit transaction

Chart, Comparison, Closed, Hpml, Hoepa, Hpml vs, Hoepa comparison chart

www.CertifiedForensicLoanAuditors.com SAMPLE …

www.certifiedforensicloanauditors.com

- 5 - 5 REPORT SUMMARY Total Potential TILA Violations (see p. 11): 8 Total Potential HOEPA Violations (see p. 13): 0 Total Potential RESPA Violations (see p. 14): 4

Certifiedforensicloanauditors, Hoepa