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1. Overview of the UK pension system - Europa
and 2028. A full basic state pension of £113.10 (2014/15) currently requires 30 years of NICs (which can include National Insurance credits) for both men and women. Each year of NICs gives entitlement to 1/30th of the full basic state pension. State Pension cannot be taken up before the State Pension age, but may be deferred in return for a higher
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