2022 U.S. ARMY RETIRED SOLDIER HANDBOOK

1 ARMYRETIRED SOLDIER HANDBOOK2022 Inspire the next generation! ARMY RETIRED SOLDIER HANDBOOK Once a SOLDIER , Always a SOLDIER .. a SOLDIER for Life This HANDBOOK was prepared by the Army Retirement Services Office Deputy Chief of Staff, G-1 Headquarters, Department of the Army December 2021 This HANDBOOK is for informational purposes only. It does not make or change policy or regulation. Contact your Army Retirement Services Officer (RSO) for detailed or additional information. Front Cover Caption: The Complete SOLDIER Lifecycle! Maj. Gen. Milford H. Beagle Jr., Commanding General of the 10th Mountain Division (LI) and Fort Drum, NY administers the oath of enlistment to new recruits during the Ft. Drum Retiree Appreciation Day on Aug. 28, 2021. Each new recruit stands between his or her Army recruiter and a member of the Ft.

2 Drum Retiree Council. ( Army photo by 10th Mountain Division (LI) Public Affairs Office) INDEX CHAPTER 1: GENERAL 1-1. Purpose .. 1 1-2. SOLDIER for Life .. 1 1-3. Army Retirement Services 1 1-4. Retirement Services Offices .. 1 1-5. Army Echoes .. 1 Chief of Staff, Army (CSA) RETIRED SOLDIER Council .. 2 1-7. Installation and Retiree Councils .. 2 1-8. Army RETIRED Lapel Button and the SOLDIER for Life Logo .. 2 1-9. MyArmyBenefits (MAB) Program .. 2 1-10. The Department of Defense Self-Service Logon (DS LOGON) .. 3 1-11. Army Community Services Program .. 3 1-12. Transition Assistance Program (TAP) .. 3 1-13. Installation Volunteer Coordinators .. 3 1-14. military Installation Privileges Stateside .. 3 1-15. military Installation Privileges Overseas .. 3 1-16. Locating Former and RETIRED 4 1-17.

3 Legal Assistance .. 4 1-18. Army Emergency Relief .. 4 1-19. Submission of Written Material for Review .. 5 1-20. Security Program .. 5 CHAPTER 2: RECORDS AND FILES 2-1. Overview .. 6 2-2. Lost Records and Files .. 6 2-3. Correction of military Records .. 6 2-4. How to Obtain Copies of Medical/Dental Records .. 6 2-5. Change of Address .. 7 2-6. military Identification and Privilege Cards .. 8 2-7. Defense Enrollment Eligibility Reporting System (DEERS) .. 9 CHAPTER 3: military STATUS 3-1. Composition of the RETIRED List .. 10 3-2. Temporary Disability RETIRED List (TDRL) .. 10 3-3. Permanent Disability Retirement List (PDRL) .. 11 3-4. Advancement on the RETIRED List .. 12 3-5. Standards of 12 3-6. Obligations for military Service .. 12 3-7. Mobilization .. 12 3-8.

4 military Titles and 13 3-9. Saluting While RETIRED .. 13 3-10. Wearing the Uniform .. 14 3-11. Decorations and Awards .. 15 CHAPTER 4: EMPLOYMENT RESTRICTIONS 4-1. Employment in DOD .. 16 4-2. Business Activities .. 16 4-3. Employment by Foreign Governments and Concerns .. 17 4-4. Representation of Interests Contrary to the United States .. 17 4-5. Political 18 4-6. Conversion of Security Clearance .. 18 CHAPTER 5: military RETIRED PAY AND SPECIAL COMPENSATIONS 5-1. Overview .. 19 5-2. Procedure for Payment .. 19 5-3. Method of Payment .. 19 5-4. RETIRED Pay Mailing Address .. 20 5-5. Increases in RETIRED Pay .. 20 5-6. Reports of Existence .. 20 5-7. Allotments from RETIRED Pay .. 21 5-8. Survivor Benefit Plan Deductions from the RETIRED Pay .. 21 5-9. Designation of Beneficiary for Final Pay (or Arrears of Pay).

5 21 5-10. Garnishment of 22 5-11. Combat Related Special Compensation (CRSC) .. 22 5-12. Concurrent Retirement and Disability Pay (CRDP) .. 24 CHAPTER 6: TAXATION OF RETIRED PAY 6-1. General .. 26 6-2. Withholding Federal Taxes .. 26 6-3. Disability RETIRED Pay .. 26 6-4. Concurrent Retirement and Disability Pay (CRDP) .. 27 6-5. Combat Related Special Compensation (CRSC) .. 27 6-6. Former Spouse Deductions .. 27 6-7. VA Disability Compensation .. 27 6-8. State Taxation of RETIRED Pay .. 27 6-9. Additional 27 CHAPTER 7: MEDICAL CARE 7-1. military Treatment Facilities (MTFs) .. 28 7-2. TRICARE .. 29 7-3. TRICARE Overseas Program .. 30 7-4. TRICARE for Life .. 31 7-5. TRICARE Young Adult Program .. 31 TRICARE RETIRED Reserve .. 32 7-7. TRICARE Pharmacy .. 32 7-8. Federal Employee Dental and Vision Insurance Plan (FEDVIP).

6 33 7-9. Minimum Essential Coverage Under the Affordable Care ..35 7-10. Uniformed Services Family Health Plan (USFHP) .. 35 7-11. Department of Veterans Affairs (VA) Medical Care .. 35 7-12. My HealtheVet .. 39 7-13. Medicare .. 39 7-14. Federal Long Term Care Insurance Program (FLTCIP) .. 40 CHAPTER 8: BURIAL AND military HONORS 8-1. Overview .. 41 8-2. VA Burial Benefits .. 41 8-3. Burial in Arlington National Cemetery .. 42 8-4. Burial in Other National 43 8-5. military Funeral Honors .. 43 8-6. Additional 44 CHAPTER 9: PREPARING SURVIVORS 9-1. Overview .. 45 9-2. Preparing a Will .. 45 9-3. Personal Affairs .. 45 9-4. Army Financial Assistance to Survivors .. 45 9-5. Reporting a RETIRED SOLDIER 's Death to Non-Army Agencies .. 46 9-6. Final Pay-Arrears in 46 9-7.

7 Survivor Benefit Plan .. 46 9-8. Annuities for Certain military Surviving Spouses .. 51 9-9. Death Gratuity .. 51 9-10. Government Insurance .. 52 9-11. Dependency and Indemnity 52 9-12. Survivors Benefits Pension (Formerly Death Pension) .. 53 9-13. Loan Guarantee .. 53 9-14. Survivors and Dependents Educational Assistance Program .. 53 9-15. Social Security .. 53 9-16. Civil Service Survivor Annuities .. 54 9-17. Civil Service Preference .. 54 9-18. State Benefits .. 54 9-19. TRICARE Survivor Benefits .. 54 CHAPTER 10: RETIREMENT HOMES 10-1. The Armed Forces Retirement Home .. 55 10-2. AFRH-Washington .. 55 10-3. AFRH-Gulfport .. 55 10-4. Additional Information .. 55 10-5. State Veterans Homes .. 56 CHAPTER 11: UNIFORMED SERVICES FORMER SPOUSES PROTECTION ACT 11-1.

8 Overview .. 57 11-2. Effective Date .. 57 11-3. Disposable RETIRED Pay .. 57 11-4. Authority for Court to Treat RETIRED Pay as Property of the Member and Spouse .. 57 11-5. Court-Ordered SBP .. 58 11-6. Additional Information .. 58 CHAPTER 12: VETERANS AFFAIRS BENEFITS 12-1. Overview .. 59 12-2. VA Benefits Timetable .. 59 12-3. Additional Information .. 60 CHAPTER 13: SOCIAL SECURITY 13-1. Overview .. 61 13-2. Eligibility Requirements for Social Security Benefits .. 61 13-3. Types of Social Security 61 13-4. Eligibility for More Than One Type of Benefit .. 62 13-5. Eligibility for a Pension From Work Not Covered by Social Security .. 63 13-6. Benefits Reduced For Those With Little Social Security Covered 63 13-7. Lump-Sum Death Payment .. 63 13-8. Additional Information.

9 63 CHAPTER 14: REFERENCES AND TERMS 14-1. References .. 64 14-2. Terms .. 65 1 CHAPTER 1: GENERAL 1-1. Purpose. This HANDBOOK outlines military status after retirement, discusses retirement benefits and privileges, and provides other information, which may be helpful to RETIRED Soldiers and their families. This HANDBOOK should be shared with your family members. It has information about benefits they may be entitled to after your death. Many of the benefits listed are administered by government agencies other than the Department of the Army. Eligibility for these benefits is determined by law, regulation or the responsible government agency. 1-2. SOLDIER for Life. You didn t stop being a SOLDIER just because you RETIRED from the Army. Your mission has changed, but your duty has not.

10 No longer do you train and deploy to fight and win the nation s wars. But the Army and the nation still need you. As a RETIRED SOLDIER , your mission is to HIRE and INSPIRE. We need you to help Veterans get jobs, to inspire America s youth to serve in the military as you did, and to inspire Americans so they know and trust their military . When you talk to your friends, coworkers, and neighbors about your Army career, you dispel the myths they have about Veterans and help reduce the civil- military divide. To influence Americans, you should remain connected to the Army and familiar with ongoing changes, challenges, and improvements. Three good ways to stay connected to the Army are reading Army Echoes (see para 1-5 in this guide), familiarizing yourself with the resources available on the SOLDIER for Life website at , and MyArmyBenefits website at There are so many ways you can continue to serve on or away from post.