1 Document info Form 16540. Job ID 021053. Size a4. Pages 44pp Colour cmyk Version MAR 11. Operator info 1 cm 22/3/11. 2 OP 29/03/11. 3 SP 08 04 11. 4 JR 4/5/11. 5 JR 5/5/11. 6 JR 10/5/11. 7 SP 19 05 11. Scottish Widows 8. 9. 10. 11. Pension Funds 12. 13. 14. 15. Investor's Guide Contents Introduction to the Scottish Widows Pension fund Range 1. Section 1 Funds available Scottish Widows internally managed Pension Funds 2. Scottish Widows externally managed Pension Funds 4. Section 2 fund investment approaches Details on fund investment approaches 13. Section 3 fund information Details of the fund aims and important information 16.
2 Section 4 fund access A list of the Scottish Widows products with access 38. to the Funds referred to in this guide Introduction to the Scottish Widows 1 Pension fund Range With a comprehensive range of Funds from ready-made investment portfolios to specialist 2. Funds , Scottish Widows has a wide choice of Funds to match different investment needs. 4. (For a full list of the Scottish Widows products with access to these Funds , please refer to pages 38 41 of this guide.) To make it easier to find the right fund for you, our range 13 is grouped into the following categories: 16.
3 1. Scottish Widows internally 2. Scottish Widows externally managed Pension Funds managed Pension Funds Established in 2000, Scottish Widows Investment Covering a wide range of asset classes, 38 Partnership (SWIP) manages a range of core geographical locations, sectors and management Pension Funds . With billion (as at styles, our externally managed Pension Funds 31 March 2011) under management, SWIP is one provide all the basic building blocks to create of Europe's largest asset management companies bespoke investment portfolios. and part of Lloyds Banking Group.
4 Source: SWIP, March 2011. 1. Scottish Widows internally managed Pension Funds Scottish Widows Investment Partnership (SWIP) is one of Europe's largest asset management companies and part of the Lloyds Banking Group plc. Managing Funds worth billion (as at 31 March 2011), for a wide range of UK and international clients including individual investors, investment trusts, charities, financial institutions, corporate and local government Pension Funds . SWIP is owned by parent company Lloyds Banking Group, one of the UK's leading financial services groups. SWIP invests in all major asset classes including domestic and overseas equities, property, bonds and cash.
5 In addition, it offers access to specialist areas such as multi-manager, smaller companies and socially responsible investment. Under its own name and in partnership with local organisations, it has a presence that stretches from the United States to the Far East and includes continental Europe. This international dimension heightens its awareness of global investment issues and enhances its ability to manage client relationships on a global basis. Source: SWIP, March 2011. Funds available ABI classification sector fund short code Scottish Widows Adventurous Solution fund Specialist AD.
6 Scottish Widows Balanced Portfolio fund Specialist FX. Scottish Widows Balanced Solution fund Specialist BA. Scottish Widows Cash fund Money Market CA. Scottish Widows Cautious Managed fund Mixed Investment 20% - 60% Shares CM. Scottish Widows Cautious Portfolio fund Specialist FW. Scottish Widows Cautious Solution fund Specialist CS. Scottish Widows Consensus fund Mixed Investment 40% - 85% Shares CN. Scottish Widows Corporate Bond fund Sterling Corporate Bond CB. Scottish Widows Defensive Managed fund Mixed Investment 0% - 35% Shares DM. Scottish Widows Defensive Solution fund Specialist DS.
7 Scottish Widows Discovery Solution fund Specialist DI. Scottish Widows Diversified Assets fund Mixed Investment 20% - 60% Shares DV. Scottish Widows Dynamic Property fund Global Property DP. Scottish Widows Dynamic Solution fund Specialist DY. Scottish Widows Emerging Markets fund Global Emerging Markets Equities EM. Scottish Widows Environmental fund UK All Companies EN. 2. Scottish Widows internally managed Pension Funds (continued). Funds available ABI classification sector fund short code Scottish Widows Ethical fund UK All Companies EF. Scottish Widows European fund Europe excluding UK Equities EE.
8 Part Scottish Widows European Real Estate fund Global Property RE. ge Scottish Widows Fixed Interest fund UK Gilts FI. corporate K's leading Scottish Widows Global Equity fund Global Equities GL. Scottish Widows High Income Bond fund Sterling High Yield HY. n addition, Scottish Widows Indexed Stock fund UK Index-Linked Gilts IS. nt. Scottish Widows International fund Global Equities IN. d States Scottish Widows Japanese fund Japan Equities JE. vestment Scottish Widows Mixed fund Mixed Investment 40% - 85% Shares MX. Scottish Widows Multi-Manager Diversity fund Mixed Investment 20% - 60% Shares MD.
9 Scottish Widows Multi-Manager Global Real Estate fund Global Property MR. short code Scottish Widows Multi-Manager International Equity fund Global Equities ME. AD Scottish Widows Multi-Manager Select Boutiques fund Mixed Investment 60% - 100% Shares MS. FX Scottish Widows Multi-Manager UK Equity Focus fund UK All Companies MF. BA Scottish Widows Multi-Manager UK Equity Growth fund UK All Companies MP. CA Scottish Widows Multi-Manager UK Equity Income fund UK Equity Income MU. CM Scottish Widows North American fund North America Equities US. FW Scottish Widows Opportunities Portfolio fund Global Equities FZ.
10 CS Scottish Widows Pension Protector fund Sterling Long Bond PF. CN Scottish Widows Progressive Portfolio fund Specialist FY. CB Scottish Widows Property fund UK Direct Property PY.. DM Scottish Widows SafetyPlus fund Protected/Guaranteed FA. DS Scottish Widows Specialist Global Equity Pension fund Specialist GI. DI Scottish Widows Strategic Income Bond fund Sterling Strategic Bond SI. DV Scottish Widows Strategic Solution fund Specialist SS. DP Scottish Widows UK All Share Tracker fund UK All Companies AS. DY Scottish Widows UK Equity fund UK All Companies EQ.