7Twelve

1 7 Twelve . A Multi-Asset Balanced Portfolio Craig L. Israelsen, The 7 Twelve Portfolio 7 Broad Asset Categories, 12 Funds Eight Equity and Diversifying Funds Four Fixed Income Funds 65% of Overall Portfolio Allocation 35% of Overall Portfolio Allocation US Stock Non-US Stock Real Estate Resources US Bonds Non-US Bonds Cash Developed Large US Real Natural US Non-US. Non-US Cash Stock Estate Resources Bonds Bonds Stock Emerging Inflation Midcap Non-US Commodities Protected US Stock Stock Bonds Small Cap US Stock Performance updates for the 7 Twelve are available on Past performance does not guarantee future performance To purchase 7 Twelve products: Please mail in the Order Form on next page or email me at: 7 Twelve products are sent via email in pdf format, Excel format, or PowerPoint format. 2019. 7 Twelve 2019 Order Form Name: _____ Phone: _____ Email: _____. Check products you 2019 7 Twelve Products by Craig L. Israelsen Price are ordering 2019 7 Twelve Portfolio Big Research Report $350 Initial Initial Purchase $350.

2 (60+ page pdf with fund selection guidance Purchase for a variety of 7 Twelve models designed for financial advisors) ($150 if Renewal) Annual Renewal $150. 2019 7 Twelve Portfolio Education Suite $250. 12-Month Education Suite $250. 12-month subscription to menu-driven 7 Twelve powerpoint with 300+ slides Subscription with (free monthly updates automatically sent for 12 months). monthly updates 2019 Diversification in the New Millennium: New Millennium $150. Investment Simplicity Using Vanguard Funds $150. 16-page research report and a 25-slide powerpoint that review four (Research report and powerpoint). Vanguard-based portfolios including the Vanguard 7 Twelve model. 2019 34 Lifetimes Analysis An Excel template developed by Craig L. Israelsen that allows the user to evaluate retirement portfolio accumulation and retirement income distribution over 34 rolling 60-year investor $150 33 Lifetimes $150. lifetimes between 1926-2018. Asset allocation, portfolio expenses, and withdraw rate are controllable by the user.

3 RMD analysis also available in the spreadsheet. 2019 Vanguard 7 Twelve Report for High Net Worth Investors Vanguard High Net (13-page detailed research report outlining the funds to use to build an Index-Based $150 Worth 7 Twelve $150. Vanguard 7 Twelve model and an actively managed Vanguard 7 Twelve model. Report Both models require $120,000 initial investment, for a total of $240,000). 2019 Jackson National Life Elite Access 7 Twelve . Elite Access $150. 2019 Jackson National Life Perspective II 7 Twelve $150. (8-page pdf with specific fund selection guidance for advisors wanting to build the 7 Twelve Perspective II $150. model using the Elite Access and/or Perspective II VA platform at JNL). 2019 Retirement Portfolio Report (21-page detailed research report outlining the mathematics of retirement portfolio $150 Retirement Report $150. adequacy, sustainable withdraw rates, and historical performance). 2019 Retirement Portfolio Survival Analyzer Retirement An Excel template developed by Craig L.

4 Israelsen that allows the user to evaluate $250 Analyzer with $250. various withdrawal rates, COLAs, and the required minimum distribution (RMD) and the RMD Option associated survival rates of user-defined retirement portfolios. 2019 7 Twelve Portfolio Short Reports Vanguard $75. for Individual Investors (11 pages). Fidelity $75. PDF research reports with specific fund selection guidance $75 per report for each particular mutual fund family or focus area Schwab $75. plus extensive performance reporting. Passive ETF $75. All the specific fund or ETF tickers used in the respective 7 Twelve model are provided in each report. Active funds $75. TOTAL COST . Two Payment Options Order by Mail Order by email Mail this order form and check payable to Craig Israelsen to: (1) Email me at indicating Craig Israelsen which 7 Twelve products you want. 1320 East Hobble Creek Drive (2) I email you a PayPal invoice. Springville, Utah 84663 (3) You make payment using PayPal. (4) After receiving your payment, I email you the reports 2019.

5 Screen shot from the Excel-based Retirement Portfolio Survival Analyzer Available for $250. An Excel template developed by Craig L. Israelsen that allows the user to evaluate various withdrawal rates, COLAs, and the required minimum distribution (RMD) and the associated survival rates of user-defined retirement portfolios. 2019. Screen shot from the Excel-based 34 Lifetimes Analysis Available for $150. An Excel template developed by Craig L. Israelsen that allows the user to evaluate retirement portfolio accumulation and retirement income distribution over 34 rolling 60-year investor lifetimes between 1926- 2018. Asset allocation, portfolio expenses, and withdraw rate are controllable by the user. RMD analysis also available in the spreadsheet. 2019. Order form to purchase 7 Twelve book 7 Twelve: A Diversified Investment Portfolio with a Plan . by Craig L. Israelsen, Number of copies you are purchasing: _____. Name: _____. Mailing Address: _____. _____. City/State/ZIP: _____.

6 Phone: _____. Email: _____. Firm/Business: _____. 1 copy: $25 (+$2 shipping) = $27 total Pricing: 2 copies: $24 each (+$3 shipping) = $51 total 3 copies: $23 each (+ $4 shipping) = $73 total More than 3 copies: $22 each (+ $1 per book shipping). Payment Option 1: Mail this order form and check payable to Craig Israelsen to: Craig L. Israelsen 1320 East Hobble Creek Drive Springville, Utah 84663. -- OR -- Payment Option 2: Use PayPal (1) Send me an email telling me how many copies you want to purchase. Use email shown below. (2) I will email you a PayPal invoice. (3) You make payment using PayPal. (4) After receiving your payment, I mail the book(s) to you via US mail. Questions? Contact me at: Order form to purchase Start Investing Now book Start Investing Now is written for people new to investing. A clear guide on how to get started--even on a tight budget. by Craig L. Israelsen, Number of copies you are purchasing: _____. Name: _____. Mailing Address: _____. _____.

7 City/State/ZIP: _____. Phone: _____. Email: _____. Firm/Business: _____. $10 each (+$2 shipping) = $12 total Pricing: 2 or more copies: $9 each (+ $1 per book shipping). Payment Option 1: Mail this order form and check payable to Craig Israelsen to: Craig L. Israelsen 1320 East Hobble Creek Drive Springville, Utah 84663. -- OR -- Payment Option 2: Use PayPal (1) Send me an email telling me how many copies you want to purchase. Use email shown below. (2) I will email you a PayPal invoice. (3) You make payment using PayPal. (4) After receiving your payment, I mail the book(s) to you via US mail. Questions? Contact me at: 9th ANNUAL. 7 TWELVE PORTFOLIO. CONFERENCE. Join Craig Israelsen for the 9th Annual 7 Twelve Portfolio Conference Aboard the Norwegian Getaway! Make your plans now to attend this professional conference at sea, and bring your family along, too! Stimulating seminars, fascinating Caribbean ports, incredible food and first-class shipboard entertainment will make this an enjoyable trip for your whole family.

8 Choose free amenities from an unlimited beverage package, Internet package, specialty dining package, and shore excursion package (subject to change). Space is limited. Register today! NORWEGIAN GETAWAY DAILY SCHEDULE. Feb 3, 2019 - Feb 10, 2019 Day Cruise Ports Arrive Depart 7-DAY WESTERN CARIBBEAN FROM MIAMI Sun 2/3 Miami, Florida (EMBARK) ------- 4:00 pm Mon 2/4 At Sea - Day 1 of 7 Twelve Conference Morning Session 10:00am - 12:00pm Afternoon Session 2:00pm - 5:00pm Tue 2/5 Roatan, Honduras 10:00 am 6:00 pm Wed 2/6 Harvest Caye, Belize 8:00 am 5:00 pm Thu 2/7 Costa Maya, Mexico 8:00 am 5:00 pm Fri 2/8 Cozumel, Mexico 8:00 am 5:00 pm Sat 2/9 At Sea - Day 2 of 7 Twelve Conference Morning Closing Session 9:30am - 12:00pm Sun 2/10 Miami, Florida (DISEMBARK) 8:00 am ------- For Reservations, Contact: Marlon Sandlin INSIDE STATEROOMS FROM $729* CRUISE PLANNERS. OCEANVIEW STATEROOMS FROM$959* (253) 466-3665. BALCONY STATEROOMS FROM $1,189* STUDIOS (FOR SINGLES ONLY) FROM $1,149 LOGO.

9 Or AREA: make your reservation online at: MINI-SUITE STATEROOMS FROM $1,249* X 175. HAVEN SUITES FROM $2,999*. *Prices and Stateroom Availability Subject to Change 3rd and 4th Guest in Stateroom Available at Discounted Rate Final Payment Due by October 6, 2018. *Fare is cruise only, per person, based on double occupancy. Guests who cancel and rebook must accept this promotion's Terms and Conditions. Government taxes, fees and port expenses, and discretionary onboard ser- vice charges are additional. Offers are based on availability, are capacity controlled, and combinability with other offers is subject to change or cancellation at any time per Norwegian Cruise Line's discretion. Other restric- tions may apply. IMPORTANT NOTICE: NCL reserves the right to charge a fuel supplement without prior notice should the closing price of West Texas Intermediate Fuel increase above $65 per barrel on the NYMEX (New York Mercantile Exchange Index). In the event a fuel supplement is charged, NCL will have sole discretion to apply the supplementary charge to both existing and new bookings, regardless of whether such bookings have been paid in full.

10 Such supplementary charges are not included in the cruise fare. The fuel supplement charge will not exceed $ per passenger per day. Norwegian is not responsible for typographical errors or omis- sions. 2017 NCL Corporation LTD. Ships' Registry: Bahamas and United States of America.. 7 Twelve Partners Overview Become a 7 Twelve Partner today and enjoy an outstanding, comprehensive support package built to meet the specific needs of innovative, thoughtful financial advisors. Our mission is to help you get, keep, and grow your advisory business using the widely-regarded 7 Twelve methodology as an underlying framework for your investment portfolios. 7 Twelve Partners enjoy many benefits, including: Monthly performance analytics for 7 Twelve Indices (calculated by S&P Dow Jones) & underlying asset classes Client-facing talking points for 7 Twelve Indices and component asset classes Advisor-focused deep dive webinars hosted by Craig Israelsen and Lunt Capital Client/prospect-ready, white-labeled 7 Twelve marketing materials Regularly updated mutual fund and ETF tickers to implement 7 Twelve Updated investment research from Dr.