ANZ TRANSACTIVE USER GUIDE

1 ANZ TRANSACTIVEUSER GUIDE2 Table of IntroductIon to AnZ TRANSACTIVE About this GUIDE Learning about ANZ TRANSACTIVE Minimum Specifications ANZ TRANSACTIVE Security Information ANZ TRANSACTIVE Security Devices Protecting Your Banking Key Concepts and Terms GEnErAl SyStEm Logging In Session timeouts and saving your work Logging In After Session Has Timed Out Logging Out Viewing your user profile Changing your Password Changing your Smartcard Passphrase AdmInIStrAtor Translations Create a user ID / Password user Password Rules Resetting A user s Password Maintaining user Details Suspend/Re-instate user Access Deleting Security Device Users Deleting Non-security device users Types of Reference Data Managing of Reference Data WorkInG WIth PAymEnt Payment Transaction Overview Transaction Status Creating Payment Transactions Creating Transactions Creating Transactions using Templates Creating Transactions using a Payment File Validation Status Verify FX Button Upload Log Screen Function Buttons Beneficiary List View Creating Transactions Requesting Live Market Rates 343 Table of Future Dated Payments Future Value Dated Transactions Beneficiary Email Notification Overview Creating Direct Debits ExIStInG Editing Pending Transactions Routing Transactions Deleting Pending Transactions Verifying Transactions Viewing Transactions

2 Transaction History Log WorkInG WIth trAdE InStrumEntS And What is a trade instrument Types of trade instruments What is a transaction? Transaction and instrument statuses Creating trade instruments Creating an Amendment Authorising transactions Downloading transaction data Viewing document images WorkInG WIth Generating existing reports Downloading data from reports Deleting reports Creating new reports Editing reports WorkInG WIth Account Reporting overview Viewing real time account balances Viewing current day transactions View / print bank statements WorkInG WIth Messages overview Viewing messages Creating and sending messages 624 InTroduCTIon To anZ TransaCTIVeAbout thIS GUIDE This document covers essential processes and procedures for ANZ TRANSACTIVE Administrators and Users.

3 It is recommended that Administrators and Users read this GUIDE in conjunction with the Terms Governing the Use of ANZ About AnZ TRANSACTIVE The following range of resources are available to assist you in your use of ANZ onlInE hElP The online help should be your primary source of information about using ANZ new operating features or functions, particularly those relating to security, integrity and authentication are introduced, instructions covering changes and the usage of such features will be shown below, there are two ways to access ANZ TRANSACTIVE help. 1. The Help button at the top of the page provides a complete online help index for the majority of ANZ TRANSACTIVE the button and the help screen will appear as shown52.

4 The button provides a help function for the specific page you are GEnErAl SyStEm nAVIGAtIon InformAtIon To navigate through ANZ TRANSACTIVE simply use the page controls available within the system. It is recommended you do not use the controls on your browser s toolbar (such as Back, Forward and Refresh) to navigate through the system. General system navigation information is also provided within the ANZ TRANSACTIVE help. See the Navigating the System section of the ANZ TRANSACTIVE SuPPort InformAtIon When you first log on to ANZ TRANSACTIVE , your home page appears. To view ANZ contact numbers and updates about the system, click the View Support Information To anZ TransaCTIVeSupport InformationClick the button and the help screen will appear as shown6 InTroduCTIon To anZ TransaCTIVemInImum SPEcIfIcAtIonSBelow are the list of specifications required to access ANZ SyStEmThe following five operating systems are supported for Token user and Users ID/password Users.

5 > Windows Microsoft 7> Windows Microsoft Vista> Windows Microsoft XP> Windows Microsoft 2000> Windows Microsoft NTfIrEWAll And AntIVIruS SEttInGSPlease ensure the appropriate permissions are configured for both firewall and antivirus software to allow users to access ANZ SyStEm And broWSEr VErSIonBelow is the summary of compatible operating systems and browser versions for Token tyPE &VErSIonJAVA VIrtuAlmAchInE(JVm)WIndoWS 7 WIndoWSV IStAWIndoWS xP ProfESSIonAlSP1/SP2/SP3 WIndoWS2000 WIndoWSntmicrosoft InternetExplorer (SP1 & SP2)Ms InternetExplorer InternetExplorer is the summary of compatible operating systems and browser versions for Smartcard tyPE & VErSIonJAVA VIrtuAlmAchInE(JVm)WIndoWS xP ProfESSIonAl SP1/SP2/SP3 WIndoWS VIStAWIndoWS 7microsoft Internet Explorer & supportedsupportedsupportedmicrosoft Internet Explorer Mac / Safari is currently supported.

6 IntErnEt connEctIonAn internet speed of 56kbps or higher is rESolutIonA minimum screen resolution of 800 x 600 is rEQuIrEmEntSSmart card Users (Taiwan only):A Smartcard device and Smartcard device reader will be provided to all Smartcard administration rights and an available and enabled USB port are required to install the Smartcard Users:There are no specific access requirements for Token rEQuIrEmEntStoken users and user Id/password users:> Token (provided by ANZ) No specific access users (taiwan only):> CD-ROM drive for software installation (or access over a network)> USB Smartcard reader (provided by ANZ) > Available and enabled USB port> Smartcard (provided by ANZ)AnZ TRANSACTIVE SEcurIty InformAtIonThe following security is in place to protect your organisation when using ANZ SEcurIty All buildings that contain ANZ TRANSACTIVE web servers and/or database servers use industry-standard physical security to prevent access by unauthorised people.

7 DAtA EncryPtIon All data communication to and from ANZ TRANSACTIVE uses 128-bit Secure Sockets Layer encryption and HTTPS (Hypertext Transfer Protocol Secure) as communication protocol. fIrEWAllS Firewalls protect all data used in ANZ TRANSACTIVE . Firewalls assist to ensure that data is only provided in response to valid requests from the application. It is advisable for your organisation to also have a firewall to protect its own computers and networks. It is recommended that antivirus and anti-spyware software are installed on computers, particularly when linked to a broadband connection, digital subscriber line or cable modem. It is recommended to update anti-virus and firewall products with security patches or new versions on a regular ANZ TRANSACTIVE will verify the identity of each user accessing ANZ TRANSACTIVE by the following three authentication methods: > user ID/password> Vasco Digipass Token / RSA Token> A Smartcard (Taiwan only) To authenticate a user the following action is taken:> Determine the type of user , and verify the user s identity > Confirm the user is permitted access ANZ TransactiveOnce authenticated the user s functionality is controlled by the assigned security profile, which is discussed in the Security Profiles section.

8 SmArtcArd And dIGItAl cErtIfIcAtES (tAIWAn only)A Smartcard is a credit card-sized plastic card with a computer chip embedded in it that: > Holds information in electronic form > Controls the use of that information Each Smartcard contains a digital certificate, and is used to identify and authenticate someone making online transactions. Compared with software-based certificates, smartcard protect against impersonation by providing: > A more secure method for storing information > Protection against theft of this information from the smartcard InTroduCTIon To anZ TransaCTIVe8 InTroduCTIon To anZ TransaCTIVeYou use the Smartcard (Taiwan only) in conjunction with a password. The Smartcard activation and password will be provided to you by the ANZ TRANSACTIVE Support : Token and user ID/password Users do not require digital ProfIlES An Administrator assigns a security profile for all Users, excluding Authorisers on ANZ TRANSACTIVE .

9 > A security profile determines which module of ANZ TRANSACTIVE Users can access> The functions Users can use within each module of ANZ TRANSACTIVE thrEShold GrouPS If your use of ANZ TRANSACTIVE involves authorising transactions, then your organisation s Administrator may have assigned you a threshold group. Your threshold group determines the value of transactions that you can authorise. For each type of transaction, there are limits for the: > Threshold amount, which is the largest single transaction you can authorise > Daily maximum value of the transactions you can authorise tEmPlAtE GrouPSIf your use of ANZ TRANSACTIVE involves initiating/creating transactions then your Administrator may of assigned you one or more Template Groups.

10 The Template Group assigned to you will determine which type of Instruments you can PAymEnt IndIcAtorA Confidential Payment Indicator may of been assigned to your user profile by your Administrator enabling you to have access to confidential payment transactions and AuthorIty If your use of ANZ TRANSACTIVE involves authorising payment transactions, then your organisation s Administrator may have assigned you a panel panel authority determines the value of the transactions that you can authorise and your panel user group. For each account provided, there is a limit assigned to each user and which panel user must authorise the of dutIES ANZ TRANSACTIVE allows your organisation to enforce segregation of duties between employees, which provides an additional form of security.