BNF1 - Beneficiary nomination form

1 Any financial product advice provided in this document is general advice only and has been prepared without taking account of your personal objectives, financial situation or needs. Before acting on any such general advice, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. You may wish to consult a licensed financial advisor. Before making any decision in relation to a scheme or financial product referred to in this document, you should obtain a copy of the Product Disclosure Statement for that scheme or product. Commonwealth Superannuation Corporation (CSC) ABN: 48 882 817 243 AFSL: 238069 RSEL: L0001397 Trustee of the Public Sector Superannuation accumulation plan (PSSap) ABN: 65 127 917 725 RSE: R1004601 Trustee of the Australian Defence Force Superannuation Scheme (ADF Super) ABN: 90 302 247 344 RSE: R1077063 Important information about this form This is the Beneficiary nomination Form for PSSap and ADF Super this form to nominate, renew or revoke an existing nomination of, one or more dependants and/or a legal personal representative, who you would like your benefit paid to when you help make an informed decision, you can download and read the relevant Product Disclosure Statement and on the Beneficiary nomination page of our website We have also provided some explanatory notes for your ensure your nomination is valid, please complete all fields in Sections A and B.

2 Then complete Sections C, D and E as directed from Section to use this formPlease use CAPITAL LETTERS and a black or blue boxes like this with a or then fill out the next question or your formYou can lodge your application via post :PSSap Beneficiary nomination Locked Bag 9300 Wollongong NSW 2500or email nomination will remain valid for 3 years from the date you sign and return this form to Super Beneficiary nomination Locked Bag 9400 Wollongong DC NSW 2500or email nomination FormBNF1 0 7/2 0 Your privacy is important to us We re committed to protecting your privacy. We collect your personal information for the purposes of providing superannuation services to you, improve our products and to keep you informed. We will only share your personal information where necessary for providing superannuation services to you. This may include disclosing your personal information to our scheme administrator, service providers or government or regulatory bodies.

3 Your personal information may be accessed overseas by our service providers. Please see our privacy policy for full personal information will not be otherwise used or disclosed unless required or permitted under law. A full copy of our privacy policy as well as the privacy complaint process is available at of 8 BNF1As a PSSap or ADF Super member, you can make either a binding, or non-binding nomination for the distribution of your remaining account balance when you differenceA valid binding nomination is used to nominate your preferred beneficiaries and it generallybinds Commonwealth Superannuation Corporation (CSC) to pay your death benefit to thebeneficiaries you have nominated. A valid binding nomination provides greater certainty aboutwho receives your benefit if you die and overrules any previous non-binding or bindingnominations. Binding nominations are valid for three years from the date they are will send you a reminder three months before it is due to non-binding nomination is used to nominate your preferred beneficiaries.

4 Your nominationwill not be binding on CSC, and will only be used as a guide when we determine who we pay yourbenefit non-binding nomination will not expire. Non-binding nominations can also be made throughyour online services account, login to complete your nomination can I nominate?You may nominate the following people to receive your remaining PSSap/ADF Super account balance should you die: Your current spouse or de facto Your children of any age (including step, adopted or ex nuptial, or a child as defined within themeaning of the Family Law Act 1975) Your Legal Personal Representative as the executor of your Will or administrator of your estate A person with whom you have an interdependency relationship under superannuation law,including a person you live with, have a close relationship with, and provide with financial, domestic andpersonal will happen with my money if I haven t nominated anyone?If you have not made, or are unable to make a binding nomination , or if your nomination has expired, we will determine who is entitled to your death benefit.

5 This may include paying your death benefit to: one or more dependants, your legal personal representative (LPR), or if we cannot find a suitable dependant or LPR, another individual determined by making our decision, we will take in to account any non-binding nominations, and applications which may be made by an eligible nominee as described above. If you had a previous nomination which expired, we will also take that into avenues we may explore to find a suitable recipient could include: talking to your employer to help identify suitable family members contacting your family and/or solicitor to identify possible beneficiaries advertising for potential claimants where we cannot identify family Notes2 of 8 BNF1 Explanatory Notes EndI ve forgotten who I ve nominatedNever mind, we all forget things sometimes. If you have forgotten who you last nominated, here are a few places you can check: Log in to your PSSap/ADF Super member online and click on the beneficiaries tab On your annual statement Send us an email or Give us a call and we ll be happy to tell you, PSSap: 1300 725 171 / ADFS: 1300 203 439 Can I cancel my nomination ?

6 Yes. You can cancel your nomination at any time by selecting the third option in Section B of this form, completing sections A, D and E, and returning it to I renew my Beneficiary online?If you are making no changes (incl. percentage) to your existing binding Beneficiary nomination , you are able to complete a renewal online by logging in to online services and completing the renewal declaration to confirm and extend your current Beneficiary : If renewing, your nomination must be received prior to your current expiration I still need a Will?It is very important to understand that a Beneficiary nomination , binding or otherwise, does not replace a Will. Your nomination has no bearing on your assets outside of superannuation and you must not view this nomination as being a substitute for a legally enforceable about financial advice?Ultimately, your choice of beneficiaries is a decision that only you can make. However, before you make any decisions, we recommend you seek advice from a professional, such as a licensed financial planner , solicitor or accountant.

7 A professional adviser may help you identify and explain any considerations (for example, tax implications) that may need to be taken into s authorised financial planners provide a personalised service that takes your objectives, financial situation and needs into more information about this service, or to book your first advice appointment, call 1300 277 777 during business hours or visit of 8 BNF1A Your detailsMember # PSSap ADF Super Navy Army RAAFT itle Mr Mrs Ms Miss OtherSurnameGiven name(s)Date of birthDDMMYYYY//Residential AddressSUBURBS TAT EPOSTCODEP ostal AddressSUBURBS TAT EPOSTCODEP honeBUSINESS HOURSAFTER HOURSMOBILE NUMBERE mail@B Your optionsI want to: Nominate my beneficiaries or change my currently listed beneficiaries (cancelling your existing binding nomination ) Complete ALL sections. Important: Section D must be signed in the presence of two witnesses.

8 Your witnesses cannot be nominated as beneficiaries on this form. Renew my existing binding nomination Complete Section D only. Select this option if no changes (incl. percentage) are to be made to your existing binding Beneficiary nomination . No witness signature is required. Important: If renewing, your nomination must be received prior to your current expiration date. Cancel my existing binding nomination Complete Sections A, B, D and E of this StartPlease use CAPITAL LETTERS and a black or blue of 8 BNF1C Beneficiary nominationFill in the details below of the people you would like to nominate as your beneficiaries, and the percentage of your benefit that you wish to allocate to each of them. If you want to nominate more than 3 beneficiaries, attach the same details on a separate sheet, then have it signed and dated by your two witnesses in the same manner as Section E of this form.

9 Your combined total split between your beneficiaries and/or legal personal representative must equal 100% for your nomination to be only fill in the details of the type of Beneficiary you would like to nominate;Binding, or : Any corrections made on this form must be initialled and dated byyourself and both witnesses (if applicable), or the form will be nominationThis type of nomination requires CSC to pay your superannuation benefit to your nominated Beneficiary or beneficiaries in the event of your death, unless it would be unlawful to do !Nominations must be made in whole percentages when splitting between multiple : 33%, not Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 1 Surname Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 2 Legal Personal Representative (LPR)Your LPR is the executor of your Will or administrator of your estate.

10 No specific details of their identity or appointment are required. Percentage%AND/ORSurname Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 35 of 8 BNF1 Surname Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 4 Important: Binding nominations are only valid for 3 years from the date you sign this form. If you nominate a personother than a Legal Personal Representative, and that person is no longer a dependant under superannuation law at thetime of your death, we are not required to pay your benefits according to that nomination . If this is the case, CSC willuse its discretion to decide who will receive your death Percentage (Beneficiaries and/or LPR) = 100%Your Beneficiary nominations plus any legal personal representative nomination must add up to 100%, otherwise your nominations will be nominationThis type of nomination guides CSC on who to pay your superannuation benefit in the event of your death, but CSC is not bound to follow these Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 1 Surname Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 2 Surname Percentage%Given NameDate of birthDDMMYYYY// Relationship to you Spouse/ de facto Child Interdependency relationshipBeneficiary 3 Total Percentage (Beneficiaries and/or LPR)