Combined Document Set - IHDA

1 Combined Document Set To use this doc set with fillable fields, download and open with Adobe Loan # 2nd Loan # Data Submission Cover BORROWER DATA Borrower #1 Full SSN: Email Address. Borrower #2 Full SSN: TRANSACTION DATA Final Sale 1st Loan 2nd Loan MCC Email Address. First Time Homebuyers?.. Borrower #3 Full SSN: Email Address. H OUSEHOLD DATA Marital Household Household any borrowers exempt from filing federal income taxes?

2 Relationship question 5 is yes, what years were not filed?HH Occupant 1 - Full Name PROPERTY DATA Street Address City ZIP CountySeller Name Addt l Seller Name Entity Name (if seller is corp. or org.) Entity Representative Entity Rep Title Number of Units Appraised Value New Const? PINT argeted Area?IHDA NO Closing YEAR 1 YEAR 2 YEAR 3: : : Spouse (full name)..Loan Review your file against the IHDA Loan Delivery Checklist2. Upload two packages to the IHDA LOS - reference the checklist on how to Delivery File - Only documentation specific to IHDA programs ( , Affidavits, Notes, and Mortgages).

3 The IHDA Mortgage rider must be recorded with the 1st mortgage. Delivery File - All other file documentation3. Upload to Bank - Upload to Bank via DocVelocity. Monitor the lender contact email, address any conditions HH Occupant 2 - Full Name HH Occupant 3 - Full Name HH Occupant 4 - Full Name HH Occupant 5 - Full Name HH Occupant 6 - Full Name LENDER DATA Lender Name Lender NMLS ID NumberLoan Officer NMLS IDLoan Officer NameLender Email: File Point of ContactPrimary BorrowerVA COMPLIANCEAGENCY COMPLIANCE Initial LE(s) for 1st and 2nd Mortgages within 3 days of Application TRID Compliance.

4 A)b)c)d)All revised CD(s) w/final CD signed &dated for closing date, if DPA is used source must be disclosed e)CD s dated post close (if applicable) if DPA is used source must be disclosed f)CFPB Initial (with pages 1&2 fully completed) HUD-92000-A Final (with pages 1-4 fully completed by borrower and underwriter)HUD-92900-B Important Notice to Homebuyer Real Estate Cert & Amendatory Clause fully executed Informed Consumer Choices Notification FHA Case Query reflecting UFMIP as received FHA Case No.

5 Assignment LUTS 929000-LT w CAIVRS/LDP/GSA "marked no" Award Commit. letter(s) for NON-HFA/Gifts Grants Conditional Commitment with all requirements Loan MUST be FHA insured if > 90 days from close Lender Unit Certification Form (if condominium) HUD-92561 (Hotel/Transient Use required if 2+Units) DPA Award & Commitment letters signed by borrowers Builder's Certificate (new const. only) Builder's Warranty of Completion HUD- 92544 new const. only) Final Inspection (HUD-92051 or 1004D, if applicable new const.

6 Only) Evidence of 10 year warranty, or in lieu of warranty Builder's Permit & Certificate of Occupancy (if new construction)For Your Protection Get A Home InspectionSettlement to include pages 1 & 2 VA-26-1820 Report & Certification of Loan Disbursement COE for Veteran borrower VA funding Fee Receipt reflecting settled/processed VA 26-6393 Loan Analysis CAIVRS Authorization of all borrowers VA Notice of Value with all conditions Borrower Certificate & Authorization VA Rider to Security Instrument (or 5 clauses) Escape Clause/ Amendatory Clause VA-26-592 Counseling Checklist (Active duty only)

7 VA HUD-1/CD Itemization Loan Quality Certification (Title 38 USC) VA 26-1866 Commitment Cert (if prior approval from VA) VA Guaranty Certificate (if > 90 days from close) NPMA-33 Termite/Wood Destroying Insect/Soil Treatment COMPLIANCEA ppraisal Delivery Acknowledgement HOI (hazard policy with paid receipt to include mortgagee clause (ISAOA ATIMA) Standard Flood Hazard determinationFlood Policy with paid receipt to include mortgagee clause to Bank (if applicable) Notice to Borrower in Special Flood Hazard Area Appraisal (all pages) < 5 USBHM Condo Review if LTV > 95% FHA/FNMA/FHLMC UCDP/SSR Submission Final Inspection (if appraisal is subject to repairs) Work completion Escrow Agreement Final Purchase Contract COMPLIANCEPROGRAM: AMI: LOAN TYPE: HH SIZE: CLOSING DATE: BORROWER NAME: IHDA FILE #.)

8 : (all borrowers) within 10 business days Prior VVOE .. W-9 .. 4506-C signed .. IRS 8821(self-employed) .. 5. BIRS W2's .. CB Tax Returns Transcripts ..Yr. 3 B Yr. 2 B Yr. 2 CB Yr. 3 CB7.(HO-027) Tax Affidavit for year(s) 8. Paystubs: 30 .. months Bank stmnts. (per AUS) .. Signed Income .. ( )Signed Income Cert .. , Pension, VA, VA Benefits ..14. Divorce Decree/Property Settlement, Marriage Certificate, Birth for Discrepancies ..Yr. 1 B Yr.

9 1 CB ( ) Submission Cover ( ) Borrower Affidavit Dated ( ) Tax Code Comp. Certificate PTC.( )MRB Initial Recapture .. 8.( )4 Second Payment Letter DISCLOSURE COMPLIANCE Signed Servicing Letter1,2,3,5 copy of 2nd Mortgage List of Providers All revised LE disclosures & supporting docs. Initial CD (for 1st & 2nd) 3 days LENDER NAME: FILE CONTACT NAME: FILE CONTACT EMAIL:LENDER Mortgage Note DELIVERY CHECKLIST -Remember! - Split your Delivery File- ALL IHDA Delivery File-Everything elseCertified copy of Power of Attorney Notarized Name Affidavits Initial Payment Letter/First Payment Letter Title Commitment/Binder Tax Certification Sheet IEAD (Initial Escrow Account Disclosure) Initial URLA/1003 fully executed Final URLA/1003 fully executed 1008 (FNMA) or 1077 (FHLMC) Signed PMI Certificate (if over 80% LTV) PMI Disclosure Evidence of payment to MI company Amortization Schedule (Conv.)

10 Loans) Copy of check & pay history (if principal reduct.) AUS - DU, LPA, GUSFFIEC Rate Spread Calc & lock if HPML Pre-Purchase Counseling Cert dated PTC & signed (as needed)by: Borrrower Coborrower/SP Non-HFA/Gift Letter(s) & proof of transfer Compliance/ E&O agreement Customer ID & Notice Patriot Act Kther Compliance Disclosures to borrower Credit Report: FICO OFAC Search with no matches found List of Housing Counseling Orgs. ( ) Assist. Impact Letter COMPLIANCE RD 3555-18 Conditional CommitmentGUS Findings 1008 Underwriting Transmittal RD 3555-21 Request for Single Family Housing Loan Guarantee RD 3555-17 Loan Note Guarantee (if >90 days from close) Document Completion/Execution Guide PTC = Prior to Closing AC = At Closing6.