CONTENTS PAGE - DINUS

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

8 +PVGNNKIGPEG QH CP CWVQOCVGF U[UVGO KU ITGCVN[ FGRGPFKPI QP VJG CDKNKV[ QH C VQ TGCF KP VJG UKIPCN HTQO XCTKQWU V[RGU QH CWVQOCVKE UGPUKPI CPF OCPWCN KPRWV HKGNF FGXKEGU 2 WUJ DWVVQPU MG[RCF CPF VQIING UYKVEJGU YJKEJ HQTO VJG DCUKE OCP OCEJKPG KPVGTHCEG CTG V[RGU QH OCPWCN KPRWV FGXKEG 1P VJG QVJGT JCPF HQT FGVGEVKQP QH YQTMRKGEG OQPKVQTKPI QH OQXKPI OGEJCPKUO EJGEMKPI QP RTGUUWTG CPF QT NKSWKF NGXGN CPF OCP[ QVJGTU VJG YKNN JCXG VQ VCR VJG UKIPCN HTQO VJG URGEKHKE CWVQOCVKE UGPUKPI FGXKEGU NKMG RTQZKOKV[ UYKVEJ NKOKV UYKVEJ RJQVQGNGEVTKE UGPUQT NGXGN UGPUQT CPF UQ QP 6[RGU QH KPRWV UKIPCN VQ VJG YQWNF DG QH 10 1(( NQIKE QT CPCNQIWG 6 JGUG KPRWV UKIPCNU CTG KPVGTHCEGF VQ VJTQWIJ XCTKQWU V[RGU QH KPRWV OQFWNG +0276 .KOKV 5 YKVEJ 6 KOGT2 JQVQGNGEVTKE 5 YKVEJ 4 QVCT[ 'PEQFGT 2 TQZKOKV[ 5 YKVEJ +0641&7%6+10 1 WVRWV &GXKEGU #P CWVQOCVKE U[UVGO KU KPEQORNGVG CPF VJG U[UVGO KU XKTVWCNN[ RCTCN[UGF YKVJQWV OGCPU QH KPVGTHCEG VQ VJG HKGNF QWVRWV FGXKEGU 5 QOG QH VJG OQUV EQOOQPN[ EQPVTQNNGF FGXKEGU CTG OQVQTU UQNGPQKFU TGNC[U KPFKECVQTU DW\\GTU CPF GVE 6 JTQWIJ CEVKXCVKQP QH OQVQTU CPF UQNGPQKFU VJG ECP EQPVTQN HTQO C UKORNG RKEM CPF RNCEG U[UVGO VQ C OWEJ EQORNGZ UGTXQ RQUKVKQPKPI U[UVGO 6 JGUG V[RG QH QWVRWV FGXKEGU CTG VJG OGEJCPKUO QH CP CWVQOCVGF U[UVGO CPF UQ KVU FKTGEV GHHGEV QP VJG U[UVGO RGTHQTOCPEG *QYGXGT QVJGT QWVRWV FGXKEGU UWEJ CU VJG RKNQV NCOR DW\\GTU CPF CNCTOU CTG OGTGN[ OGCPV HQT PQVKH[KPI RWTRQUG.))]]]]]]]]]]]]]]]]]]]]]]]]]

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