DWELLING PROPERTIES PROGRAM - Virginia …

1 DWELLING PROPERTIES PROGRAM This Manual Contains Final Rates July 2014 Virginia PROPERTY INSURANCE ASSOCIATION DWELLING Rates Page 1 February 2014 Base Rates Fire Coverage A & C All Forms Owner Occupied KEY PREMIUMS FP 1 Building Contents Building ContentsM$66$18$72$18F$82$23$91$23M$82$2 3$91$23F$128$35$140$35M$99$27$109$27F$16 1$45$177$45 Building Contents Building ContentsM$96$27$50F$119$33$63M$119$33$63 F$185$51$97M$143$40$75F$233$65$122 Territory - AllProtectedSemi-ProtectedUnprotectedUnp rotectedProtectionTerritory - AllProtectionCONSTN umber of Families3 or 45 or MoreCoverageCoverageNumber of FamiliesCONSTP rotectedSemi-ProtectedCoverageCoverage12 FP 2 Building Contents Building ContentsM$88$24$97$24F$110$31$121$31M$11 0$31$121$31F$171$47$188$47M$132$37$145$3 7F$215$60$236$60 Building Contents Building ContentsM$128$35$67F$160$44$84M$160$44$8 4F$248$69$130M$192$53$101F$311$86$163 Number of FamiliesCONSTP rotectedSemi-ProtectedCoverageCoverage12 UnprotectedProtectionTerritory - AllProtectionCONSTN umber of Families3 or 45 or MoreCoverageCoverageTerritory - AllProtectedSemi-ProtectedUnprotected KEY FACTORS Limit of Liability (000 s) Coverage A Limit of Liability (000 s)

2 Coverage C 1 1 2 2 3 3 4 4 5 5 6 6 7 7 8 8 9 9 10 10 11 11 12 12 13 13 14 14 15 15 16 16 18 17 20 18

3 22 19 24 20 26 21 28 22 30 23 32 24 34 25 36 26 38 27 40 28 42 29 44 30 46 31 48 32 50 33 55 34 60 35 65 36 70 37

4 75 38 80 39 85 40 90 41 95 42 100 43 105 44 110 45 115 46 120 47 125 48 130 49 135 50 140 145 Each Additional $1,000.

5 015 Each Additional $1,000 Virginia PROPERTY INSURANCE ASSOCIATION DWELLING Rates Page 2 February 2014 Base Rates Fire Coverage A & C All Forms Non-Owner Occupied KEY PREMIUMS FP 1 Building Contents Building ContentsM$72$18$80$18F$91$23$100$23M$91$ 23$100$23F$140$35$154$35M$109$27$120$27F $177$45$194$45 Building Contents Building ContentsM$105$27$50F$131$33$63M$131$33$6 3F$204$51$97M$158$40$75F$256$65$122 Number of FamiliesCONSTP rotectedSemi-ProtectedCoverageCoverage12 3 or 45 or MoreCoverageCoverageTerrit ory - A llProtectedSemi-ProtectedUnprotectedUnpr otectedProtectionTerrit ory - A llProtectionCONSTN umber of Families FP 2 Building Contents Building ContentsM$97$24$107$24F$121$31$133$31M$1 21$31$133$31F$188$47$207$47M$145$37$160$ 37F$236$60$260$60 Building Contents Building ContentsM$141$35$67F$176$44$84M$176$44$8 4F$272$69$130M$211$53$101F$343$86$163 CONSTN umber of FamiliesNumber of FamiliesCONSTT errit ory

6 - A llProtectedCoverageCoverageSemi-Protecte dUnprotectedUnprotectedProtectionTerrit ory - A llProtection123 or 45 or MoreProtectedSemi-ProtectedCoverageCover age KEY FACTORS Limit ofLiability (000 s) Coverage A Limit ofLiability (000 s) Coverage C 1 1 2 2 3 3 4 4 5 5 6 6 7 7 8 8 9 9 10 10 11 11 12 12 13

7 13 14 14 15 15 16 16 18 17 20 18 22 19 24 20 26 21 28 22 30 23 32 24 34 25 36 26 38 27 40 28 42 29 44 30 46 31 48 32 50 33 55 34 60 35 65 36 70 37 75 38 80

8 39 85 40 90 41 95 42 100 43 105 44 110 45 115 46 120 47 125 48 130 49 135 50 140 145 Each Additional $1,000.

9 015 Each Additional $1,000 Virginia PROPERTY INSURANCE ASSOCIATION DWELLING Rates Page 3 February 2014 BASE RATES Extended Coverage-All Forms Coverages A & C NON-SEASONAL Refer to Rule for rating seasonal PROPERTIES . Form FP-2 is not eligible for seasonal or secondary coverage. FP-1FP-2FP-1FP-205 - 07, 30 - 31, 37 - 41 Inland$15$36$2$710, 12, 32 - 36 Seacoast$61$119$26$6511, 13 Beachfront$401$643$118$229 Territ oryCoverage ACoverage - CForm Limit of Liability (000 s) Coverage A Limit of Liability (000 s) CoverageC 1 1 2 2 3 3 4 4 5 5 6 6 7 7 8 8 9 9 10 10 11 11 12 12

10 13 13 14 14 15 15 16 16 18 17 20 18 22 19 24 20 26 21 28 22 30 23 32 24 34 25