ECESS & SURPLUS LINES REAL …

1 EXCESS & SURPLUS LINES . real ESTATE/ HABITATIONAL INDUSTRY. real ESTATE/HABITATIONAL INDUSTRY ABOUT US. Tokio Marine Specialty will selectively entertain real estate and habitational exposures that require Company Profile a unique approach toward the business. Accounts selected will encompass superior characteristics Tokio Marine Specialty Insurance Company (TMSIC) is an Excess & SURPLUS LINES commercial including fire/life safety standards, loss control/mitigation standards, and those willing to partner insurance carrier serving specialized industries with Tokio Marine Specialty in controlling both the frequency and severity of liability claims.

2 In all 50 states, Washington, , and the Virgin Islands. TMSIC is a member of Tokio HABITATIONAL COMMERCIAL OFFICE BUILDING. Marine Group. Based in Japan, Tokio Marine Target Classes Target Classes Group has more than 30,000 employees Condo Associations Parking lots/garages Combined office/retail/Mixed use in 39 countries, and is ranked within the Top Single family Dwelling Portfolios 20 life/non-life insurance company groups real Estate Investment Trusts (REIT) Unacceptable Exposures in the world based on market capitalization. Unacceptable Classes Non-sprinklered over 5 stories Apartment Building Group homes Existing mold & asbestos issues TMSIC is also an affiliate of Philadelphia Owners and Co-housing OWNERS INTEREST / PROJECT Insurance Companies (PHLY).

3 For over 50. Managers Rooming & Boarding Cooperative houses SPECIFIC PLACEMENTS years, PHLY has offered specialized Property Apartments Homeless shelters Target Classes & Casualty and Professional Liability products Condominiums (may Assisted living (may be Apartment Construction for niche markets nationwide. TMSIC and PHLY. be eligible for eligible for mono- line Unacceptable Classes share ratings of "A++" (Superior) from Best mono- line property) property) Condominium Buildings Company and "A+" from Standard & Poor's. Property coverage Hope IV programs Residential Developments on Frame or Joisted Independent living TMSIC was created in 2012 to serve as the Coverages/Capacity Excess & SURPLUS LINES platform for all Tokio Masonry apartments (may be eligible for Timeshares mono- line property) General Liability Marine Group subsidiaries operating in North Commercial General Liability or Products only America, including PHLY.

4 VACANT PROPERTIES $1M each occurrence Per Location Aggregate Target Classes Host Liquor coverage Tokio Marine Specialty Industries New construction that Foreclosed vacant Additional insured by written contract Contractors is not yet occupied properties Property Environmental New property Properties available for Commercial property coverage up to $10M per risk Hospitality acquisitions lease, not yet occupied Ability to write coastal risks including wind & hail Manufacturing real estate Buildings awaiting coverage (depending on state and distance to coast).

5 Development property renovation real Estate/Habitational Equipment breakdown available as optional coverage Retail not yet under Property Enhancement Endorsement available construction Excess Coverage including Money & Securities, Backup of Sewers Unacceptable Classes and Drains, and other additional coverages Sites or buildings Condemned buildings Environmental Up to $25M in limits with known pollution (unless there is an Excess Casualty Up to $25M in limits exposures acceptable plan for (Supported and Unsupported). Parks demolition to occur Urban vacant lots within a short period of Financial Security Lots used for local RV Best rated A++.)

6 Time. Property coverage recreational activities Standard & Poor's assigned A+. is not available on Lakes or ponds condemned buildings) Services Risk Management Services SURPLUS LINES BROKERS CONTACT US. Call us at or contact your local PHLY Marketing Representative: ( ). SUBMISSIONS AND ENDORSEMENTS: E-mail us directly at: | TED NIENBURG, VP, PRIMARY CASUALTY BIJU JOY, VP, EXCESS CASUALTY. Tokio Marine Specialty Insurance Company, a member of the Tokio Marine Group, is an authorized excess and SURPLUS LINES insurance carrier in all states and Tokio Marine SCOTT BAYER, SVP, UNDERWRITING STEPHEN DECKER, PROPERTY Specialty Insurance Company is not licensed or admitted in any jurisdiction except Delaware where it is a domestic insurer licensed to write SURPLUS LINES .

7 SURPLUS LINES companies do not participate in state guaranty funds in any jurisdiction, except New Jersey, and thus, SURPLUS LINES insureds are not protected by those funds. 2018 Tokio Marine Specialty Insurance Company, All Rights Reserved. RISK MANAGEMENT SERVICES: CLAIMS REPORTING: Fax E-mail: MK - 1200 Ed. 061918.