MANAGEMENT & PROFESSIONAL LIABILITY - PHLY

1 MANAGEMENT & PROFESSIONAL LIABILITY . Best A++ Rating S&P A+ Rating Nationwide Underwriter Presence Ward's Top 50 2001-2013. | MANAGEMENT & PROFESSIONAL LIABILITY PRODUCTS. Our MANAGEMENT & PROFESSIONAL LIABILITY Division offers a broad selection of insurance solutions on an admitted or non-admitted basis acting as primary or excess capacity. We offer various risk MANAGEMENT solutions to private and publicly traded companies to help manage their operations and the risks associated with doing business in today's business environment. We offer many products, from Directors & Officers LIABILITY , to Cyber LIABILITY ; and a broad selection of PROFESSIONAL LIABILITY solutions to 70+ classes.

2 MANAGEMENT LIABILITY . Private Company Protection Plus Cyber Security LIABILITY (Private Company Directors & Officers LIABILITY ) A flexible policy offering both first & third party coverages A multi-line policy designed for private companies of all sizes for numerous classes of business. providing risk transfer solutions. First party protection Limits available up to $15M - Loss of Digital Assets Three (3) coverage parts available: - Non-Physical Business Interruption and Extra Expense - Directors & Officers LIABILITY - Cyber Extortion - Employment Practices LIABILITY - Cyber Terrorism - Fiduciary LIABILITY - Security Event Costs Coverages are also available on a stand-alone basis Third party protection Limits of LIABILITY can be combined or separate - Network Security & Privacy LIABILITY Defense Costs in addition to the Limit of LIABILITY - Employee Privacy LIABILITY available for eligible risks - Electronic Media LIABILITY Learn More Limits available up to $20M.

3 Complimentary access to the eRisk Hub cyber Employment Practices LIABILITY risk MANAGEMENT portal for policyholders Coverage is available for organizations with up to 4,000 employees. Learn More Limits available up to $15M. Retentions as low as $5,000 Affinity Pro Portfolio (Trade Associations). Defense Costs in addition to the Limit of LIABILITY for eligible risks A suite of nine (9) coverages designed specifically Third Party coverage for 501(c)(6) trade associations. Learn More Directors & Officers LIABILITY Employment Practices LIABILITY Flexi Plus Five (Non-Profit Directors & Officers LIABILITY ) Fiduciary LIABILITY Policy is designed for non-profit organizations of all sizes.

4 Workplace Violence Limits available up to $15M Internet LIABILITY (including Network Security coverage). Five (5) coverage parts available: Crime - Directors & Officers LIABILITY Association PROFESSIONAL LIABILITY - Employment Practices LIABILITY Business Owners Policy (BOP). - Fiduciary LIABILITY Special Events - Workplace Violence Learn More - Internet LIABILITY Standard Policy Features Crime Protection Plus - Defense Costs in addition to the Limit of LIABILITY A broad policy available monoline or in conjunction - Third Party EPL coverage with a MANAGEMENT or PROFESSIONAL LIABILITY policy. - Definition of Employee includes volunteer Limits available up to $15M.

5 - Personal & Advertising Injury coverage Loss Sustained or Discovery coverage available - Coverage for punitive damages Stand-alone Third Party Crime coverage available Learn More for eligible risks Coverages available: Excess LIABILITY NEW! - Employee Theft/Client Coverage Available for non-profit and private companies of all sizes. - Forgery or Alteration Limits available up to $15M - Inside the Premises Available over most MANAGEMENT & PROFESSIONAL LIABILITY - Outside the Premises forms in the market - Money Orders and Counterfeit Paper Currency Follow form coverage on a simplified policy structure - Computer and Funds Transfer Fraud Learn More Learn More Employed Lawyers Protection Plus Errors & Omissions coverage for attorneys employed as in-house counsel.

6 Limits available up to $10M. Written on an admitted basis in most states Available for private, public, and non-profit companies Moonlighting & Pro Bono coverage (for full time attorneys). Learn More MK-1060 Ed. 042016. PROFESSIONAL LIABILITY . Cover-ProSM Allied Health Errors & Omissions coverage for a wide variety of professions. Provides allied health professionals the support of a Business Owners Limits available up to $15M Property and General LIABILITY policy with Errors & Omissions Policy can be tailored to meet the needs of the Insured coverage. Worldwide coverage Business Interruption coverage offered on Claim Expense in addition to the Limit of LIABILITY an unlimited basis for select classes Errors & Omissions on an occurrence basis Personal Injury coverage $0 deductible on General LIABILITY and Automatic Independent Contractor coverage Errors & Omissions 70+ target and acceptable classes Additional coverages available: Learn More - Employee Dishonesty - Hired & Non-Owned Auto Integrated Technology NEW!

7 - Money & Securities A multi-line policy that can be tailored to protect a variety of - Umbrella technology PROFESSIONAL services. Learn More Limits available up to $15M. Worldwide coverage Chiropractors PROFESSIONAL LIABILITY Errors & Omissions coverage for licensed chiropractors. Separate limits for Media LIABILITY and Cyber LIABILITY Aggregate policy limits available up to $3M, Coverages available: $0 deductible - Errors & Omissions Available on an admitted basis in 35 states - General LIABILITY Claims-Made coverage available - Property Defense coverage for HIPPA and Disciplinary proceedings - Auto - Umbrella Sexual Abuse and Molestation coverage (where available).

8 Learn More Additional coverages available: - Business Owners/Premises Media LIABILITY - Crime/Employee Theft Coverage for professionals and entities that create or disseminate - Employment Practices LIABILITY media content. - Network Security & Privacy LIABILITY Limits available up to $10M (including HIPAA notification expense). Available on either an occurrence or claims-made basis Learn More Worldwide coverage Business Owner's Policy (BOP). Fully customized media coverage schedules Available only in conjunction with a Philadelphia Insurance Claim Expense in addition to the Limit of LIABILITY Companies MANAGEMENT or PROFESSIONAL LIABILITY policy.

9 For select classes Coverages available: Ability to cover PROFESSIONAL services associated - General LIABILITY with creation/dissemination of media content - Business Personal Property Learn More - Business Income Interruption Accountants PROFESSIONAL LIABILITY - Fire Legal LIABILITY Errors & Omissions coverage for CPAs, non-CPAs, enrolled agents, - Money & Securities tax preparers, and bookkeepers. - Hired & Non-Owned Auto Broad definition of PROFESSIONAL services - Employee Benefits LIABILITY (EBL). Coverage includes independent contractors - Host Liquor LIABILITY working on the Insured's behalf - Many more!

10 Learn More Temporary Staffing A suite of coverages designed specifically for temporary staffing agencies. We offer Commercial Lines package policies for various Coverages available: niche markets. For a complete list of products, please visit - General LIABILITY our website at or speak with your Philadelphia - Property Insurance Companies Marketing Representative. - Auto - Umbrella - Inland Marine - Errors & Omissions (available on a claims-made or occurrence basis). - Stop Gap coverage for monopolistic WC states - Employee Dishonesty - Employment Practices LIABILITY (coverage extends to placed employee of the temporary staffing firm).