Foreign Travel Guidelines - Login

1 The following charts define how American General Life Insurance Company and The United States Life Insurance Company in the City of New York assess Travel to various countries around the CodeTo 8 Weeks8 Weeks to 6 Months1 ABest ClassBest ClassBBest ClassStandard Plus (or Standard Tobacco) CBest ClassStd. Plus (or Std. Tob.) and $2 per 1,000 DBest ClassStd. Plus (or Std. Tob.) and $3 per 1,000 EDeclineDeclineICIndividual ConsiderationIndividual Consideration1 Except where noted, extended Travel (greater than 6 months) will be considered on a case-by-case basis and may be underwritten as a residency case under our Foreign National Guidelines . In addition, extended Travel (greater than 6 months) outside of the or Canada will require facultative reinsurance if over our internal AND COVERAGE AMOUNTS All plans of insurance are available.

2 Autobind up to $41 million on Term and $60 million on Permanent Jumbo Limit to $65 million Individual Consideration for long-term Travel (greater than 1 year) Individual Consideration for amounts over $20 million, age greater than 70, rating greater than Table Notes: For quoting purposes only. Quotes are not considered bound: our final decision at time of underwriting review may change if/when world conditions change. Each case will be individually underwritten and assessed. Country list and/or ratings will change quickly as world conditions change, and this publication may not reflect sudden changes in the world situation. Individuals residing or traveling in countries or jurisdictions under a current State Department Travel Warning will be considered individually (IC) and may be declined.

3 Certain states prohibit Travel Warnings as the sole basis for an underwriting decision. Diplomats, embassy employees or missionaries assigned to a C, D or E country generally will not be considered for coverage. Missionaries assigned to A and B countries, and individuals taking short mission trips (21 days or less) to A, B, C, D countries will be considered. Florida and Georgia prohibit action based on Foreign Travel Guidelines Effective March 24, 2017. Replaces previous version dated November 10, FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC SamoaAAndorraAAngola (Lunda Norte and Lunda Sil Provinces, and Cabinda: Decline)CAnguillaBAntarcticaICAntigua & BarbudaBArgentina (Decline for Travel > 6 months)AArmenia (Nagorno-Karabakh regions: Decline)BArubaBAustraliaAAustriaAAzerbai jan (Nagorno-Karabakh regions: Decline) BBahamasBBahrainBBangladesh (Border regions with India and Burma, including Northern Dhaka, Sylhet and eastern Chittagong: Decline)DBarbadosBBelarusEBelgiumABelize BBeninBBermudaABhutanBBoliviaBBonaireBBo snia & HerzegovinaBBotswanaBBrazilABritish Virgin IslandsABruneiBBulgariaABurkina FasoEBurma/Myanmar (Border with Mali, including Kenedougou, Kossi, Oudalan, Soum, Sourou and Yetanga.)

4 Decline)ICBurundiECambodiaBCameroon (Bakassi Penninsula, Bamenda-Bafoussam-Douala triangle, border with CAR, and northwest border areas: Decline)CCanadaACanary IslandsACape VerdeBCayman IslandsBCentral African RepublicECOUNTRYCODEChadEChileAChina B* Colombia (Ecuador/Venezuela border regions: Decline)DComorosBCongo (Brazzaville) (Pool region, border with Cabinda, Pointe-Noire coastline: Decline)CCongo (Zaire)ECook IslandsACosta RicaACote d Ivoire (Ivory Coast)ECroatiaACuba (Though limited diplomatic relations have been established, coverage is not available)ECuracaoBCyprusACzech RepublicADemocratic Republic of Congo (formerly Zaire)EDenmarkADjibouti (Bab el Mandep Strait, Gulf of Aden, Red Sea: Decline)CDominicaBDominican RepublicBDubai (United Arab Emirates)AEast Timor (Indonesian border regions: Decline)BEcuador (Colombian border region: Decline)AEgyptEEl SalvadorBEnglandAEquatorial GuineaCEritrea (Border with Ethiopia and Sudan, Bab al Mandab Strait, Northeast of Tio: Decline)DEstoniaAEthiopia (Ogaden, Oromia, Border with Eritrea, Somalia, Sudan, Gambela National Park, Babile Elephant Sanctuary: Usually Decline)DFalkland IslandsAFederated States of MicronesiaBFijiBFinlandAFrance (Decline for Travel > 6 months)AFrench GuyanaBFrench PolynesiaBGabonBGambiaBGazaEGeorgia (Ossetia or Abkhazia regions: Decline)BGermanyAFOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC 2 OF 4 COUNTRYCODEL uxembourgAMacauAMacedoniaBMadagascarBMal awiBMalaysiaBMaldivesBMaliEMaltaAMarshal l IslandsBMartiniqueBMauritania (Algeria or Mali border regions.

5 Decline)CMauritiusBMexicoBMicronesiaBMol dovaBMonacoAMongoliaBMontenegro ( Territory)AMorocco (Western Sahara region, Algerian border: Decline)BMozambique (Nampula, Manica and Sofala: IC)BNambiaBNauruBNepal (Southern Terai region, Southeast border with India: Decline)DNetherlandsANew CaledoniaBNew ZealandANicaraguaBNigerDNigeriaENiueCNor th KoreaENorth Mariana Islands (Commonwealth of )ANorthern IrelandANorwayAOmanAPakistanEPalauBPales tineEPanama (Decline for Travel by Panamanian citizens > 6 months)BPapua New Guinea (Southern Highlands Province: Decline)CParaguayBPeru (Ayacucho & Huallaga regions: Decline)ACOUNTRYCODEG hanaBGreeceAGreenlandAGrenadaBGuadeloupe BGuamAGuatemalaCGuernseyAGuineaEGuinea Bissau (Border region with Senegal: Decline)CGuyanaBHaitiEHonduras (Northwest Sea border: IC)CHong KongAHungaryAIcelandAIndia (Kashmir or Jammu regions: Decline) (Decline for Travel > 6 months)BIndonesia (Aceh, Papua, Central Sulawesi, Maluku regions, Border with East Timor: Decline)BIranEIraqEIrelandAIsrael (Over age 70 requires Facultative Reinsurance if over our retention) (West Bank or Gaza: Decline)AItalyAIvory Coast (Cote d Ivoire)EJamaicaBJapan (Decline for Travel > 6 months.

6 Travel within the Fukushima Nuclear Power Plant 50 km precautionary zone: IC)AJordanBKazakhstan (Border with China, region south of Kurachatov and Semipalatinsk: IC)BKenya (Lamu County, and provinces bordering Somalia: decline)DKiribatiBKosovoBKuwaitICKyrgyzs tanELaosBLatviaALebanonELesothoBLiberiaE LibyaELiechtensteinALithuaniaAFOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC 3 OF 4 Policies issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION.

7 AIG 2017. All rights reserved. AGLC105417 REV0317B* PNT available for travelers to China and The Philippines for durations over 8 weeks COUNTRYCODEP hilippines (Mindanao, Zamboanga Peninsula, and Sulu Archipelago regions: Decline) B* PolandAPortugalAPuerto RicoAQatarARepublic of the Congo (Capital: Brazzaville)DRomaniaARussia (Chechnya, Ksabardino-Balkaria, Karachay-Cherkessia, Dagestan, Ingushetia, North Ossetia regions: Decline)BRwanda (Congo border region: Decline)CSabaBSamoaBSan MarinoASao Tome and PrincipeBSaudi ArabiaEScotlandASenegal (Casamance: Decline)BSerbia & MontenegroBSeychellesBSierra Leone (Border regions with Liberia and Guinea: Decline)BSingaporeASlovakiaASloveniaASol oman IslandsBSomaliaESouth AfricaBSouth KoreaASpainASri Lanka (Kuzey province including Gulf of Mannar, Palk Strait, Nanthi Kadal Lagoon.)

8 Decline)BSt. BarthelemyASt EustatiusBSt. Kitts and NevisBSt. LuciaBSt. MaartenBSt. Vincent and the GrenadinesBSudanESouth SudanECOUNTRYCODES urinameBSwazilandBSwedenASwitzerlandASyr iaETaiwanATajikistan (Afghanistan, Kyrgyzstan, Uzbekistan border region: Decline)DTanzaniaBThailand (Pattani, Yala, Narathiwat, Sisaket and Songkhla regions: Decline)BTibet (part of China)BTogo (Lome port and coastal waters, borders with Ghana and Benin: Decline)CTongaBTrinidad and Virgin IslandsAUganda (Border with Democratic Republic of the Congo, including Nile, Western and Southern regions: Decline)BUkraine (Crimea: decline)ICUnited Arab Emirates (Dubai)AUnited KingdomAUruguayAUzbekistan (Ferghana Valley, Afghanistan, Tajikistan, Kyrgyzstan border regions: Decline)DVanuatuBVatican CityAVenezuelaEVietnamBWalesAWest BankEWestern SaharaEYemenEZambiaBZimbabweEPAGE 4 OF 4