Home Equity Conversion Mortgage Program (HECM) Fact Sheet
2017. 3. Adjusting the amount seniors can draw, the Principal Limit Factors (PLFs). New PLFs will preserve the homeowners’ equity in the home if they continue to occupy the house for the expected life of the loan. The amount seniors can draw, or PLFs, for new endorsements on or after October 2, 2017 will be subject to a new schedule.
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