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HOMEOWNERS 3 – SPECIAL FORM
(1) Aircraft means any contrivance used or designed for flight except model or hobby aircraft not used or designed to carry people or cargo; (2) Hovercraft means a self-propelled mo-torized ground effect vehicle and in-cludes, but is not limited to, flarecraft and air cushion vehicles; (3) Watercraft means a craft principally
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GLOBAL INSURANCE CAPITAL STANDARDS - III
www.iii.orgInsurance Information Institute 6 (1) ORSA12 requires insurers and insurance groups to conduct a self-assessment of their risk management and capital adequacy, examining all material and relevant risks— current and future—under normal conditions and under severe stress.The two primary
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