IMPORTANT FUND INFORMATION. - Online IPS

1 IMPORTANT fund information . NATIONWIDEThis guide gives you further information about each fund available from IPS and supports the Key Investor information PORTFOLIO SERVICE (IPS)WHERE TO YOU START READINGT here are several IMPORTANT documents you should read to help you make your decision about investing: The Key Investor information Document (KIID) gives you the key information you need to decide whether a fund is right for you. It s essential you read the KIID carefully so you understand what you re buying. The Investing with IPS brochure gives you IMPORTANT information to help you make an informed decision about investing. You should read this document carefully so you understand what you are buying. This IMPORTANT fund information guide gives you information about the funds available and general risk information . The Terms and Conditions that apply when you invest in a product with USEFUL INFORMATIONYou ll also find more fund information in the fund s factsheet and Using IPS guide tells you about investing in funds and also how to make changes to your Platform Charge Explained document tells you more about the IPS Platform you ve agreed to pay adviser charges the Guide to Facilitated Adviser Charges explains how we can facilitate payment of these for you need a copy of these documents please contact your adviser or Customer USThere are several different ways of getting in touch with our UK Customer Services contact centre on: 0345 272 re open Monday to Friday 9am to Call charges will vary.

2 We may record and monitor you re contacting us by email, please remember not to send any personal, financial or banking information because email is not a secure method of Portfolio Service PO Box 1112 Chelmsford CM99 2 UXIMPORTANT fund INFORMATION2 IMPORTANT fund INFORMATION3 Investing in a fund always means putting your money at some sort of risk. Your attitude to risk is key to choosing which fund , or mix of funds, is suitable for you. A fund that is higher risk generally means the potential return from that fund is higher, but also that the potential to lose money is higher. A higher risk fund may also be more volatile, meaning the fund value may rise and fall more frequently, and by larger amounts. A lower risk fund generally means a lower potential return, but with less risk of losing money. It is usually less volatile, meaning the fund value is usually less likely to rise and fall as frequently, or by as INVESTMENT RISKSThe Investing with IPS document lists the general investment risk that you should be aware of before you decide to invest.

3 This risk applies to all funds. The effect of this risk will vary between funds, depending on how the fund AND REWARD PROFILE The risk and reward profile calculated by the fund manager is shown on the KIID as a number on a standard scale based on the potential risk and also the potential reward of a fund . It allows comparison across most European investment funds using standard calculations based on the type of fund you re comparing. It shows the volatility in the performance of each fund , giving you an idea of how much risk you re exposed to and how much a fund can rise and fall in value. The risk and reward profile is split into seven sections, so you can find funds that meet the appropriate level of risk for you. However, it doesn t allow you to compare the relative risk of two funds within the same section. The calculation is based on the rate at which the value of the fund has moved up and down in the past five s IMPORTANT you regularly review the funds you hold to make sure you re comfortable with the risk and the funds are still suitable for your investment OR SHARE TYPE AVAILABLEThis tells you what types of units (for unit trusts) or shares (for open-ended investment companies) are available for the Accumulation units/shares These are designed to achieve capital growth by reinvesting any income Income units/shares These are designed to pay you an METHODW hether a fund is Single or Dual priced when you buy and sell units and shares.

4 This affects how the charges for the fund are taken when you buy and sell units and POINTThe time each business day when the fund manager works out the unit or share price of a fund based on the value of all its assets, and processes any DATES FOR INCOMEThe dates in the year when we receive the income from income units or shares in the fund . If you hold accumulation units or shares in the fund , this date is for accounting purposes DATES FOR CALCULATING INCOMEAlso known as the XD date. Dates on which the fund manager bases their calculation of any income payable at a subsequent distribution TYPEW hether a fund pays out Interest income or Dividend income. This affects how your investment is taxed. Please see the Tax section of Investing with IPS for more about interest and dividend PAID FROM INCOME GENERATED OR CAPITALT ells you whether the fund manager takes its charges from the income the fund generates or from its REBATEThis tells you any rebate you ll receive from the fund charge.

5 Please see the KIID for each fund for information on information NOT COVERED IN THE KEY INVESTOR information this section you ll find information about the funds we offer that s not covered in the Key Investor information Documents. The information provided for each fund is as accurate and current as we can make it. For external funds we rely on the information provided by the company managing such, we can t guarantee it s up to fund information HEADINGS fund INFORMATION4 TABLE 1: FULL fund RANGE. The following funds are available to: Advised customers You are paying or have paid an initial or ongoing Adviser Charge to Nationwide. Existing customers who originally invested before 31 December 2012 and are not paying a separate adviser nameUnit/share type availablePricing methodValuation pointDistribution dates for income (DD/MM)Ex-dividend (XD) dates for calculating income (DD/MM)Distribution typeCharge paid from income generated or capitalFund rebateArtemis Global Income I FundAcc, IncDual12 noon31/03, 30/0931/01, 01 Income I FundAcc, IncDual12 noon30/06, 31/1230/04, 31 Investors Corporate Bond 2 FundIncSingle12 noon15/03, 15/06, 15/09, 15/1216/01, 16/04, 16/07, 16/10 InterestIncomen/aAviva Investors Monthly Income Plus R3 FundIncSingle12 noon27th of each month16th of each monthInterestIncomen/aBaillie Gifford Investment Grade Bond B , 31/05, 31/ 0 8, 3 0 /1131/12, 31/03, 30/06, 30/09 InterestIncomen/aBNY Mellon Long Term Global Equity W FundAccSingle12 noon31/0830 %Fidelity Emerging Markets W FundAccSingle12 noon31/0801/07 DividendIncomen/aFidelity Extra Income Y FundAcc, IncSingle12 noon30/0401 %Fidelity Global Dividend W FundAcc, IncSingle12 noonAcc - 30/04 Inc - 18/01, 18/04, 18/07, 18/10 Acc - 01/03 Inc - 01/03, 01/06, 01/09, 01 Strategic Bond Y FundAcc.

6 IncSingle12 noon25th of each month1st of each %Invesco Perpetual Corporate Bond fund (No Trail)Acc, IncSingle12 noon30/06, 31/1201/05, 01 UK Alpha J FundAcc, IncSingle12 noon3 0 /1130/09 DividendIncomen/aInvestec UK Special Situations I FundAccSingle12 noon3 0 /1130 %Janus Henderson UK Property PAIF Feeder I FundAcc, IncDual12 noon31/01, 30/04, 31/07, 31/1001/12, 01/03 01/06, 01 Investment Grade Bond S FundAcc, IncSingle12 noon31/03, 30/06, 30/09, 30/1201/02, 01/05, 01/08, 01/11 InterestIncome Property Income Feeder B FundAcc, IncDual12 noonLast day of each monthFirst day of each monthDividendBothn/aLazard Emerging Markets A FundAccSingle12 noon31/05, 30/1101/04, 01 & General All Stocks Gilt Index I Trus tAcc, IncSingle12 noon25/01, 25/0725/11, 25/05 InterestCapitaln/aLegal & General All Stocks Index Linked Gilt Index I TrustAcc, IncSingle12 noon26/01, 26/0726/11, 26/05 InterestCapitaln/aIMPORTANT fund INFORMATION5 TABLE 1: FULL fund RANGE. continuedFund nameUnit/share type availablePricing methodValuation pointDistribution dates for income (DD/MM)Ex-dividend (XD) dates for calculating income (DD/MM)

7 Distribution typeCharge paid from income generated or capitalFund rebateLegal & General Fixed Interest I TrustAcc, IncDual12 noon05/05, 05/08, 05/11, 05/0205/03, 05/06, 05/09, 05/12 InterestIncomen/aLegal & General Global Equity Index C FundAccDual3pm15/0315/01 DividendIncomen/aLegal & General International Index I Trus tAcc, IncDual3pm06/06, 06/1206/04, 06/10 DividendIncomen/aLegal & General Mixed Investment 0-20% C FundAccSingle3pm31/03, 30/0931/01, 31/07 InterestIncomen/aLegal & General Mixed Investment 0-35% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 20-60% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 40-85% C FundAccSingle3pm31/05, 30/1131/03, 30/09 DividendIncomen/aLegal & General Mixed Investment Income 0-35% C FundAcc, IncSingle3pm29th of each month (in February the payment will be on the 27th)30th of each month (in February XD will be 28th)InterestCapitaln/aLegal & General Mixed Investment Income 20-60% C FundAcc, IncSingle3pm29th of each month (in February the payment will be on the 27th)30th of each month (in February XD will be 28th)DividendCapitaln/aLegal & General Sterling Income I FundAcc, IncSingle12 noon13th of each month15th of each monthInterestIncomen/aLegal & General (N)

8 Tracker C TrustAcc, IncSingle12 noon31/05, 30/1131/03, 30/09 DividendIncomen/aLiontrust Special Situations I FundIncDual12 noon31/0701/06 DividendIncomen/aM&G Global Dividend I FundAcc, IncSingle12 noon28/02, 31/05, 31/ 0 8, 3 0 /1103/01, 02/04, 0 2 / 0 7, 01/ Global Income I FundAcc, IncSingle12 noon28/02, 31/05, 31/ 0 8, 3 0 /1131/12, 31/03, 30/06, 30 Mutual Global Equity U1 FundAccDual12 noon31/1201/11 DividendIncomen/aRoyal London UK Equity Income M FundAcc, IncSingle12 noon31/01, 30/04, 31/07, 31/1001/12, 01/03, 01/06, 01 Life Inv UK Equity Income Unconstrained I FundAcc, , 28/0230/04, 31/10 DividendBothn/aStandard Life Inv UK Real Estate Income Feeder Institutional S FundAcc, IncSingle12 noonLast day of each monthFirst day of each monthInterestCapitaln/aThreadneedle Global Equity Income Z FundIncSingle12 noon31/03, 30/06, 30/09, 31/1201/02, 01/05, 01/08, 01 High Yield Bond Z FundAcc, IncSingle12 noon4th of each month8th of each UK Equity Income Z FundAcc, IncSingle12 noon07/02, 07/05, 07/08, 07/1108/03, 08/06, 08/09, 08 fund INFORMATION6 fund nameUnit/share type availablePricing methodValuation pointDistribution dates for income (DD/MM)Ex-dividend (XD) dates for calculating income (DD/MM)

9 Distribution typeCharge paid from income generated or capitalFund rebateLegal & General Fixed Interest I TrustAcc, IncDual12 noon05/05, 05/08, 05/11, 05/0205/03, 05/06, 05/09, 05/12 InterestIncomen/aLegal & General Global Equity Index C FundAccDual3pm15/0315/01 DividendIncomen/aLegal & General International Index I Trus tAcc, IncDual3pm06/06, 06/1206/04, 06/10 DividendIncomen/aLegal & General Mixed Investment 0-20% C FundAccSingle3pm31/03, 30/0931/01, 31/07 InterestIncomen/aLegal & General Mixed Investment 0-35% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 20-60% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 40-85% C FundAccSingle3pm31/05, 30/1131/03, 30/09 DividendIncomen/aLegal & General Mixed Investment Income 0-35% C FundAcc, IncSingle3pm29th of each month (in February the payment will be on the 27th)30th of each month (in February XD will be 28th)InterestCapitaln/aLegal & General Mixed Investment Income 20-60% C FundAcc, IncSingle3pm29th of each month (in February the payment will be on the 27th)30th of each month (in February XD will be 28th)DividendCapitaln/aLegal & General Sterling Income I FundAcc, IncSingle12 noon13th of each month15th of each monthInterestIncomen/aLegal & General (N)

10 Tracker C TrustAcc, IncSingle12 noon31/05, 30/1131/03, 30/09 DividendIncomen/aLiontrust Special Situations I FundIncDual12 noon31/0701/06 DividendIncomen/aM&G Global Dividend I FundAcc, IncSingle12 noon28/02, 31/05, 31/ 0 8, 3 0 /1103/01, 02/04, 0 2 / 0 7, 01/ Global Income I FundAcc, IncSingle12 noon28/02, 31/05, 31/ 0 8, 3 0 /1131/12, 31/03, 30/06, 30 Mutual Global Equity U1 FundAccDual12 noon31/1201/11 DividendIncomen/aRoyal London UK Equity Income M FundAcc, IncSingle12 noon31/01, 30/04, 31/07, 31/1001/12, 01/03, 01/06, 01 Life Inv UK Equity Income Unconstrained I FundAcc, , 28/0230/04, 31/10 DividendBothn/aStandard Life Inv UK Real Estate Income Feeder Institutional S FundAcc, IncSingle12 noonLast day of each monthFirst day of each monthInterestCapitaln/aThreadneedle Global Equity Income Z FundIncSingle12 noon31/03, 30/06, 30/09, 31/1201/02, 01/05, 01/08, 01 High Yield Bond Z FundAcc, IncSingle12 noon4th of each month8th of each UK Equity Income Z FundAcc, IncSingle12 noon07/02, 07/05, 07/08, 07/1108/03, 08/06, 08/09, 08 nameUnit/share type availablePricing methodValuation pointDistribution dates for income (DD/MM)Ex-dividend (XD) dates for calculating income (DD/MM)Distribution typeCharge paid from income generated or capitalFund rebateLegal & General Global Equity Index C fund AccDual3pm15/0315/01 DividendIncomen/aLegal & General Mixed Investment 0-20% C FundAccSingle3pm31/03, 30/0931/01, 31/07 InterestIncomen/aLegal & General Mixed Investment 0-35% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 20-60% C FundAccSingle3pm31/03, 30/0931/01, 31/07 DividendIncomen/aLegal & General Mixed Investment 40-85% C FundAccSingle3pm31/05, 30/1131/03, 30/09 DividendIncomen/aLegal & General Mixed Investment Income 0-35% C FundAcc, IncSingle3pm29th of each month (in February the payment will be on the 27th)