INDICATOR RATES FOR NAB HOME LENDING

1 Repayment TypeLoan TypeIndicator Rate NameIndicator Rate %paNAB Tailored - Variable Variable Rate for Home Loans (Standard Variable Rate) Base - Variable Base Variable Rate for Home year Package Fixed Rate for Home years Package Fixed Rate for Home years Package Fixed Rate for Home years Package Fixed Rate for Home years Package Fixed Rate for Home year Fixed Rate for Home years Fixed Rate for Home years Fixed Rate for Home years Fixed Rate for Home years Fixed Rate for Home Tailored - Variable Variable Rate for Interest Only Home Base - Variable Base Variable Rate for Interest Only Home year Package Fixed Rate for Interest Only Home years Package Fixed Rate for Interest Only Home years Package Fixed Rate for Interest Only Home years Package Fixed Rate for Interest Only Home years Package Fixed Rate for Interest Only Home

2 Year Fixed Rate for Interest Only Home years Fixed Rate for Interest Only Home years Fixed Rate for Interest Only Home years Fixed Rate for Interest Only Home years Fixed Rate for Interest Only Home Flexi Plus - Variable line of credit FlexiPlus Mortgage Portfolio Package - VariableNAB Portfolio Facility Variable year NAB Portfolio Fixed years NAB Portfolio Fixed years NAB Portfolio Fixed years NAB Portfolio Fixed years NAB Portfolio Fixed year NAB Portfolio Fixed Interest in Advance years NAB Portfolio Fixed Interest in Advance years NAB Portfolio Fixed Interest in Advance years NAB Portfolio Fixed Interest in Advance years NAB Portfolio Fixed Interest in Advance RATES FOR NAB HOME LENDING Principal and InterestNAB Package - Fixed NAB Tailored - Fixed Interest OnlyNAB Package - Fixed NAB Tailored - Fixed NAB Portfolio Package - FixedPayments in arrearsNAB Portfolio Package - FixedPayments in advancePage 1 of 2 Effective 22 February 2021.

3 These INDICATOR RATES are subject to TypeLoan TypeIndicator Rate NameIndicator Rate %paNAB Tailored - Variable Variable Rate for Residential Investment Home Base - Variable Base Variable Rate for Residential Investment Home year Package Fixed Rate for Residential Investment Home years Package Fixed Rate for Residential Investment Home years Package Fixed Rate for Residential Investment Home years Package Fixed Rate for Residential Investment Home years Package Fixed Rate for Residential Investment Home year Fixed Rate for Residential Investment Home years Fixed Rate for Residential Investment Home years Fixed Rate for Residential Investment Home years Fixed Rate for Residential Investment Home years Fixed Rate for Residential Investment Home Tailored - Variable Variable Rate for Interest Only Residential Investment Home Base - Variable Base Variable Rate for Interest only Residential Investment Home year Package Fixed Rate for Interest Only Residential Investment Home years Package Fixed Rate for Interest Only Residential Investment Home years Package Fixed Rate for Interest Only Residential Investment Home years Package Fixed Rate for Interest Only Residential Investment Home years Package Fixed Rate for Interest Only Residential Investment Home year Fixed Rate for Interest Only Residential Investment Home years Fixed Rate for Interest Only Residential Investment Home years Fixed Rate for Interest

4 Only Residential Investment Home years Fixed Rate for Interest Only Residential Investment Home years Fixed Rate for Interest Only Residential Investment Home RATES FOR OVERSEAS BORROWER NAB HOME LENDINGNAB Tailored - Variable Overseas Borrower Variable Base - Variable Overseas Borrower Base Variable RATES FOR SMSF BORROWER NAB HOME LENDING NAB Tailored - Variable Variable Rate for SMSF Home Base - Variable Base Variable Rate for SMSF Home Tailored - Variable Variable Rate for Interest Only SMSF Home Base - Variable Base Variable Rate for Interest Only SMSF Home of INDICATOR ratesIndicator RATES are used as a base for calculating an interest rateInterest RATES are the RATES charged on individual loan products.

5 Interest RATES may be the same as the INDICATOR RATES or the sum of the INDICATOR rate plus/minus a margin as detailed in your letter of offer. Terms and conditions will be detailed in your letter of offerFees and charges are payablePrincipal and Interest or Interest Only Principal and InterestInterest OnlyImportant information Package eligibility critera appliesApplications are subject to credit approvalRESIDENTIAL INVESTOR INDICATOR RATESP rincipal and InterestNAB Package - Fixed NAB Tailored - Fixed Interest OnlyNAB Package - Fixed NAB Tailored - Fixed Page 2 of 2 Effective 22 February 2021. These INDICATOR RATES are subject to change.