LifE insurancE 1035 Exchanges Helpful Hints - pfsida.com

1 Life insurancE 1035 Exchanges Helpful Hints Top 20 Carriers Conservation Original Carrier's own Processing turn Outdated period/waived Top 20 External Carrier List paperwork surrender form around time as of client by client call required? required? (business days) signature date or written req (business days). AXA Equitable Life insurancE company No No 14 Days 30 Days 0. Yes (carrier will First Investors Life insurancE company Yes automatically send 14 Days 60 Days 0. client). Guardian Life insurancE company of America No No 14 Days 0 0. Hartford Life insurancE company No No 14 Days 90 Days 0. John Hancock Life insurancE company (USA) No No 30 Days 0 0.

2 Yes (carrier will Lincoln National Life insurancE company No automatically send 14 Days 90 Days 0. client). Massachusetts Mutual Life insurancE company No Yes (comes to Met) 40 Days 0 10 Days / Yes Minnesota Life insurancE company No No 14 Days 14 Days 0. Monumental Life insurancE company No No 30 Days 0 0. National Life insurancE company (VT) Yes No 20 Days 0 10 Days / Yes Nationwide insurancE company No No 14 Days 60 Days 0. New York Life insurancE company No (variable yes) No 30 Days 90 Days 14 Days / Yes Northwestern Mutual Life insurancE company No No 6 Weeks 180 Days 0. Yes (client must call Phoenix Life insurancE company No 14 Days 180 Days 0.)

3 Carrier). Yes (carrier will No, if cash value Principal Life insurancE company automatically send 10 Days 0 0. under $25k to client). Protective Life insurancE company No No 14 Days 0 0. Prudential insurancE company of America No No 15 (variable 7 days) 0 0. Yes (client must call RiverSource Life insurancE company Yes 30 Days 30 Days 7 Days / No carrier). State Farm Life insurancE company No No 25 Days 0 0. Transamerica Life insurancE company No No 30 Days 0 7 Days / No For Producer or Broker/Dealer Use Only. Not for Public Distribution. Life insurancE products are issued by MetLife Investors USA insurancE company , Irvine, CA 92614, in all jurisdictions except New York, where permanent life insurancE products are issued by Metropolitan Life insurancE company , New York, NY 10166 and term life insurancE products are issued by First MetLife Investors insurancE company , New York, NY 10166.

4 September 2012. insurancE Products: Not A Deposit Not FDIC-Insured Not Insured By Any Federal Government Agency Not Guaranteed By Any Bank Or Credit Union May Go Down In Value BDVL22872 L0812276810[0913]. 2012 METLIFE, INC. PEANUTS 2012 Peanuts Worldwide For Producer or Broker/Dealer Use Only. Not for Public Distribution.