Transcription of MULTICOVER EXTRAS PRODUCT SUMMARY
1 1 Quality comprehensive EXTRAS cover for a range of services and EXTRAS PRODUCT SUMMARYF E AT U R E SEXTRAS INCLUDES: Cover for a full range of services including dental, orthodontics, optical, physio, other therapies and health aids HCF approved pharmacy benefit Claim on a range of HCF approved Health Management programs including learn to swim classes, weight management programs and gym membership fees for specific health conditionsGET 100% BACK ON:* Up to 2 dental check-ups, 2 scale and cleans and a fluoride treatment through More for Teeth providers Prescription glasses^ and a free digital retinal imaging with your eye test through More for Eyes providers An initial physio, chiro and osteo consultation through More for Muscles and More for Backs providers An initial podiatry consultation through More for Feet providers 100% back or reduced cost on high quality hearing aids from our More for Hearing provider, Blamey Saunders Hears* At participating providers, subject to your cover and annual limits.
2 Exclusions apply. To find out more, visit + Up to a maximum limit. See EXTRAS table for details^ Excludes add-ons such as high index material, coatings and tinting100% BACK ON SELECTED EXTRAS *LOYALTY LIMITS INCREASE THE LONGER YOU RE WITH US+CLAIM ON A RANGE OF HEALTH MANAGEMENT PROGRAMSBE REWARDED WITH A GREAT RANGE OF EXCLUSIVE OFFERS through HCF Thank You2 MULTICOVER EXTRASSERVICE CATEGORYDESCRIPTIONBENEFITS RANGE FROM - TOLIMITS PER PERSON PER CALENDAR YEARDENTALD iagnostic dentalExaminations general dentist/specialist dentist$32 $552 services/1 serviceSingle film x-rays$28 Limits applyPreventative dentalRemoval of plaque/calculus$36 $622 servicesApplication of fluoride$271 serviceFillingsMetallic and tooth coloured (direct)$80 $174$550 Oral surgerySurgical extractions$165 $250$500 Simple extractions$90 $130 Occlusal therapy$35 $250 Endodontic ServicesTreatment of root canals$48 $264 Periodontic ServicesTreatment of tissue surrounding the teeth$20 $281 DenturesDentures and components (partial and complete)$20 $800$800 every 3 yearsMaintenance and repair$22 $120$120 Crowns and bridgesPlacing of crowns and bridges$50 $635$800 OrthodonticsAccrues at $440 per year up to $2,640 maximum lifetime limit for Orthodontist or $1,000 for General Dentist treatment.
3 Sub-limits and contact lensesSpectacle frames$85$220 Spectacle lenses pair$92 $180 Contact lenses pair$116 $220 THERAPIESF irst/subsequent visits (unless otherwise specified)Psychology (after Medicare entitlement is exhausted)$75 per visit$300 Dietetics$45/$35$300 Podiatry consultation (cannot be used for in-patient services)$33/$25$200 Audiology$52/$35$500 Max $200 for AudiologySpeech pathology$60/$40 Occupational Therapy$62/$40$500 Chiropractic$32 visits 1 2/$28 visits 3 11/$14 visits 12+$600 - $1,000* Sublimit of $375 each for Chiropractic, Osteopathy and Exercise PhysiologyOsteopathy$35 visits 1 2/$29 visits 3 11/$14 visits 12+Exercise Physiology$30/$28 Physiotherapy$45 visits 1 2/$32 visits 3 11/$17 visits 12+$600 - $1,200# Acupuncture/Chinese Herbal Medicine consultation (CHM)$30/$17$200 Max $100 CHMR emedial Massage/Myotherapy$30/$17$200 Naturopathy/Nutrition consultation$30/$17 Alexander Technique$27/$20 Homoeopathy$27/$17 OTHER SERVICEST ravel & AccommodationMinimum 200km+ return trip for medical/hospital treatment when not available locallyUp to $100 per trip per membership ($30 per night for accommodation)$400 for travel (includes $200 sublimit for accommodation)HCF approved PharmacyAfter PBS equivalent co-payment subtractedUp to $50 per script$600 Artificial aidsHCF approved appliances$25 $500$500 Hearing aidsBenefits accrue over time and renew every 3 years Up to $1,600$600 $1,600 Health Management ProgramsHCF approved single/couples or familyUp to $150$150/$300 School Accident CoverApproved ancillary services onlyUp to $800$800* Accrues at $100 per year, up to $1,000.
4 # Accrues at $120 per year, up to $1, EXTRAS PS 0618. This document is current at June 2018 and may be superseded at any time. This PRODUCT SUMMARY is created from the Fund following waiting periods apply where these services are covered under your policy:THINGS YOU NEED TO KNOWWHAT S NOT COVERED?There are a number of situations where our health insurance doesn t cover you, including for example: Claims for services by providers not recognised by HCF, and that do not meet HCF s criteria as set out in the Fund Rules; Claims made 2 years or more after the date of service; More than one therapy Service performed by the same provider in any one dayPlease refer to the HCF Member Guide or Fund Rules for a comprehensive list of exclusionsNote:This is not a comprehensive list of items covered under your EXTRAS cover. Please call 13 13 34 to check what you re covered for prior to WAITING PERIODS1 DAYE mergency MONTHSC rowns, bridges, dentures, endodontics, occlusal therapy, surgical extractions, oral surgery, complex fillings, periodontics, prosthodontics, dental bleaching, veneers, orthodontics, artificial aids, foot orthotics and hearing MONTHSAll other EXTRAS services and Non-Emergency Ambulance.
