Transcription of PRESEVERENCE INSURANCE INDUSTRY IN - …
1 Reasuransi MAIPARK | 1 PRESEVERENCE INSURANCE INDUSTRY IN OPTIMIZING DISASTER PROTECTIONKETANGGUHAN INDUSTRI ASURANSI DALAMMENGOPTIMALKAN PERLINDUNGAN ATAS BENCANAPT Reasuransi MAIPARK Indonesia (MAIPARK) terus meningkatkan perannya sebagai ujung tombak pengembangan asuransi bencana di Indonesia. Komitmen ini berlandaskan pemahaman yang kuat akan pentingnya peran asuransi risiko khusus di Indonesia dengan kondisi geografis yang rentan akan bencana. Oleh karena itu, MAIPARK secara konsisten meningkatkan produk dan layanannya demi memberikan perlindungan yang optimal. MAIPARK juga terus berperan aktif dalam peningkatan sistem manajemen bencana nasional melalui peningkatan kesadaran masyarakat Indonesia terkait perlindungan bencana dan pengembangan kualitas produk dan layanan di industri asuransi bencana pada Komitmen ini senantiasa didukung oleh Sumber Daya Manusia yang kompeten, inovatif, dan berdedikasi tinggi serta nilai-nilai Perusahaan yang dipegang teguh di seluruh kegiatan operasionalnya.
2 Upaya ini juga diwujudkan melalui kemitraan dan kerja sama dengan pemerintah, regulator, dan mitra usaha yang terus dirajut dari tahun ke tahun. PT Reasuransi MAIPARK Indonesia (MAIPARK) continues to increase its role in spearheading the development of catastrophe INSURANCE in Indonesia. Such commitment is based on the strong understanding of the vital role that the special risk INSURANCE INDUSTRY plays in Indonesia, which is geographically prone to natural disasters. To that end, MAIPARK consistently strengthens its products and services in the efforts to provide optimal protection. MAIPARK also consistently takes active part in the enhancement of the national disaster management by promoting awareness on catastrophe INSURANCE in Indonesia and the development of product and service quality in the catastrophe INSURANCE INDUSTRY in general.
3 Such commitment is supported by competent, innovative, and dedicated Human Resources along with the corporate values that are upheld in its entire operations. Such effort is also manifested in the partnership and cooperation with the government, regulators, and business partners that have been maintained over the | Annual Report 2016 daftar ISITABLE OF CONTENTS1 KILAS KINERJA PERFORMANCE HIGHLIGHTP rofil Pencapaian 2016 / Achievement s Profile in 2016 ikhtisar Data Keuangan / Financial HighlightPeristiwa Penting / Important Events in 201667142 LAPORAN MANAJEMENMANAGEMENT REPORTL aporan Dewan Komisaris / Board of Commissioners ReportLaporan Dewan Direksi / Board of Directors ReportTabel Pertumbuhan / Tabel of Growth 2023273 Identitas Perusahaan / Company IdentityRiwayat Singkat / Brief HistoryTonggak Sejarah / MilestoneVisi, Misi dan Nilai-Nilai Perusahaan / Vision, Mission.
4 And Corporate ValuesNilai-Nilai Perusahaan / Corporate ValuesKegiatan Usaha / Business ActivitiesStruktur Organisasi 2016 / 2016 Organization StructureProfil Dewan Komisaris / Board of Commissioners ProfilesProfil Direksi / Board of Directors ProfilesGrup dalam Perusahaan / Group in the CompanyPerubahan Susunan Anggota Direksi dan/atau Anggota Dewan Komisaris / Changes to the Composition of the Board of Directors and/or the Board of CommissionersSumber Daya Manusia / Human ResourcesKepemilikan Saham / ShareholdingPenghargaan dan Sertifikasi / Awards and Certifications31313234343536394246606067 70 PROFIL PERUSAHAANCOMPANY PROFILER easuransi MAIPARK | 3 5 TATA KELOLA PERUSAHAANCORPORATE GOVERNANCETata Kelola Perusahaan / Corporate GovernancePrinsip Tata Kelola Perusahaan / Good Corporate Governance PrinciplesStruktur Tata Kelola Perusahaan / Governance StructureRapat Umum Pemegang Saham / General Meeting of ShareholdersDewan Komisaris / Board of CommissionersTugas dan Tanggung Jawab Dewan Komisaris /Duties and Responsibilities of the Board of CommissionersSusunan Dewan Komisaris / Structure of the Board of Commissioners Direksi / Board of DirectorsTugas dan Tanggung Jawab Direksi / Duties and Responsibilities of the Board of Directors Susunan Direksi / Structure of the Board of Directors Komite-Komite Pendukung Dewan Komisaris / Supporting Commitees of the Board of CommissionersKomite Audit / Audit CommitteeKomite Kebijakan Risiko / Risk Policy CommitteeKomite Remunerasi dan Nominasi / Remuneration and Nomination CommitteeKomite Tata Kelola Perususahaan yang baik /Good Corporate Governance Committee Sekretaris Perusahaan / Corporate SecretaryUnit Audit Internal / Internal Audit Unit
5 Sistem Pengendalian Internal / Internal Control SystemManajemen Risiko / Risk ManagementKode Etik / Code of ConductBudaya Perusahaan / Corporate CultureTanggung Jawab Sosial dan Lingkungan / Social and Environmental ResponsibilityProgram Tanggung Jawab Sosial Perusahaan / Corporate Social Responsibility Programs92929393949495959596979798989910 01011031031031041051057676788888894 ANALISIS DAN PEMBAHASAN MANAJEMENMANAGEMENT DISCUSSION AND ANALYSIST injauan Ekonomi Makro / Macro Economy ReviewTinjauan Bisnis / Business ReviewKinerja Keuangan Komprehensif / Comprehensive Financial PerformancePembayaran Dividen / Dividend PayoutInformasi Material / Material InformationPerubahan Ketentuan Peraturan Perundang-Undangan / Changes in the Laws and Regulations4 | Annual Report 2016 KILAS KINERJAPERFORMANCE HIGHLIGHTANGIN TOPAN / TYPHOONR easuransi MAIPARK | 5 6 | Annual Report 2016 Peluncuran asuransi GemPa Bumi BerBasis indeks (aGBBi) Bekerja sama denGan international Finance corPoration (iFc).
6 Launch oF earthquake index INSURANCE (eqii) in collaBoration with the international Finance corPoration (iFc).PENCAPAIAN 2016 ACHIEVEMENT IN TAHUN BERJALAN MENINGKAT SEBESARNET PROFIT FOR THE YEAR INCREASED BY892%RISK BASED CAPITAL (RBC)RISK BASED CAPITAL (RBC) ASET MENINGKAT SEBESARTOTAL ASSETS INCREASED JUMLAH EKUITAS SEBESARINCREASE OF TOTAL EQUITY Reasuransi MAIPARK | 7 dalam jutaan rupiah kecuali dinyatakan lainIn million rupiah unless stated otherwiseITEM201620152014 Pendapatan / Income252,218289,728222,878 Laba bruto / Gross Profit86,75785,11665,300 Laba (rugi) / Profit (Loss)68,37566,32351,071 Jumlah laba rugi yang dapat diatribusikan kepada pemilik entitas induk dan kepentingan Non Pengendali / Total profit or Loss attributable to the owner of the company and non-controlling interest---Total laba (rugi) komprehensif / Total comprehensive profit (loss)69,06266,63350,643 Jumlah laba (rugi)
7 Yang dapat diatribusikan kepada pemilik entitas induk dan kepentingan non pengendali / Total profit (loss) attributable to the owner of the company---Laba (rugi) per saham / Profit (loss) per share150,27% Bruto / Gross Premium252,218289,728222,878 Premi Reasuransi / Reinsurance Premium70,75685,80267,132 Premi Netto / Net Premium130,065145,154112,149 Klaim Retensi Sendiri / Own Retention Risk11,8978,4032,728 Hasil Underwriting / Underwriting Income117,050110,36086,657 Hasil Investasi Netto / Net Investment Income20,42122,86320,309 Laba Setelah Pajak / Profit after Tax68,37566,26351,071 Jumlah aset / Total Assets514,531488,606421,355 Jumlah ekuitas / Total Equity367,910313,769258,095 Jumlah liabilitas / Total Liability146,620174,837163,260 Jumlah Investasi / Total Investment384,802329,213257,537 Cadangan Premium terima Dimuka / Unearned Premium Reserves91,87596, Klaim / Claim Reserves13,77121,86241,564 Rasio laba (rugi) terhadap jumlah aset/return on asset / Profit (Loss)
8 Ratio on total liabilitas terhadap jumlah aset/debt ratio /Liability Ratio on Total Solvabilitas / Solvability Beban Klaim, Beban Usaha dan Komisi /Combined Operating ,16% Likuiditas / Liquidity DATA KEUANGANFINANCIAL HIGHLIGHT8 | Annual Report 2016 PENCAPAIANHIGHLIGHTSExPOSURE CLOSING BOOK 2016 PROFILE ExPOSURE CLOSING BOOK 2016 - 201453%11%5%10%7% 3% 5% 7% 100%Jakarta Utara / North Sumatera5%Sumatera Selatan / South Sumatera11%DKI Jakarta & West Java / DKI Jakarta & Jawa Barat53%DIY & Central Java / DIY & Jawa Tengah7%Jawa Timur / East Java10%Kalimantan / Kalimantan5%Sulawesi / Sulawesi3%Lainnya / Others7%total100%exPosure closinG Book 2016 Reasuransi MAIPARK | 9 ExPOSURE CLOSING BOOK 201552%12%5%10% 6% 3% 5% 7% 100%Jakarta Utara / North Sumatera5%Sumatera Selatan / South Sumatera12%DKI Jakarta & West Java / DKI Jakarta & Jawa Barat52%DIY & Central Java / DIY & Jawa Tengah7%Jawa Timur / East Java10%Kalimantan / Kalimantan5%Sulawesi / Sulawesi3%Lainnya / Others6%total100%exPosure closinG Book 201510 | Annual
9 Report 2016 ExPOSURE CLOSING BOOK 201453%12%5%11%8% 3% 6% 100%3% Jakarta Utara / North Sumatera5%Sumatera Selatan / South Sumatera12%DKI Jakarta & West Java / DKI Jakarta & Jawa Barat53%DIY & Central Java / DIY & Jawa Tengah6%Jawa Timur / East Java11%Kalimantan / Kalimantan3%Sulawesi / Sulawesi3%Lainnya / Others8%total100%exPosure closinG Book 2014 North SumatraSouth SumatraKalimantanSulawesiOthersDIY dan Central JavaEast JavaDKI Jakarta danWest JavaDIAGRAM ExPOSURE 2014, 2015, 2016605040302010 Reasuransi MAIPARK | 11 Reasuradur OverseasShare (%)Swiss c/o , xOL 2016 PREMIUM CLOSING BOOK 2016 Jakarta Utara / North Sumatera5%Sumatera Selatan / South Sumatera11%DKI Jakarta & West Java / DKI Jakarta & Jawa Barat55%DIY & Central Java / DIY & Jawa Tengah6%Jawa Timur / East Java8%Kalimantan / Kalimantan3%Sulawesi / Sulawesi3%Lainnya / Others8%total100%Premium closinG Book 201655%11%8%8% 3% 3%6% 5%100%PROFILE PREMIUM CLOSING BOOK 2016 - 201412 | Annual Report 2016 PREMIUM CLOSING BOOK 201555%12%5%9% 7% 3% 3%6% 100%Jakarta Utara / North Sumatera5%Sumatera Selatan /South Sumatera12%DKI Jakarta & West Java /DKI Jakarta & West Java55%DIY & Central Java / DIY & Central Java6%Jawa Timur / East Java9%Kalimantan /Kalimantan3%Sulawesi /Sulawesi3%Lainnya /Others7%total100%Premium closinG Book 2015 Reasuransi MAIPARK | 13 PREMIUM CLOSING BOOK 201453%12%5%11%8% 3% 3% 6% 100%Jakarta Utara / North Sumatera5%Sumatera
10 Selatan / South Sumatera12%DKI Jakarta & West Java / DKI Jakarta & Jawa Barat53%DIY & Central Java / DIY & Jawa Tengah6%Jawa Timur / East Java11%Kalimantan / Kalimantan3%Sulawesi / Sulawesi3%Lainnya / Others8%total100%Premium closinG Book 2014 DIAGRAM PREMIUM 2014, 2015, 2016 North SumatraSouth SumatraKalimantanSulawesiOthersDIY dan Central JavaEast JavaDKI Jakarta danWest Java60504030201014 | Annual Report 2016 PERISTIwA PENTINGEVENT HIGHLIGHTSJAKARTA, 28 APRIL 2016 RAPAT UMUM PEMEGANG SAHAM (RUPS)Terkait Perubahan Anggaran Dasar pada tanggal 16 Mei 2016, MAIPARK telah melaksanakan RUPS Tahunan (RUPS-T) dan RUPS Luar Biasa (RUPS-LB). Dalam RUPS-LB ini telah disetujui perubahan Anggaran Dasar Perusahaan terkait hal-hal berikut:a. Penegasan perubahan nama pemegang saham;b. Perubahan komposisi pemegang saham karena penggabungan (merger) dan penegasan perubahan nama pemegang saham;c.
