Property Enhancement Endorsement Coverage …

1 Property Enhancement Endorsement Coverage summary The Indiana Farmers Property Enhancement Endorsement is specifically designed to enhance the protection provided by the Commercial Property policy. For an annual premium of $150, the following coverages are included: Coverage Limit Accounts Receivable Coverage Up to $25,000 Coverage included Arson and Burglary Reward Coverage Up to $5,000 of Coverage Back-Up of Sewers and Drains Coverage Up to $25,000 Coverage included Business Income and Extra Expense Coverage Up to $25,000 of Coverage included for loss of business income and extra expense Business Personal Property Off-Premises $25,000 in the care, custody, or control of your salespersons $25,000 at any fair, exhibition, or trade show $25,000 in transit, temporarily at a location you do not own, lease.

2 Or operate or in storage at a location you lease, provided the lease was executed after the beginning of the current policy term Computer Coverage Up to $25,000 Coverage , including mechanical breakdown A $5,000 sublimit applies to laptop computers and their software while away from premises Debris Removal Limit increased from $10,000 to $25,000 Employee Dishonesty Coverage Up to $10,000 Coverage included Fine Arts Coverage Up to $25,000 Coverage included Fire Department Service Charge Limit increased from $1,000 to $5,000 Fire Extinguisher Recharge Coverage Up to $5,000 per occurrence Lock Replacement Coverage Up to $1,000 per occurrence with no deductible Money and Securities Coverage Included for up to $10,000 inside and $5,000 outside Newly Acquired Business Personal Property Limit increased from $100,000 to $250,000 and time limitation increased from 30 days to 90 days Newly Acquired or Constructed Buildings Limit increased from $250,000 to $500,000 and time limitation increased from 30 days to 90 days Ordinance or Law Coverage Up to $25,000 Coverage included for loss in value of the undamaged portion of the insured building Up to $25.

3 000 Coverage included for the cost to demolish and remove debris of undamaged parts of insured Property caused by enforcement of building, zoning, or land use laws These coverages are in addition to any specific insurance provided for Ordinance or Law Coverage Outdoor Property Limit increased from $1,000 to $10,000 Limit for any one tree, shrub, or plant increased from $250 to $500 Outdoor Signs Attached to Buildings Are insured as part of the building Outdoor Signs Not Attached to Buildings Up to $10,000 of Coverage included Personal Effects and Property of Others Limit increased from $2,500 to $25,000 Pollutant Clean-Up and Removal Limit increased from $10,000 to $25,000 at each described premises Refrigerated Products Coverage Up to $10,000 Coverage included Utility Services Direct Damage Up to $25,000 per occurrence Valuable Papers and Records Limit increased from $2,500 to $25,000 Please refer to the Endorsement for complete details on Coverage and limitations.

4 29-068(S) 11/15