SAMPLE LETTER: PRE-ADVERSE ACTION NOTICE

<City>, <State> <Zip Code> Dear <Applicant/Employee/Volunteer Name> ... report that indicates the consumer’s credit worthiness, credit standing, or credit capacity, unless (1) the information is substantially job related and the employer’s reasons …

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5.1.8 Reporting provisions for Master Trust securitisations 5.1.9 More frequent reporting for securitisations 5.1.10 *Modified* ‘No Data’ options ND1-ND4, as well as ND5 (‘Not Applicable’) 5.1.11 5.1.12 Reporting of further loans in the underlying exposure templates 5.1.13 static information vs. dynamic information 5.1.14

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