SecurePlus Elite 5 - Platinum Insurance Marketing

1 SecurePlus Elite 5 flexible premium indexed annuity SecurePlus Elite 5 is a flexible premium indexed annuity . The SecurePlus Elite 5 features a Bonus Accumulation Value that is equal to 5% of the Accumulation Value in years 1-10 and transfers to the Accumulation Value on the sweep date following the 11th-15th policy anniversaries. SecurePlus Elite 5 sweeps on the 14th of each month. Competitive Highlights: 5% Bonus Accumulation Value (BAV) Policy may be established with $100 per month salary reduction Loans* are available up to 50% of the cash value to a maximum of $50,000 Multiple loans permitted per year 12-year withdrawal charge period with declining charges Free withdrawal of 10 percent of the Accumulation Value each policy year after the first as available by law annuity Profile: *Loans are subject to any restrictions in the employer s plan National Life Group is a trade name of National Life Insurance Company and its affiliates.

2 Each company of the National Life Group is solely responsible for its own financial condition and contractual obligations. LSW is not authorized to sell Insurance in New York. For Agent Use Only Not For Use With The Public. Form No. 10325(0712) LR11236(0710) Type flexible premium deferred indexed annuity Plan Options Qualified and Non-qualified Bonus Accumulation Value 5% of Accumulation Value in years 1-10 Transfers to Accumulation Value on the sweep date following the 11th 15th policy anniversaries Issue Age 0-55 Loans Maximum Loan: 50% of cash value up to $50,000 Minimum Loan: $500 If plan permits Minimum premium $100 per month salary reduction or $3,000 single premium transfer Cumulative Maximum premium $500,000 Free Look 30 days, 31 days in SC Free Withdrawals 10% of Accumulation Value available after the first policy year as permitted by law.

3 You must maintain at least $2,500 in the annuity to keep it in force. Policy Year 1 2 3 4 5 6 7 8 9 10 11 12 Withdrawal Charge: All Other States 12%11%10%9% 8% 7% 6% 5% 4% 3% 2% 1% Withdrawal Charge Percentages TX 10%9% 8% 7% 6% 5% 4% 3% 2% 1% 1% 1% Riders Terminal Illness Rider in approved states (at no additional cost), Guaranteed Lifetime Income Rider available at an additional cost (in approved states) Guaranteed Minimum The Policy Value equals 90% of the premium paid growing at a rate between 1-3% based on formula on file with state DOI less any withdrawals taken. Death Benefit Full Accumulation Value at death of the annuitant States Available See Policy Form Number 7967/7968-TX