State Bank of India

1 138 Annual Report 2020 21 STANDALONES tate Bank of India Balance Sheet as at 31st March, 2021(000s omitted)Schedule at (Current Year) `As at (Previous Year) `CAPITAL AND LIABILITIESC apital1892,46,12892,46,12 Reserves & Surplus2252982,72,85231114,96,63 Deposits33681277,07,963241620,73,43 Borrowings4417297,69,88314655,65,21 Other Liabilities and Provisions5181979,66,31163110,10,41 TOTAL4534429,63,123951393,91,80 ASSETSCash and Balances with Reserve Bank of India6213201,53,63166735,77,90 Balances with Banks and money at call and short notice7129837,17,3184361,22,64 Investments81351705,20,511046954,51,75 Advances92449497,79,112325289,56,07 Fixed Assets1038419,24,1938439,28,18 Other Assets11351768,68,37289613,55,26 TOTAL4534429,63,12 3951393,91,80 Contingent Liabilities121706949,91,171214994,60,69 Bills for Collection-56516,11,8855758,16.

2 19 Significant Accounting Policies17 Notes to Accounts18 Schedules referred to above form an integral part of the Balance Ashwini Kumar Tewari Shri Swaminathan J. Shri Ashwani Bhatia Shri Challa Sreenivasulu Setty Managing Director Managing Director Managing Director Managing Director (International Banking, (Risk, Compliance and SARG) (Corporate Banking & (Retail & Digital Banking) Technology & Subsidiaries) Global Markets)Directors: Place:Shri B. Venugopal MumbaiDr. Pushpendra Rai New DelhiDr Ganesh Natarajan PuneShri Mrugank M Paranjape MumbaiShri Ketan S. Vikamsey MumbaiShri Sanjeev Maheshwari Mumbai Shri Dinesh Kumar Khara ChairmanPlace: MumbaiDate : 21st May, 2021139 Annual Report 2020 21 STANDALONEIn terms of our report of even dateFor Khandelwal Jain & AccountantFor Bhalla & AccountantsFor Totla & AccountantsAlpesh WaghelaPartner : M.

3 No. 142058 Firm Regn. No. 105049 WPlace : MumbaiRajesh SethiPartner : M. No. 085669 Firm Regn. No. 001111 NPlace : New DelhiS. R. TotlaPartner : M. No. 071774 Firm Regn. No. 000734 CPlace : IndoreFor Rajagopal & AccountantsFor K. Venkatachalam Aiyer & Co. Chartered AccountantsFor S. K. Kapoor & AccountantsV. ChandrasekaranPartner : M. No. 024844 Firm Regn. No. 003398 SPlace : ChennaiA GopalakrishnanPartner: M. No. 018159 Firm Regn. No. 004610 SPlace : KochiV. B. SinghPartner : M. No. 073124 Firm Regn. No. 000745 CPlace : KanpurFor Karnavat & AccountantsFor G. P. Agrawal & AccountantsFor SCV & Co. LLPC hartered AccountantsViral JoshiPartner : M. No. 137686 Firm Regn. No. 104863 WPlace : Mumbai Pradeep Kumar SamalPartner : M.

4 No. 061353 Firm Regn. No. 302082 EPlace : Mumbai Rajiv PuriPartner : M. No. 084318 Firm Regn. No. 000235N/N500089 Place : New Delhi For Umamaheswara Rao & AccountantsFor Shah Gupta & AccountantsFor ASA & Associates LLPC hartered AccountantsKrishna Sai G. H. Partner : M. No. 233399 Firm Regn. No. 004453 SPlace : HyderabadVipul K ChoksiPartner : M. No. 37606 Firm Regn. No. 109574 WPlace : MumbaiParveen KumarPartner : M. No. 088810 Firm Regn. No. 009571N/N500006 Place : New Delhi For Guha Nandi & AccountantsFor Prem Gupta & AccountantsDr. B. S. KunduPartner : M. No. 051221 Firm Regn. No. 302039 EPlace : KolkataDate: May 21, 2021 Prem Behari GuptaPartner : M. No. 080245 Firm Regn. No. 000425 NPlace : New Delhi140 Annual Report 2020 21 STANDALONES chedule 1 - Capital (000s omitted)As at (Current Year) `As at (Previous Year) `Authorised Capital : 5000,00,00,000 shares of `1 each (Previous Year 5000,00,00,000 shares of `1 each)5000,00,005000,00,00 Issued Capital : 892,54,05,164 Equity Shares of `1 each (Previous Year 892,54,05,164 Equity Shares of `1 each)892,54,05892,54,05 Subscribed and Paid-up Capital.

5 892,46,11,534 Equity Shares of ` 1 each (Previous Year 892,46,11,534 Equity Shares of `1 each)892,46,12892,46,12[The above includes 10,97,28,170 Equity Shares of `1 each (Previous Year 11,03,42,880 Equity Shares of `1 each) represented by 1,09,72,817 (Previous Year 1,10,34,288) Global Depository Receipts]TOTAL892,46,12892,46,12 Schedule 2 - Reserves & Surplus (000s omitted)As at (Current Year) `As at (Previous Year) `I. Statutory Reserves Opening Balance69942,08,5865595,65,26 Additions during the year6123,14,084346,43,32 Deductions during the year - -76065,22,6669942,08,58II. Capital Reserves Opening Balance13756,70,579770,86,64 Additions during the year1465,12,423985,83,93 Deductions during the year - -15221,82,9913756,70,57 III.

6 Share Premium Opening Balance79115,47,0579115,47,05 Additions during the year - - Deductions during the year - -79115,47,0579115,47,05IV. Investment Fluctuation Reserve Opening Balance1119,88,09 - Additions during the year1928,19,631119,88,09 Deductions during the year - -3048,07,721119,88,09 Schedules141 Annual Report 2020 21 STANDALONE(000s omitted)As at (Current Year) `As at (Previous Year) `V. Foreign Currency Translation Reserve Opening Balance9274,60,446730,96,89 Additions during the year -2844,98,23 Deductions during the year202,20,77301,34,689072,39,679274,60, 44VI. Revenue and Other Reserves* Opening Balance44641,85,5449380,51,95 Additions during the year5841,36,91793,96,19 Deductions during the year -5532,62,6050483,22,4544641,85,54 VII.

7 Revaluation Reserve Opening Balance23762,66,5724653,94,08 Additions during the year -379,57,78 Deductions during the year185,31,791270,85,2923577,34,7823762, 66,57 VIII. Balance of Profit and Loss Account(3600,84,47)(10498,30,21)TOTAL252 982,72,85231114,96,63* Note: Revenue and Other Reserves include(i) `5,00,00 thousand (Previous Year `5,00,00 thousand) of Integration and Development Fund (maintained under Section 36 of the State Bank of India Act, 1955)(ii) Special Reserve under Section 36(1)(viii) of the Income Tax Act, 1961 `14528,51,76 thousand (Previous Year `14032,22,76 thousand)iii) Investment Reserves Current Year ` Nil (Previous Year ` 69,58,40 thousand)Schedule 3 - Deposits (000s omitted)As at (Current Year) `As at (Previous Year) ` Demand Deposits (i) From Banks5815,51,865129,65,75 (ii) From Others280881,87,39222205,92,69II.

8 Savings Bank Deposits1384583,88,911206371,98,79 III. Term Deposits (i) From Banks5585,34,885973,24,84 (ii) From Others2004410,44,921801939,91,36 TOTAL3681277,07,963241620,73,43BI. Deposits of Branches in India3570164,90,883124615,86,05II. Deposits of Branches outside India111112,17,08117004,87,38 TOTAL3681277,07,963241620,73,43142 Annual Report 2020 21 STANDALONES chedule 4 - Borrowings (000s omitted)As at (Current Year) `As at (Previous Year) ` in India (i) Reserve Bank of India24956,00,0033533,00,00(ii) Other Banks37,00,0040,00,00(iii) Other Institutions and Agencies154138,69,616165,75,42(iv) Capital Instruments : a. Innovative Perpetual Debt Instruments (IPDI)29835,70,0023535,70,00 b. Subordinated Debt & Bonds36289,90,0032006,73,8066125,60,0055 542,43,80 TOTAL245257,29,6195281,19,22II.

9 Borrowings outside India (i) Borrowings and Refinance outside India169847,10,27217104,50,99(ii) Capital Instruments : Innovative Perpetual Debt Instruments (IPDI)2193,30,002269,95,00 TOTAL172040,40,27219374,45,99 GRAND TOTAL417297,69,88314655,65,21 Secured Borrowings included in I & II above183941,81,7142790,93,47 Schedule 5 - Other Liabilities & Provisions (000s omitted)As at (Current Year) `As at (Previous Year) `I. Bills payable17685,38,7926822,90,16II. Inter-office adjustments (Net) - -III. Interest accrued15378,91,1215697,16,19I V. Deferred Tax Liabilities (Net)2,46,486,16,17V. Others (including provisions)*148912,89,92120583,87,89 TOTAL181979,66,31163110,10,41* Includes prudential provision for Standard Assets ` 15293,97,78 thousand (Previous Year ` 11544,24,43 thousand)143 Annual Report 2020 21 STANDALONES chedule 6 - Cash and Balances with Reserve Bank of India (000s omitted)As at (Current Year) `As at (Previous Year) ` in hand (including foreign currency notes and gold)23403,41,7320104,58, with Reserve Bank of India (i) In Current Account189798,11,90146631,19,50(ii) In Other Accounts - -TOTAL213201,53,63166735,77,90 Schedule 7 - Balances with Banks and Money at Call & Short Notice(000s omitted)

10 As at (Current Year) `As at (Previous Year) ` India (i) Balances with banks (a) In Current Accounts40,8022,59,77 (b) In Other Deposit Accounts - -(ii) Money at call and short notice (a) With banks47369,93,3144747,71,31 (b) With other institutions - -TOTAL47370,34,1144770,31, India (i) In Current Accounts63326,17,5828303,47,50(ii) In Other Deposit Accounts8311,59,051379,28,32(iii) Money at call and short notice10829,06,579908,15,74 TOTAL82466,83,2039590,91,56 GRAND TOTAL (I and II)129837,17,3184361,22,64144 Annual Report 2020 21 STANDALONES chedule 8 - Investments (000s omitted)As at (Current Year) `As at (Previous Year) `I. Investments in India in (i) Government Securities1055288,64,35803270,12,10(ii) Other approved securities - -(iii) Shares7981,38,038221,43,31(iv) Debentures and Bonds151812,31,87102363,82,19(v) Subsidiaries and/ or Joint Ventures (including Associates)13475,17,4511744,07,18(vi) Others (Units of Mutual Funds, Commercial Papers etc.)