1 Strickland General agency , Inc. Program Summary (* personal Lines * Commercial Property and Casualty * Commercial Transportation). personal LINES. Rating Software Georgia Mobile Home, Dwelling and HO3, Alabama Mobile Home Simply access the SGA web site at the top right side of the home page you will see a rating software button. Complete the information requested and the rater instructions and links will be emailed to you the same day. Mobile Home (Primary Residence, Seasonal, Rental, Rental Schedule, Commercial), (GA, AL). Comprehensive policy, 25 years of age and newer, value up to 100,000, liability up to 300,000, replacement cost mobile home, replacement cost personal effects, flood.
2 Underwriting review rate guide and back of application. Dwelling Fire (Owner Occupied, Rental, Rental Schedule, Seasonal) (GA, AL). This is a market value ACV, DP-1 Program , value range 25,000 to You build the policy dwelling, personal property, liability, OL&T liability, medical pay, VM&M, additional living expense, fair rental value, and burglary. Underwriting review rate guide and back of application. Common underwriting issues: lapse in coverage over 60 days, updates to roof-electrical-heating, circuit breaker electric panel, space heaters with thermostat.
3 Open foundation are acceptable in the Dwelling Fire DP-1 Program . Homeowners HO3 (Primary Residence) Package Policy (GA). This is ISO HO3, replacement cost Program . Age 50 years and newer, value range 75,000 to 300,000, liability up to 300,000. Underwriting review rate guide and back of application. Common underwriting issues: lapse in coverage over 60 days, credit history, isolated, updates to roof-electrical-heating, circuit breaker electric panel. Must have central heat and air and closed foundation. Watercraft and Jet Ski (GA) and Motorcycle/ATV.
4 These are web based direct bill programs . Please contact Rob Sherwood or Robyn Harlos to receive your password and user ID number. Contacts: Rob Sherwood, Manager, ext-125, email Robyn Harlos, Underwriter, ext-116, email Sandra Fowler, Underwriter, ext-137, email COMMERCIAL PROPERTY AND General LIABILITY & GARAGE. Contractors ( General Liability), Rating Software - 625 classes (GA, AL, TN, FL, MS, LA). Simply access the SGA web site at the top right side of the home page you will see a rating software button. Complete the information requested and the rater instructions and links will be emailed to you the same day.
5 We prefer the trade contractors with out independent contractors. Most classes can be written and new ventures/ previously uninsured accounts are acceptable with a surcharge. General contractors that are exclusive to the residential market with independent contractors we will write the residential General contractors on a submit basis. Vacant Property (GA, AL, TN, FL, MS, LA). We can write most of your vacant dwellings for a 3 (fully earned) or 6 (50% earned) month term. Coverage is on basic form ACV with 80% co-insurance and can include vandalism with a $1,000 deductible.
6 Minimum premium for the 3 month term is $300 for values less than 100,000 and $400 for larger values. The minimum premium for the 6 month term is $400 for values less than 100,000 and $500 for larger values. Continuous coverage prior to our policy is required unless the property is a new purchase. General liability can be added to this policy if desired. This market is non-admitted so a policy fee of $ and 4% surplus lines tax will be added to all premiums. Builders Risk (including renovations), (GA, AL, TN, FL, MS, LA). Residential and commercial risks are acceptable.
7 Broad form or Special form including vandalism and limited theft coverage are available. Terms are 3, 6, 9, and 12 months. Minimum policy is three months fully earned. The limits for Improvements/renovations are based on 100% of completed value excluding the cost of the land. Minimum premium is $350 for 6 months or less and $500 for 9 months or more. Multiple buildings can be written on one policy, but a reporting form is not available. Contacts Mansfield Williams, Manager, ext- 136, email Marlene Foss, Asst. Manager, ext- 128, email Becky Cox, Underwriter, ext-132, email Garage Dealer Open Lot and Garage Keepers Garage policies (GA, AL, FL).
8 The Garage Department provides coverage in the Canal Insurance Company, as well as other specialty companies such as National Indemnity and Lloyds of London for unique risks. Garage coverage includes Liability, Garage keepers Liability, and Physical Damage for both dealers and non-dealers in a 12 month policy period. Liability limits can reach $1 million, while Garage keepers and Physical Damage provide additional coverage for used auto dealers and repair shops alike. agency billing, Premium Financing and Direct Bill are available in the Garage Program Contacts Nancy Johnson, Underwriter, ext- 158, email Chad Overall, Underwriter, ext-119, email Linda Hope, Underwriter, ext- 139, email Commercial Transportation (Excluding Garage See P & C).
9 All products can be submitted using our online quick quote' at This way assures we have the information needed for the best possible quote for you client. Trucking and/or Cargo (AL, AR, FL, GA, MS, LA, TN). All types of trucking risks will be considered. Some classes have some restrictions, but most do not. We use Canal Insurance Companies, AIG Companies, and National Indemnity Companies. We can do Auto Liability, Physical Damage and Motor Truck Cargo. We can handle your client's filings, certificates, etc. We can provide Intermodal coverage if needed, trailer interchange or non-owned trailer physical damage is also available.
10 Business Auto (AL, FL, GA, MS, LA, TN). Most classes of business auto' will be considered. We can do Tow Trucks, Contractors, Farmers, Private haulers of goods, Wholesalers, Retailers, etc. We use mainly National Indemnity Companies and Northland Casualty Company, but occasionally will have other markets we can use. Public Auto (AL, GA, MS, LA). We will consider most any type public auto risks, but tend to be very good at limousine risks, church buses, day care vans, miscellaneous type shuttle services. Our markets are National Indemnity Companies and Northland Insurance Company.