SUMMARY OF BENEFITS FOR LIBERTY NATIONAL …

1 SUMMARY OF BENEFITS FOR LIBERTY NATIONAL cancer POLICIESDr/NurseRadiationDrugs &Blood TransfusionTypeRoomSurgeryExpenseTherapy /Medicines Out(Lab *BenefitAnesthetistPer DayChemo. Drugsof Hospital(Excluded)Additional Benefits505F--65$30$400/$75$10/$25100% No $100 per benefit510SP--Life560SP--Life$60$750/$10 0$15/$30$2,500 lifetime max.$2,500100%Ambulatory $100/dayTransportation benefit562F--Life$30$350/$25$5/$ $60$800/$100$15/$30100%--No max. 100% No $100/dayTransportation Benefit5 GII--Life$100$1,000/25%$25/$50Up to $500Up to $8,000100%$2,000 1st occurrence5 GJF--Life1st dayper yearNo max.)

2 $50/day Hospice Care5 GKSP--Life$250No max.(chemotherapy$500 ea. Prosthesis (2)5 GLI--Lifethereafteronly)$100/day Ambulatory5 GMF--LifeSurgical Center5 GNSP--LifeGov t Hosp. benefitDread Disease Benefit$100/Week IncomeReplacement (26 wk. max)Transportation Benefit5 GOI--Life$75$1,000/25%$20/$50Up to $250Up to $4,000100%$1,000 1st occurrence5 GPF--Life1st dayper yearNo max.$50/day Hospice care5 GQSP--Life$200No max.(chemotherapy$500 ea. Prosthesis (2)thereafteronly)$75/day AmbulatorySurgical CenterGov t Hosp. benefitNew & experimental treatmentTransportation Benefit5GR/I--Life$150$2,000/25%$35/$75U p to $500Up to $10,000100%$2,250 1st occurrence5GX1st dayper yearNo max.

3 $75/day Hospice care5GS/F--Life$400No max.(chemotherapy$750 ea. Prosthesis (2)5 GYthereafteronly)$150/day Ambulatory5GT/SP--LifeSurgical Center5 GZGov t Hosp. benefitNew & experimental treatment$100/week IncomeReplacement (26 wk. max)Dread Disease BenefitTransportation Benefit5 GUI--Life$100$1,000/25%$25/$50Up to $500Up to $8,000100%$1,000 1st occurrence5 GVF--Life1st dayper yearNo max.$50/day Hospice care5 GWSP--Life$250No max.(chemotherapy$500 ea. Prosthesis (2)thereafteronly)$100/day AmbulatorySurgical CenterGov t Hosp.

4 BenefitNew & experimental treatment$100/wk. Income Replacement (26 wk. max)Transportation Benefit* INSURESF = Family CoverageSP = Single Parent CoverageI = Individual CoverageLife = Lifetime Coverage65 = Terminates at age 6565R = BENEFITS Reduce at Age 65 NOTE: This is a brief description of some of the BENEFITS of our cancer policies and is designed to help the agent understand the differ-ences in the policies . It should NOTbe used as a sales brochure. Full details are in the , Ed. 3-04 SUMMARY OF BENEFITS FOR LIBERTY NATIONAL cancer POLICIESDr/NurseRadiationDrugs &Blood TransfusionTypeRoomSurgeryExpenseTherapy /Medicines Out(Lab *BenefitAnesthetistPer DayChemo.)

5 Drugsof Hospital(Excluded)Additional Benefits5 KAI-65R$150$2,000/25%$35/$75Up to $500Up to $10,000100%$2,250 1st occurrence5 KBF-65R1st dayper yearNo max.$75/day Hospice care5 KCSP-65R$400No max.(chemotherapy$750 ea. Prosthesis (2)thereafteronly)$150/day AmbulatorySurgical CenterGov t Hosp. benefitOn the insured s 65th Birthday the BENEFITS shown above will & experimental treatmentBeginning on the insured s 65th birthday we will pay:$100/week IncomeReplacement (26 wk. max)$2,250 first occurrence benefit (if not already paid).

6 Dread Disease Benefit$200 per day for each day of confinement for cancer or dread diseases. Transportation Benefit5 KDI-65R$100$1,000/25%$25/$50Up to $500Up to $8,000100%$1,000 1st occurrence5 KEF-65R1st dayper yearNo max.$50/day Hospice care5 KFSP-65R$250No max.(chemotherapy$500 ea. Prosthesis (2)thereafteronly)$100/day AmbulatorySurgical CenterOn the insured s 65th Birthday the BENEFITS shown above will t Hosp. benefitNew & experimental Beginning on the insured s 65th birthday we will pay:treatment$100/week Income$1,000 first occurrence benefit (if not already paid).

7 Transportation Benefit$150 per day for each day of confinement for $250$2,000/25%$35/$75Up to $500Up to $10,000Up to$3,500 1st occurrence5 KHF-65R1st dayper year$500 $75/day Hospice care5 KISP-65R$600No max.(chemotherapyper day$750 ea. Prosthesis (2)thereafteronly)No max.$250/day AmbulatorySurgical CenterGov t Hosp. benefitOn the insured s 65th Birthday the BENEFITS shown above will & experimental treatmentBeginning on the insured s 65th birthday we will pay:$100/week IncomeReplacement (26 wk. max)$3,500 first occurrence benefit (if not already paid).

8 Dread Disease Benefit$400 per day for each day of confinement for cancer or dread Benefit5 KJI-65R$150$1,000/25%$25/$50Up to $500Up to $8,000Up to$1,500 1st occurrence5 KKF-65R1st dayper year$500$50/day Hospice care5 KLSP-65R$400No max.(chemotherapyper day$500 ea. Prosthesis (2)thereafteronly)No max.$150/day AmbulatorySurgical CenterGov t Hosp. benefitOn the insured s 65th Birthday the BENEFITS shown above will & experimental treatmentBeginning on the insured s 65th birthday we will pay:$100/week IncomeReplacement (26 wk.)

9 Max)$1,500 first occurrence benefit (if not already paid).Transportation Benefit $300 per day for each day of confinement for cancer .* INSURESF = Family CoverageSP = Single Parent CoverageI = Individual CoverageLife = Lifetime Coverage65 = Terminates at age 6565R = BENEFITS Reduce at Age 65 NOTE: This is a brief description of some of the BENEFITS of our cancer policies and is designed to help the agent understand the differ-ences in the policies . It should NOTbe used as a sales brochure. Full details are in the OF BENEFITS FOR LIBERTY NATIONAL cancer POLICIESDr/NurseRadiationDrugs &Blood TransfusionTypeRoomSurgeryExpenseTherapy /Medicines Out(Lab *BenefitAnesthetistPer DayChemo.

10 Drugsof Hospital(Excluded)Additional Benefits7 GII--Life$100$1,000/25%$25/$50100%100%10 0%$2,000 1st occurrence7 GJF--Life1st max.$50/day Hospice Care7 GKSP--Life$250$500 ea. Prosthesis (2)7 GLI--Lifethereafter$100/day Ambulatory7 GMF--LifeSurgical Center7 GNSP--LifeGov t Hosp. benefitDread Disease Benefit$100/Week IncomeReplacement (26 wk. max)Transportation Benefit7 GOI--Life$75$1,000/25%$20/$50100%100%100 %$1,000 1st occurrence7 GPF--Life1st max.$50/day Hospice care7 GQSP--Life$200$500 ea. Prosthesis (2)thereafter$75/day AmbulatorySurgical CenterGov t Hosp.