The Budget Kit - Money Tracker

1 Printable PDF forms - The Budget Kit The following pages contain the full-size worksheets in printable x 11 PDF. 24 The Budget KitONLINE INFORMATION RECORDWEBSITE NAME AND WEB ADDRESSUSER NAME/IDPASSWORDPIN/OTHER # 2410/14/10 9:45 AM10/14/10 9:45 AMOnline Information Record 25 ACCOUNT #PASSWORD HINT Q/ACUSTOMER/TECH SUPPORT # 2510/14/10 9:45 AM10/14/10 9:45 AM30 The Budget KitNET WORTH STATEMENT Date Completed ASSETS WHAT YOU OWNLIABILITIES WHAT YOU OWEA mountAmountCash: On HandChecking AccountsSavings AccountsMoney MarketsOtherReal Estate/PropertyPrincipal ResidenceSecond ResidenceLandIncome Property Other (business, partnerships, etc.)

2 Investments (market value):Cash Value Life InsuranceCertificates of Treasury Bills/Savings BondsStocksBondsMutual FundsCollege Fund (529 Plans, etc.) Limited PartnershipsAnnuitiesIRA Regular/RothKeogh/SEP Plans401(k), 403(b), or 457 PlansPension Plan/Retirement PlansOther (stock options, bonuses, etc.)Personal Loans ReceivablePersonal PropertyCars, Trucks, VehiclesRecreational Vehicle/WatercraftElectronic EquipmentHome FurnishingsHome EntertainmentEquipment/ToolsAppliances and FurnitureCollectibles/AntiquesJewelry and FursOther:Current Debts:HouseholdMedicalCredit Card 1 Credit Card 2 Credit Card 3 Department Store CardsBack Taxes (Federal, State,Property)LegalChild SupportAlimonyOther:Other:Mortgages:Prin cipal ResidenceSecond ResidenceLandIncome PropertyOther:Other:Loans.

3 Home Equity (HELOC)Bank/Finance CompanyAutomobiles, VehiclesRecreational Vehicle/WatercraftEducation/StudentLife InsurancePersonal (from family or friends)Retirement AccountsThrift Savings PlanOther:Total Assets $Total Liabilities $Total AssetsTotal LiabilitiesNet Worth$ $=$(current market value):(current market value) 3010/14/10 9:46 AM10/14/10 9:46 AMSetting Financial Goals 35 IDENTIFIED GOALS WORKSHEETIMMEDIATE/SHORT-RANGE GOALSP riorityGoalTarget DateCost EstimateAmount Already SavedHow to Achieve(amount per month, second job, etc.)

4 MIDDLE- AND LONG-RANGE GOALSP riorityGoalTarget DateCost EstimateAmount Already SavedHow to Achieve(amount per month, second job, etc.) 3510/14/10 9:46 AM10/14/10 9:46 AM36 The Budget KitGOALS SAVINGS RECORDGoal: Roth IRA To t a lCost: 3,500 APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit 292 292 250 275 350 292 270 320 292 292 290 285 Monthly Avg. Deposit: 292 Balance 292 584 834 1,109 1,459 1,751 2,021 2,341 2,633 2,925 3,215 3,500 Total: 3,500 Goal: To t a lCost: APR.

5 MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total: Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT.

6 NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg.

7 Deposit: Balance Total:Goal: To t a lCost: APR. MAY JUNE JULY AUG. SEPT. OCT. NOV. DEC. Deposit Monthly Avg. Deposit: Balance Total:The formula for determining the monthly amount to save for each of your goals is:Total cost of your goal Number of months left to date needed = Amount per month you need to 3610/14/10 9:46 AM10/14/10 9:46 AM40 The Budget KitNEEDS/WANTS LISTPARENTSDateItemNeedWantSource(store, catalog, Internet, other)CostCHILDRENDateItemNeedWantSource (store, catalog, Internet, other) 4010/14/10 9:46 AM10/14/10 9.

8 46 AMYearly Budget worksheet 51 SUGGESTION LIST ADDITIONAL NON-MONTHLY EXPENSESYou can either complete this information here and then transfer it to the Yearly Budget worksheet or use this as your guideline as you fill in the worksheet directly from these of the expenses listed may be a monthly expense for you. If so, enter those expenses on the Monthly Budget worksheet , not here. The focus of the Yearly Budget worksheet is only on the periodic, quarterly, semiannual, annual, and non-monthly expenses to help you remember and anticipate them ahead of (s)Months Due HousingProperty TaxesHomeowners Insurance/Renter s Insurance Association/Condo DuesStorage/Garage/PO BoxYard/Garden Supplies/Equipment RepairYard Service/MaintenancePool Chemicals/MaintenancePest/Termite ControlSecurity SystemHome Improvement ProjectsHome Repairs/MaintenanceCarpet Cleaning/Window CleaningDry Cleaning (drapes, bedding)

9 Home Furnishings/DecoratingFurniture/Applianc es/Electronic EquipmentMaintenance AgreementsOther _____Utilities (Non-Monthly)Fuel/PropaneFirewoodWaste Management/Dumping FeesWater/Water SoftenerOther _____ _____Transportation Vehicle #1 InsuranceVehicle #2 InsuranceBoat/RV/Motorcycle Insurance & ExpensesEmission InspectionLicense Renewal/RegistrationOil Change/Tune-UpOther Maintenance and RepairsOther _____ _____ _____ _____Health Other InsuranceMedical Exams/Lab TestsVisits (sick kids, allergy, etc.)Physical Exam/School PhysicalPrescriptionsChiropractorDermato logistDental Exams/X-Rays/CleaningsDental Work NeededOrthodontiaVision Exam/Glasses/ContactsAlternative Health PractitionersVitamins/Supplements/Homeop athicOther _____ _____ _____ _____Insur ance (Other) Life/Umbrella InsuranceDisability/Long-Term Care InsuranceOther _____ 5110/14/10 9:48 AM10/14/10 9.

10 48 AM52 The Budget KitDescriptionAmount(s)Months Due Memberships Church/TempleCountry ClubCredit Card Annual FeesGym Annual FeesOrganizations/ClubsProfessional Dues/LicenseAuto ClubSportsWarehouse ClubsOther _____ _____Computer/ElectronicsHardware/Softwa re/AppsUpgrades/Printer SuppliesService/MaintenanceClasses/Train ing/Assistance _____Education (Adult) TuitionBook/Supply ExpensesTrade Journals/Magazines/NewspapersWorkshops/S eminars/SpeakersOther _____ _____Clothing (Adults and Children) Work Clothes/Uniforms/ShoesSeasonal Clothes/Shoes/JacketsSports Clothes/Special EventsDry Cleaning/Alterations/Shoe Repair _____Recreation (Adults) PartiesConcerts/Sports Events/Season TicketsFees.