The Little Data Book on Financial Inclusion - World …

1 2015 THE LITTLEDATA book ON Financial Inclusion 2015 International Bank for Reconstruction and Development / The World Bank1818 H Street NW, Washington, DC 20433 Telephone: 202-473-1000; Internet: rights reserved1 2 3 4 18 17 16 15 This work is a product of the staff of The World Bank with external contributions. The find-ings, interpretations, and conclusions expressed in this work do not necessarily reflect the views of The World Bank, its Board of Executive Directors, or the governments they repre-sent. The World Bank does not guarantee the accuracy of the data included in this work.

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3 2015. The Little data book on Financial Inclusion 2015. Washington, DC: World Bank. License: Creative Commons Attribution CC BY IGOT ranslations If you create a translation of this work, please add the following disclaimer along with the attribution: This translation was not created by The World Bank and should not be considered an official World Bank translation. The World Bank shall not be liable for any content or error in this If you create an adaptation of this work, please add the following disclaimer along with the attribution: This is an adaptation of an original work by The World Bank.

4 Views and opinions expressed in the adaptation are the sole responsibility of the author or authors of the adaptation and are not endorsed by The World content The World Bank does not necessarily own each component of the content contained within the work. The World Bank therefore does not warrant that the use of any third-party-owned individual component or part contained in the work will not infringe on the rights of those third parties. The risk of claims resulting from such infringement rests solely with you. If you wish to re-use a component of the work, it is your responsibility to determine whether permission is needed for that re-use and to obtain permission from the copyright owner.

5 Examples of components can include, but are not limited to, tables, figures, or queries on rights and licenses should be addressed to the Publishing and Knowledge Division, The World Bank, 1818 H Street NW, Washington, DC 20433, USA; fax: 202-522-2625; e-mail: (paper): 978-1-4648-0552-3 ISBN (electronic): 978-1-4648-0553-0 DOI: by Communications Development Incorporated, Washington, Little data book on Financial Inclusion 2015 ContentsAcknowledgments .. ivForeword..vIntroduction .. viiData notes .. viiiRegional tables.

6 1 World .. 2 East Asia and Pacific .. 3 Europe and Central Asia.. 4 High income: OECD .. 5 Latin America and the Caribbean .. 6 Middle East .. 7 South Asia .. 8 Sub-Saharan Africa .. 9 Income group tables .. 10 Low income.. 11 Middle income.. 12 Lower middle income .. 13 Upper middle income .. 14 Low and middle income .. 15 High income .. 16 Euro area .. 17 Country tables (in alphabetical order) .. 18 Glossary.. 163 Reference.. 167iv2015 The Little data book on Financial InclusionThe Little data book on Financial Inclusion 2015 was prepared by the Finance and Private Sector Development Team of the Development Research Group, by a team led by Leora Klapper under the supervision of Asli Demirguc-Kunt and comprising Saniya Ansar, Rafael Alonso Arenas, Dorothe Singer, and Peter Van Oudheusden.

7 The work was carried out under the management of Kaushik Basu. The team is grateful to Douglas Randall for helping with the questionnaire design and to Massimo Cirasino, Mario Guadamillas, Jake Kendall, Douglas Pearce, Maria Soledad Martinez Peria, Peer Stein, Rodger Voorhies, and World Bank colleagues in the Development Economics Vice Presidency and the Financial Markets Global Practice as well as staff at the Bill & Melinda Gates Foundation, the Better than Cash Alliance, the Consultative Group to Assist the Poor, the GSM Association.

8 And the Office of the United Nations Secretary-General's Special Advocate for Inclusive Finance for Development (UNSGSA) for providing substantive comments at different stages of the project. The team is also grateful for the excellent survey execution and related support provided by Gallup, Inc. under the direction of Jon team is especially grateful to the Bill & Melinda Gates Foundation for providing Financial support making the collection and dissemination of the data of this volume was managed by the Development data Group, under the direction of Haishan Fu.

9 Substantial contributions were made by Shelley Fu, Mohammed Omar Hadi, and William Prince, with additional support provided by Azita Amjadi, Leila Rafei, Jomo Tariku, and Sup Lee. The book s design was done by Jomo Tariku based on an original design by Communications Development Incorporated. Typesetting was done by Barton Matheson Willse & Worthington. Staff from the World Bank's Publishing and Knowledge division oversaw publication and dissemination of the book , and Alison Strong provided editorial reference citation for the 2014 Global Financial Inclusion (Global Findex) data provided in this book is as follows: Demirguc-Kunt, Asli, Leora Klapper, Dorothe Singer, and Peter Van Oudheusden.

10 2015. The Global Findex Database 2014: Measuring Financial Inclusion around the World . Policy Research Working Paper 7255, World Bank, Washington, Little data book on Financial Inclusion 2015 ForewordBy Her Majesty Queen M xima of the Netherlands UN Secretary-General s Special Advocate for Inclusive Finance for Development and Honorary Patron of the G20 s Global Partnership for Financial InclusionAmong those of us committed to advancing access to Financial services for the poor, the release in 2012 of the Global Financial Inclusion Database the Global Findex represented the beginning of a new stage in our work.