Treaury and rade olutions - Citibank

1 Treasury and Trade SolutionsBiographyRuth Wandh ferManaging DirectorGlobal Head of Regulatory and Market StrategyTreasury and Trade SolutionsRuth Wandh fer is highly regarded across the banking industry for her in-depth knowledge of the regulatory, market and competitive landscape, and in particular is acknowledged as one of the foremost authorities on SEPA (the Single Euro Payments Area). She holds a number of influential positions, including the Chairmanship of the European banking industry s Payments Regulatory Expert Group, membership of the Plenary of the European Payments Council (EPC), Chairmanship of the EPC s Information Security Support Group, membership of the EPC s SEPA Scheme Working Group, membership of the EPC s Executive Committee (Co-ordination Committee), membership of the EU Commission s Payment Systems Market Expert Group as well as COGEPS, the high level Euro Payments Strategy forum of the ECB to discuss payment policy issues with the market.

2 ruth is responsible for Citi s Regulatory & Market Strategy within the Citi Treasury and Trade Solutions (TTS) business globally. As such, she has external responsibility for engaging with and influencing the evolving regulatory and market/standards environment on a wide range of established and emerging topics in the transaction banking space, as well as driving and coordinating the business response within Citi to joining Citi, ruth worked for the European Banking Federation where she was responsible for securities clearing and settlement as well as payments. Furthermore, she was closely involved with the EPC in the writing of the SEPA Credit Transfer scheme rulebook, as well as being a high profile and influential lobbyist in the negotiation of the Payment Services Directive.

3 In addition, her efforts in the context of clearing and settlement harmonisation covered topics such as Target2 Securities as well as industry work on harmonising corporate actions processes in Europe in line with the Giovannini Report , ruth worked in financial management in the banking sector as well as in the European Commission DG Economic & Financial Affairs. She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. She recently published her first book EU Payments Integration the tale of SEPA, PSD and other Milestones along the Road (Palgrave MacMillan) and is a fellow lecturer of the Pallas Program in European Business Law.

4 She is also on the Editorial Board of the Journal of Payment Systems & Strategy, a Henry Stewart Publication. A 2010 Financial News Rising Star she has been named to Management Today s 2011 35 Women under 35 list of women to watch (published in the Sunday Times) and in 2012 was named one of the top 100 most influential people in finance by Treasury and Risk and Trade 2014 Citibank , All rights reserved. Citi and Arc Design is a registered service mark of Citigroup 07/14