UNIFORM PROPERTY & CASUALTY PRODUCT …

1 EFFECTIVE Jan. 1, 2017 Type ofNAIC Annual SERFFSERFFI nsuranceStatement Line Type OfSub-Type ofInsuranceInsuranceProperty1 Coverageprotectingtheinsuredagainstlosso rdamagetorealorpersonalpropertyfromavari etyofperils,including butnotlimitedto fire,lightening,businessinterruption,los sofrents,glassbreakage,tornado,windstorm ,hail,waterdamage,explosion,riot,civilco mmotion,rain, PropertyProperty insurance coverage sold to commercial Commercial PROPERTY (Fire and Allied Lines) PropertyPropertyinsurancecoveragesoldfor personal,familyorhousehold Personal PROPERTY (Fire and Allied Lines)

2 ,includingbutnotlimitedtofire,lightening ,lossofrevenue,tornado,windstorm,hail,fl ood,rain,ordamageby or Crop-Hail Sub-TOI ,suchashailandfire,andisnotreinsuredbyth e Crop-Hail Non-Federally Reinsured Reinsured CropCropinsurancecoveragethatiseitherwho llyorinpartreinsuredbytheFederalCropInsu ranceCorporation(FCIC)undertheStandardRe insuranceAgreement(SRA).Thisincludesthef ollowingproducts:MultiplePerilCropInsura nce(MPCI);CatastrophicInsurance,CropReve nueCoverage(CRC);IncomeProtection and Revenue Assurance. Crop-Hail Federally Reinsured Only (Note:Ifcoverageforfloodisofferedasanadd itionalperilonapropertyinsurancepolicy,f ileitunder the applicable PROPERTY insurance filing code.)

3 Or FloodSeparate flood insurance policy sold to commercial or Commercial FloodSeparatefloodinsurancepolicysoldfor personal,familyorhousehold or Personal FloodFarmowners3 Farmowners insurance sold for personal, family or household purposes. This package policy is similar to a homeowners policy, in that it has been developed for farms and ranches and includes both PROPERTY and liability coverage for personal and business losses. Coverage includes farm dwellings and their contents, barns, stables, other farm structures and farm inland marine, such as mobile equipment and livestock.

4 Personal FarmownersPersonal FarmownersUNIFORM PROPERTY & CASUALTY PRODUCT CODING MATRIXF iling Code*Sub-Type of InsuranceDescription 2017 National Association of Insurance Commissioners 1 of 15 EFFECTIVE Jan. 1, ,appurtenantstructures, a fixed Homeowners Sub-TOI described Condominium HomesHomeownersinsurancesoldtoownersoccu pyingthedescribedmobile Mobile Owner Occupied Tenant other Homeowners insurance Other HomeownersCommercial Multiple Peril5 The policy packages two or more insurance coverages protecting an enterprise from various PROPERTY and liability risk exposures.

5 Frequently includes fire, allied lines, various other coverages ( , difference in conditions) and liability coverage. Such coverages would be included in other annual statement lines, if written individually. Include under this type of insurance multi-peril policies (other than farmowners, homeowners and automobile policies) that include coverage for liability other than auto. CMP Liability and CMP Sub-TOI Portion**Absence of a responsibility to fulfill a contract or CMP Non-Liability Portion CMP Sub-TOI Portion**Responsibility to fulfill a contract or CMP Liability Portion CMP Sub-TOI Risk PoliciesTypically written on a reporting or completed value form, this coverage insures against loss to buildings in the course of construction.

6 The coverage also includes machinery and equipment used in the course of construction and to materials incidental to Builders Builders Businessowners (BOP) provides a broad package of PROPERTY and liability coverages for small and medium sized apartment buildings, offices, and retail stores. Businessowners Businessowners Businessowners Package Policy The Commercial Package Policy (CPP) provides a broad package of PROPERTY and liability coverages for commercial ventures other than those provided insurance through a businessowners policy. (The older special multi peril programs (SMP) also use this code.)

7 Commercial Package Commercial Commercial Output PoliciesProvides broad form all risks coverage of personal PROPERTY of an insured manufacturer that is located away from the premises of the manufacturer at the time of a claim. Manufacturers Output Manufacturers Manufacturers for all aspects of E-Commerce CMP CMP CMP E- Commerce 2017 National Association of Insurance Commissioners 2 of 15 EFFECTIVE Jan. 1, Farm and RanchA commercial package policy for farming and ranching risks that includes both PROPERTY and liability coverage.

8 Coverage includes barns, stables, other farm structures and farm inland marine, such as mobile equipment and or - Commercial Farm and Commercial Farm and Commercial Farm and CMP PoliciesAll other commercial multiple peril (CMP) insurance Other Other CMPM ortgage Guaranty6 Insurancethatindemnifiesalenderforlossup onforeclosureifaborrower fails to meet required mortgage Mortgage MG Sub-TOI Rate MortgagesThetypeofloaninwhichtheinterest ratewillnotchangefortheentire term of the Fixed Rate Trust/Pool MortgagesThe type of loan in which the interest rate may vary or float periodically throughout the term of the loan based on an interest rate Variable Rate Other MGOcean Marine8 Coverageforoceanandinlandwatertransporta tionexposures;goods or cargoes; ships or hulls; earnings.

9 And Ocean Ocean MarineInland Marine9 Coverageforpropertythatmaybeintransit,he ldbyabailee,atafixedlocation,ormovablego odsthatareoftenatdifferentlocations( ,off-roadconstructionsequipment),orsched uledproperty( ,HomeownersPersonalPropertyFloater)inclu dingitemssuchasliveanimals,propertywitha ntiqueorcollector svalue, ,suchasbridges,tunnels,piers,wharves,doc ks,pipelines,powerandphonelines, for use on public Inland Inland Marine Sub-TOI MortalityCoveragethatprovidesadeathbenef ittotheownerofapolicyinthe event of the death of the insured Animal in Conditions (DIC)DICisaspecialformofopen-perilcovera gewritteninconjunctionwithbasicfirecover ageanddesignedtoprovideprotectionagainst losses not reimbursed under the standard fire Difference in Conditions (DIC) Electronic Data Processing (EDP) Insurance PlansVeterinarycareplaninsurancepolicypr ovidingcareforapetanimal( ,dogorcat)oftheinsuredownerintheeventofi tsillness or Pet Insurance Commercial Inland MarineAllotherinlandmarinecoveragethatis soldtocommercialventures,includingcovera geonpropertyrented/leasedbythenamed insured to others.

10 (Also see ) Other Commercial Inland Personal Inland MarineAllotherinlandmarinecoveragethatis soldforpersonal,familyor household Other Personal Inland Marine 2017 National Association of Insurance Commissioners 3 of 15 EFFECTIVE Jan. 1, Equipment (Cellular Telephones)ProvidesinsuredsubscribersofC ommunicationsEquipmentServiceProviderrep lacementcoverageforlossofanddamage, ,andanyotherdevicesincorporatingwireless phoneandpagercapabilities,includingbutno tlimitedtopersonaldigitalassistants (PDA) and wireless Communication Equipment (Cellular Telephones) CancellationCoverageforfinanciallossbeca useofthecancellationorpostponementofaspe cificeventduetoweatherorotherunexpected cause beyond the control of the Event CoverageCoversfinanciallossduetotripcanc ellation/interruption;lostordamagedbagga ge.